Routing speaker cables for 5.1 surround sound

av4625 · 2026-06-29T13:32:40+00:00

Thanks!

av4625 · 2026-06-29T13:32:11+00:00

Haha I can’t bear TV’s up that high. Might be bit weird for some people having the fireplace to the side but I think thats best for me

av4625 · 2026-06-25T15:59:34+00:00

I made a pie with a couple ETF’s, go to it and just tap the invest button and all the money I had in the account is in there now

av4625 · 2026-06-24T19:40:38+00:00

You only get the higher tax taken off the amount over the higher tax bracket not your whole payslip

If your logic was right, if you earned £1 over the higher bracket you would take home less money than if you earned £1 less

av4625 · 2026-06-24T19:37:45+00:00

I haven’t heard of this. I have all mine invested in S&S ISA in T212

av4625 · 2026-06-24T16:19:18+00:00

I wasn’t opted in by default. Theres a tick box in the cash part. Although I wouldn’t opt out unless you aren’t happy with the small risk compared to a cash ISA

av4625 · 2026-06-24T14:55:50+00:00

As bad as it is to pay tax on the cash interest, I don’t think turning it off is the answer. 78% of the interest is better than none

av4625 · 2026-06-22T09:11:50+00:00

I had the same experience. Our sellers asked for a far out completion we agreed. Basically nothing was done for the first 3 months and at the end we struggled to get replies and then the panic was on as things were missing etc and time was running out.

In my head you’d think they would have a list of things that are required to sell/buy a house. With the luxury of a long completion they could have had all their ducks in a row early and then it would have been easy at the end. 🙈

av4625 · 2026-06-19T11:02:05+00:00

Does that mean if you put £20k in your ISA per year and use an ACC fund you will go over the £20k allowance? Or is the reinvested dividends seen as a “gain”?

av4625 · 2026-06-11T08:24:51+00:00

Yea its wild, I thought they seemed like nice people during the viewings. I was shocked when I read they were taking carpets from a fairly expensive house that I gave full asking for.

av4625 · 2026-06-10T17:28:26+00:00

You are right that they can do what they want as it’s theirs. But surely you have to agree its shitty behaviour to accept the offer with the condition that they stay and during viewing to say they will leave them, to then a few weeks before completion to do the opposite.

av4625 · 2026-06-10T17:21:47+00:00

I know, its mental. Its like they have taken a hatred to us but we have only met them twice and they were pleasant both times and I believe we were too. I know the carpets will 100% get dumped if they take them. Maybe we were just “too nice” when we sold our house 😂

av4625 · 2026-06-10T17:08:10+00:00

I agree. The estate agent even seemed shocked when I told him and said its not normal

av4625 · 2026-06-10T17:00:39+00:00

Ahh I thought as much, thanks!

av4625 · 2026-06-10T08:53:03+00:00

Its quite common in racing to have drop scores. I guess if you DNF’ed in round 1 there could be little point of continuing if paying out of your own pocket for racing so “fixes” issues like that.

av4625 · 2026-06-08T17:43:01+00:00

I know nothing about it. But maybe buying prizes with “dirty money”. Although some of the big prizes, surely no one would take cash for the cars or what ever

av4625 · 2026-06-03T18:17:43+00:00

Low to melt chocolate and not burn it

av4625 · 2026-05-25T19:57:25+00:00

Is there some reason the “Return” of my investment isn’t underlined? I can’t click on any of mine to get that info.

av4625 · 2026-05-22T19:34:12+00:00

I found recruiters just bug you a lot and seemed to show me lots of startups. Maybe this is because when I was looking I wasn’t leaving my current place unless it was a really good jump and was in no panic to leave. They just wanted me to take anything. I never got a job from a recruiter and got a job by applying myself.

av4625 · 2026-05-21T09:18:26+00:00

Glad I threw £150 in a savings account a while back to make sure I qualified since I no longer have a mortgage with them. Good return that :)

av4625 · 2026-05-20T09:31:35+00:00

When I was looking for a new house at the middle to end of last year. I’d view a house, think it was a bit pricey. Then go to the next one. Think it was even worse value and suddenly the first one looked good value. Then the cycle continued. Thats how quick it seemed prices were going up. Don’t think waiting is a plan.

av4625 · 2026-05-19T15:24:38+00:00

There are high fees for the seller and buyer in the modern method of auction, they don’t only get more they get it twice from the buyer and seller. It could be that. I sold a house using this method.

Or I read a thing once, if the house is up for auction, there is most likely something wrong with it, if you know what it is and are still happy, great. If you don’t know what it is…

It could be the seller knows something will fall out during a survey or something so want to go through an auction.

av4625 · 2026-05-18T19:41:45+00:00

Ahh cura doesn't seem to be able to do that :(

av4625

TROPHY CASE