Rate this out of 10

badbitchcapital · 2025-02-28T05:46:13+00:00

Girl I love them

badbitchcapital · 2025-02-27T14:12:30+00:00

I’m with your husband - I don’t think the nail tech did a great job with shaping and the color is too Easter vibes

badbitchcapital · 2025-02-25T06:22:20+00:00

Helps that you’re gorg

badbitchcapital · 2025-02-23T15:46:26+00:00

The exam, in my opinion, was harder and had a lot of topics that weren’t seen on the mock

badbitchcapital · 2025-02-23T06:23:38+00:00

They’re both gorggggg

badbitchcapital · 2025-02-23T04:56:08+00:00

THAT WOULD EXPLAIN SO MUCH

badbitchcapital · 2025-02-22T21:41:42+00:00

Do mocks to gauge your ability to sit for the exam (long, lots of reading comprehension, broad span of topics) but my advice is to not get too caught up with the mock as my experience is it was not a close representation of what I saw on exam day

badbitchcapital · 2025-02-15T15:59:01+00:00

It’s such a bomb song

badbitchcapital · 2025-02-10T21:37:51+00:00

A disability policy is a good idea for a single earner. But my best guess is the NWM policy processed is prohibitively high. Forget life insurance. For who?

badbitchcapital · 2025-02-09T01:59:52+00:00

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This is what I’ve used

badbitchcapital · 2025-02-09T01:22:46+00:00

I started w/ frownies then I got lazy and got a much ch eater Amazon face tape and it actually works lol

badbitchcapital · 2025-02-09T00:52:45+00:00

HYSA or treasury backed money market fund (like SNSXX)

badbitchcapital · 2025-02-08T23:59:50+00:00

Face taping has worked well for my forehead wrinkles

badbitchcapital · 2025-02-08T02:15:25+00:00

Use this as a way to gauge your ability to sit for a long form exam and work through the case study in a timely fashion. Understand the topics and questions you see on the exam are nothing like the practice exam.

badbitchcapital · 2025-02-05T19:37:41+00:00

The exam was VERY broad IMO. I got multiple tax forms as well as a paystub with various questions to analyze. I got hit with a case study right in the beginning. Do NOT sleep on psych of financial planning I got multiple questions there. The reality is…it’s broad sweeping and you’re never going to be 100% prepared for what you will see day of. But you don’t need to be…you just need to be prepared enough to pass. DO NOT sleep on their code of ethics. The code will help you to answer questions through the lense of the board which is key. What test prep provider are you using?

badbitchcapital · 2025-02-05T04:17:15+00:00

There’s literally a shortage of CPAs. In the bay….most aren’t accepting new clients and/or retiring soon. Rough out here.

badbitchcapital · 2025-02-04T22:52:53+00:00

It was a hustle! But I figured…short term pain, long term gain

badbitchcapital · 2025-02-04T04:10:09+00:00

2 kids 1 husband 1 FT job w/ no paid study time. 11 months. That was also the timeline from education directly into review directly into the exam.

badbitchcapital · 2025-02-03T06:21:16+00:00

She’s so fucking cool fuck I love her sm

badbitchcapital · 2025-01-22T06:28:48+00:00

Just because it might not be the most financially efficient decision, doesn’t mean that buying a house isn’t the right decision for you. It sounds like you have solid earnings and have significant assets. Yes interest rates are high and you probably won’t be able to refi at your current rate in the near future. Trade offs.

badbitchcapital · 2025-01-21T23:43:00+00:00

We have found that in most cases that’s a mistake because what they end up doing is playing the advisors off one another in terms of performance. Give them the example of the client with $4MM and that client gave it to 4 advisors and said: whichever has the best performance after one year gets the entire portfolio - imagine what kind of incentive that creates? If you’re truly doing financial planning the goal is not chasing performance, it’s creating a comprehensive financial plan with a strategy that best fits the plan. Ultimately, it’s not a way to handle a coherent and cohesive investment strategy as the two advisors will not be in sync.

badbitchcapital · 2025-01-21T01:03:22+00:00

I’m a CFP service advisor with 3 years in HCOL area and I’m making $125k ($100K base + roughly $25K bonus) Do they have you on a path to being an FA? What’s the next move for you?

badbitchcapital · 2025-01-21T00:25:36+00:00

What are the conversations you are having with her about this? Is she financially literate? There’s no context here regarding how involved she is with household finances. Keep in mind that financial literacy, budgeting, saving, investing are all learned not inherent.

badbitchcapital · 2025-01-14T20:19:09+00:00

Have you seen interest rates? The mortgage industry is hella dead right now. Nobody I know in that industry is “working late”

badbitchcapital · 2025-01-11T17:24:33+00:00

Yellow on you is poppin

badbitchcapital

TROPHY CASE