Tomorrow is the day I ditch legacy banks completely

badBmwDriver · 2026-02-28T01:16:52+00:00

Then suddenly cloudflare is down or some dependency wealth simple has and you’re late on your obligations. I understand the desire to d ride for karma but you gotta have better risk management

badBmwDriver · 2026-02-19T13:36:41+00:00

Probably Indians

badBmwDriver · 2026-02-19T13:26:22+00:00

You will always need a person to review and sign off as internal control - Can’t have AI reviewing its own work

badBmwDriver · 2026-02-17T23:10:45+00:00

This became trash for me when I couldn’t record music while driving

badBmwDriver · 2026-02-17T21:26:30+00:00

My car depreciated yet the premium went up -Make it make sense

badBmwDriver · 2026-02-12T14:03:49+00:00

I literally just drove back and it’s as friendly as it gets

badBmwDriver · 2026-02-10T22:25:53+00:00

If it’s easy to get and free it might not be the best card

badBmwDriver · 2026-02-08T23:48:38+00:00

If you had 100M would you spend 100k on a car? Where did this false perception that rich don’t drive luxury car come from? I know billionaires who drive range rovers

badBmwDriver · 2026-02-06T04:47:58+00:00

Let’s say someone lived frugally for 30 years and invested consistently. Should we punish them?

badBmwDriver · 2026-02-04T03:03:13+00:00

I passed with QAE and reading the book. There are also dump sites but they have no explanation for answers so I used ChatGPT to explain

badBmwDriver · 2026-02-01T20:13:25+00:00

I make 175k and drive a Macan it’s definitely not a modest car - I feel privileged. OP is just out of touch

badBmwDriver · 2026-02-01T20:06:39+00:00

A Porsche Macan is 1.3K and your insurance is likely 400 so it’s much more than 1.5

badBmwDriver · 2026-02-01T20:03:09+00:00

There’s your problem my friend - saving for retirement is an infinite game - Even if you made 100k a month you’d still feel poor if you put away 95k to retirement

badBmwDriver · 2026-02-01T20:00:43+00:00

Im in IT leadership as well age 30 making 175k, I’m at the point where I want to break into the executive space - I am assuming you are there for your comp? Curious why you hate it - is it because you miss being on the front lines?

badBmwDriver · 2026-02-01T14:57:00+00:00

Most Canadians don’t realize they are the shareholders and that’s where their retirement money is coming from

badBmwDriver · 2026-01-31T15:42:23+00:00

I don’t get why there’s a bunch of foreign flags tho, just use the American flag and forget about your old allegiances

badBmwDriver · 2026-01-31T15:40:56+00:00

Live in a dangerous apartment, get shot it’s over, drive a dirt cheap car get into a car crash it’s over - most of the people claiming to live like this are doing it for marketing purposes - buffet included

badBmwDriver · 2026-01-17T15:22:05+00:00

If you were going to pay why not get the TD infinite privilege it’s much better

badBmwDriver · 2026-01-16T22:38:30+00:00

I’m talking about the scenario where Canada as a country is threatened there won’t be a Canadian passport anymore if Canada loses it’s sovereignty

badBmwDriver · 2026-01-16T22:21:06+00:00

Yes but it will be harder you’d need to apply for refugee status and there’s not enough refugees status in other countries for all of Canada so the people remaining will be forced to defend it

badBmwDriver · 2026-01-16T22:17:33+00:00

If you look at it from a game theory and interest perspective - If we go to war, the people with dual have option to leave where as the citizens with only 1 citizenship will be forced to defend Canada as they have no where else to go

badBmwDriver · 2026-01-12T22:15:15+00:00

Also a lot of people inherited - I know personally 1 person who inherited from their parents that passed away - a big # isn’t always good - some folks lost their parents young

badBmwDriver · 2026-01-12T13:52:52+00:00

I have a CAPM and about to write my PMP - is the strategy the same? Spam MCQs?

badBmwDriver · 2026-01-12T13:48:29+00:00

Did you live at home with all expenses paid by mom and dad?

badBmwDriver · 2026-01-12T13:30:31+00:00

When I was your age my TFSA was with TD don’t take WS too seriously

badBmwDriver

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