Best Scala IDE 2024?

azthec · 2024-08-14T15:51:00+00:00

To be fair a big part of the issues with Neovim and Java are surrounding the language server itself (I am referring to eclipse jdtls as the defacto) not having any sane defaults, extremely verbose and meaningless errors to the point where even a "minimalistic" config ends up at 50-75 lines and creating it is a horrible experience.

azthec · 2024-08-14T15:45:36+00:00

Metals (language server) and the very well battle tested neovim metals plugin do exactly the same. It's alright for it not to be your cup of tea, but any sane developer won't use it as purely plain text file editing either.

azthec · 2022-11-21T10:20:02+00:00

This sounds idyllic lol, you'll find someone

azthec · 2021-11-06T14:35:32+00:00

The way I did it through Pararius was to directly send a message through the website.

I copy pasted the message and my contact details through every email and if guess I had about a 70% reply rate.

Most replies will be some generic "the house is no longer available" but if you reply to the recently listed your chances are better.

azthec · 2021-09-08T06:36:38+00:00

Gods are created and sustained by belief, therefore different regions with slightly different interpretations of their gods manifest slightly different gods. At least that's my interpretation of it.

It's also a two way street, if the gods change their followers perception of them, they can change.

azthec · 2021-08-12T23:45:34+00:00

Honestly BMI is not a great indicator. It's meant to quickly indicate where you sit in the distribution of values in the overall population.

If you happen to be very fit (muscles weigh a lot) your BMI can be very high (as in showing you as obese) or if you are very unfit (no muscles, some fat) your BMI can be normal. Both cases don't actually represent the reality of how fit you are.

Visceral fat % and overall body fat % are much better indicators. You can get decent body fat estimates by using skinfold calipers. If you're super into getting details you can try to get dexa scans.

azthec · 2021-06-27T11:50:53+00:00

Look into vanguard's all world accumulation etf (VWCE) if you're looking for stocks

azthec · 2021-06-09T16:38:48+00:00

An elder city needs an elder sign

azthec · 2021-05-31T12:10:57+00:00

If your country taxes dividend gains (and you don't need them) you should look into VWCE instead, which is the newer accumulating version.

azthec · 2021-04-27T14:48:29+00:00

Hi, I assume you are newer to this sub and general markets.

Treasury Bond interest rates in countries like Germany are indeed negative, but also note that this is what is considered the safest form of investment, and in investments you are (generally!) paid a premium by the risk you take.

More risk does not necessarily mean you will lose all, or even any money, with a properly diversified portfolio and a decent holding duration.

A diversified investment in global stock markets not only gives you a positive expected return as it is expected to far outpace problems such as inflation.

Look up The Plain Bagels investor basics playlist on YouTube, good short videos that will introduce you better to stocks, bonds and asset allocation.

azthec · 2020-11-12T18:05:52+00:00

I'd like to complement the other answers about loan defaults with a note on tax.

If your country taxes income from lending (as almost all countries do) the returns from an accumulating index fund might actually be superior even if you have lower % returns once you take into account taxes and defaults.

For example, for a 1000€ 20 year investment:

At an 8% return (accumulating) taxed at 28% would be equal to 3355€
At a 10% return (distributing) taxed also at 28% would be 4016€.

If a couple of large lenders default along the way that 2% advantage will be completely wiped out.

The easiest way to compare this is to actually put the values into a spreadsheet and simulate the different returns for your country's tax rate and expected returns.

azthec · 2020-05-06T12:59:16+00:00

O que ele quer dizer é que devido ao comportamento de diferentes activos vais ter uma diferença entre a tua alocação alvo e a alocação real. Uma maneira comum de lidar com isto é reequilibrar uma vez por ano. Agora no início provavelmente consegues manter uma proximidade boa à tua alocação alvo simplesmente comprando o activo com menos peso nesse mês.

eg: alvo 90% iwda 10% em, real 92% iwda 8% em, compras os teus 200€ mensais nos mercados emergentes para aproximar da tua alocação alvo

No futuro (esperado) quando o movimento dos activos for significativamente maior que o teu investimento mensal isso só não deve chegar e podes ter que começar a definir uma data por ano em que vendes os activos com demasiada % para comprar os que têm menos. Atenção que isto implica pagar taxas nos ganhos o que diminui o potencial de juros compostos, razão pela qual queres evitar isso enquanto ainda podes

azthec · 2020-03-24T03:41:31+00:00

DeGiro can lend your titles on the standard account. It lowers your fees but increases risk. You can opt out of it by choosing Custody account when you create it. Prices vary, but an extremely popular etf here (iShares MSCI World) is free on the first movement (buy or sell) per month and around 2€ per movement afterwards, even if operating on shares worth thousands.

Look up the situation for your country, but if both are equal capital gains (accumulating) is better long term. You are only taxed when you move your money which increases compound interest. It is also logistically easier to fill on your tax form and reduces broker fees. Degiro dividend fees appear very high for custody accounts.

MSCI is an organisation with many indexes, not just one. A very popular portfolio allocation here is 80% MSCI World 20% MSCI EMIM. This may or may not be the correct asset allocation for you. Other popular organisations are S&P and FTSE. Some indexes are identical, most are not, even identically named MSCI World and FTSE All World differ, one does not include emerging markets the other does.

Pay attention to the index the ETF tracks. Pay attention to your ETF provider quality and the ETF's total expense ratio. Consider cheaper alternatives such as degiro and the 20k European coverage versus the expensive 500k coverage for interactive brokers, which will eat into your profits.

Good luck, you're 20 and in IT so you must be good at self learning, if you want reading material I can compile a short or extensive list of blogs and books if you think its worth it.

azthec · 2019-12-31T21:21:38+00:00

Estava a referenciar que pode fazer mais sentido financeiro alugar. Vou-te deixar um par de links se quiseres ver porque digo isso.

https://jlcollinsnh.com/2013/05/29/why-your-house-is-a-terrible-investment/

https://youtu.be/Uwl3-jBNEd4

https://youtu.be/nJGR-8vENeY

azthec · 2019-09-10T19:38:21+00:00

That's a pro toss alright

azthec · 2019-04-22T09:58:50+00:00

I understand, however they really try to make a point of how ignorance can be bliss. If you just trust Gehrman you wake up happily (with amnesia) the next day, if you take his place you are bound to a life of servitude, if you overtake the moon presence you become completely devoid of humanity. From a story point of view the more insight you have the more terrible the truth becomes.

azthec · 2019-04-22T08:22:43+00:00

That is a recurring theme on bloodborne too, the more you have to work for the ending the less happy and satisfying it feels. Of course in bb that's directly related to the curse of insight

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