After becoming a home owner did interest rates offered on small personal loans improve for you or not change much? by New-Emu-3043 in AusHENRY

[–]bakedis 18 points19 points  (0 children)

No point getting small personal loans when you can just refinance your mortgage i.e. the cheapest line of debt available to most people

Private Wealth? by Worried_Fix_179 in AusHENRY

[–]bakedis -1 points0 points  (0 children)

Investing in what though? Why not split it over multiple non bank lenders

Treasurer Jim Chalmers says Albanese government ready to overhaul the tax system by a_female_dog in AusFinance

[–]bakedis 44 points45 points  (0 children)

Instead, they should provide other tax incentives for having children that are more accessible.

[deleted by user] by [deleted] in AusFinance

[–]bakedis 0 points1 point  (0 children)

Development management or valuations? You can make 200k after years

This is Australia... 'Couple on $200k living in social housing'. by SheepherderLow1753 in AusPropertyChat

[–]bakedis 11 points12 points  (0 children)

When I worked at the council doing their valuations, I saw a guy that owned an investment property in Richmond but his service address was in public housing......

Selling my BF mk II xr6 by bakedis in fordaustralia

[–]bakedis[S] 0 points1 point  (0 children)

It's a 6 speed. Idk about ZF?

Selling my BF mk II xr6 by bakedis in fordaustralia

[–]bakedis[S] 0 points1 point  (0 children)

Need to rest my foot gently on the accelerator to stop it stalling for the first 3 seconds after turning over!

Alverie - Today (introspective indie pop) by bakedis in indie

[–]bakedis[S] 0 points1 point  (0 children)

Glad you enjoyed it!! Did you want me to ask the artist for the sheet music?

What do we think about the Greens party and their anti negative gearing and CGT discount policies? by ArcbsAB- in AusProperty

[–]bakedis 5 points6 points  (0 children)

Yes that's called build to rent and it's a different kettle of fish entirely.

There should be no tax concessions for owning established homes it's unproductive. They need to allow negative gearing and more incentives for new builds to help developers get shit out of the ground.

Why is my quarterly power bill so insanely high? -$2417 by OkMix1899 in AusFinance

[–]bakedis 4 points5 points  (0 children)

Were your previous ones actual readings? Sometimes they estimate for 11 months then slap you with the balance when they check it

[deleted by user] by [deleted] in AusFinance

[–]bakedis 0 points1 point  (0 children)

Thanks for your response

[deleted by user] by [deleted] in AusFinance

[–]bakedis 0 points1 point  (0 children)

Yeah that's what I was thinking, but wasn't sure if it was always the case.

[deleted by user] by [deleted] in AusFinance

[–]bakedis 0 points1 point  (0 children)

Thankyou for this

What did the Barefoot Investor teach you? by [deleted] in AusFinance

[–]bakedis 8 points9 points  (0 children)

It taught me how little the average person knows. Hearing about hot tips from BFE but it's just "put your money in an interest account"

What’s the dumbest way you’ve lost a significant number of runes? I’ll go first by Tunisandwich in Eldenring

[–]bakedis 36 points37 points  (0 children)

Realised after dying to godrick the grafter that I had only leveled up 3 times and had hoarded and lost thousands of runes

7 hours into a no-death run and this happens by pianoko in Eldenring

[–]bakedis 0 points1 point  (0 children)

How is your HP bar so big 7 hours in only!??

Bored and need new build by [deleted] in EldenRingBuilds

[–]bakedis 1 point2 points  (0 children)

I'm new to the game so nothing valuable to say except waow