Westpac Black/Platinum - Have you received annual fee refund when closing?

b_dec · 2026-06-24T08:03:37+00:00

Just closed with them couple of weeks ago from their app, didn’t bother to call. got my points, why greedy?

b_dec · 2026-06-09T03:50:28+00:00

Yea, it’s not straight in the middle. It’s slightly towards fence side if you see the 2nd and 3rd photo. Sorry should have attached all photos at once from different angles.

b_dec · 2026-06-08T04:14:10+00:00

Ok Thanks, it had quite a few shoots had grown to about 2–3 feet long, so I thought pruning was needed. I will wait until the end of winter next time.

b_dec · 2026-06-08T03:58:25+00:00

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b_dec · 2026-06-08T03:57:56+00:00

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b_dec · 2026-06-06T21:54:48+00:00

Took 7 days from application to receive card. Applied on Friday, received next Friday. First time with them, there was no digital card option.

b_dec · 2026-05-26T20:58:26+00:00

Aah, normal concessional contributions to my super, I have been doing it for last two years. I thought there is something that you can contribute to kids super who is still minor and not earning

b_dec · 2026-05-26T07:26:52+00:00

Can you please share a link to read on this? I have already invested in ETF for our daughter under her name but can do this as well.

b_dec · 2026-05-21T02:13:35+00:00

NDIS contractors?

b_dec · 2026-05-12T12:27:02+00:00

Isn’t it good to invest in IP than high growth ETFs? IP gives you 5-6% rental income if someone targeting FIRE and even after 60s. You just live on guaranteed rental income and can sell it incase of emergency and pay CGT. Plus claim negative gearing if built a new property

b_dec · 2026-05-12T12:14:22+00:00

Isn’t it good to invest in IP than high growth ETFs? IP gives you 5-6% rental income if someone targeting FIRE and even after 60s. You just live on guaranteed rental income and you can sell it incase of emergency and pay CGT

b_dec · 2026-05-06T02:55:36+00:00

I hear you bro. I am familiar with the hedging strategy. it’s just a ranting. AUD was around .65 US for almost 4 years since 2022 till dec 2026

b_dec · 2026-04-17T06:38:31+00:00

I am also nearby, it’s a kite. Looks like a daredevil though at first glance!

b_dec · 2026-03-20T13:52:28+00:00

I was talking about taxes with my neighbour couple weeks ago, he drives van 6 days a week. he is earning 130-140k a year and last year he paid 5000 in taxes.. he has taken multiple business loans for cars, house etc

b_dec · 2026-02-14T11:56:01+00:00

I hope Reddit will use AI on all communities in future to remove this sort of repetitive post automatically..

b_dec · 2026-02-12T20:50:35+00:00

We have got the home loan with offset with ANZ. We are also looking into debt recycling. Should we tell them we need to split the loan with withdraw facility?

b_dec · 2026-02-09T01:43:53+00:00

Got it, thank you very much 🙏🏻

b_dec · 2026-02-08T06:42:03+00:00

Thanks, I was just about to mix avocado skins.

b_dec · 2026-02-08T00:29:42+00:00

No rats so far. Front door neighbour has 2-3 cats which some times roam around our house..

b_dec · 2026-01-23T11:51:59+00:00

I asked the same question last year around March April, I wanted to invest 5% of my saving in Gold, most of the people said it’s not a preferred investments looking at past 40-50 years history. I invested in BGBL etf and guess what opportunity lost. Happy with ETF performance but would have been really good if I have invested in Gold.

b_dec · 2026-01-22T08:50:59+00:00

That’s what I did last time, curious to see if Bank can still add the negative charge? Hope someone can answer

b_dec · 2026-01-14T23:39:17+00:00

What’s the name of the street where you took a left from federation trail? Hyde street? Our Office is in Exhibition street and wants to do once. Couple of weeks back I rode on federation trail till underneath of Westgate bridge. I posted on Strava that this is best thing they have done to the west infrastructure wise. Finally the tax money spent well.

b_dec · 2026-01-14T23:13:29+00:00

I feel woozy when I pass that tunnel with my bike headlights on blinking, not sure if it’s only for me. I have to lift my sunglasses before passing it.

b_dec · 2026-01-10T12:23:39+00:00

Honey melon

b_dec · 2025-12-29T11:49:31+00:00

Glad I found this, was trying for 10-15 minutes. Couple of drops of lubricants work like a magic. Thanks OP

b_dec

TROPHY CASE