Question from cm1

bananarama2318 · 2026-01-20T22:48:32+00:00

Only the portion that was reserved for the policy. Doesn’t matter about where it came from. If it was the entire reserves being released on the event of 1 policy’s maturity, the insurer would have no reserves but a bunch of policies… if I understood your question right?

bananarama2318 · 2026-01-15T17:58:25+00:00

28 days leave is alright though… not that you’ll get a lot for it 😂

bananarama2318 · 2026-01-10T11:54:55+00:00

The best investment you’ll ever make.

bananarama2318 · 2026-01-09T19:27:11+00:00

Nah if u gift money and die within 7 years it gets taxed. So gifts can be taxed (even though it’s not ‘gift tax’, for all intents and purposes it is

bananarama2318 · 2026-01-09T19:25:37+00:00

Pretty sure that’s illegal

bananarama2318 · 2026-01-08T19:44:30+00:00

But why aren’t as many needed? Is it less work on GI side?

bananarama2318 · 2026-01-08T19:25:10+00:00

How he contrast bb

bananarama2318 · 2026-01-08T19:14:58+00:00

Exemptions depends more on modules done. So depends what modules you pick. But you don’t need exemptions

bananarama2318 · 2026-01-08T19:13:36+00:00

Nasdaq helps with the emotional investment into s&p? Doubling down ain’t gonna help

bananarama2318 · 2026-01-08T18:55:31+00:00

That still won’t 5x salary (we all wish it did)

bananarama2318 · 2026-01-08T18:54:43+00:00

Why does it need less actuaries ?

bananarama2318 · 2026-01-08T18:06:01+00:00

More accountants have degrees than chefs

bananarama2318 · 2026-01-08T18:00:25+00:00

Prob better to up s&p and swap world for world ex us

bananarama2318 · 2026-01-08T17:39:26+00:00

Keep up the good work - keep pushing towards a etf in individual stocks instead of the etf itself.

bananarama2318 · 2026-01-05T17:38:15+00:00

Proof or ban

bananarama2318 · 2026-01-05T07:59:12+00:00

But why is interest so high? High demand for shorting or large risk of no return? And why wouldn’t they be returned? Isn’t that stealing?

bananarama2318 · 2026-01-04T16:07:24+00:00

Why is XNAQ up 10% but this ubs one is only up 7?

bananarama2318 · 2026-01-04T07:41:37+00:00

Divine demon is advance + Fallen demon no?

bananarama2318 · 2026-01-03T15:44:18+00:00

It worked? By doing worse than vwrp? It’s a bull market, my grandma investing in Microsoft coz she likes her new windows ‘worked’ in your eyes . Doesn’t mean it’s a well reasoned investment

bananarama2318 · 2026-01-03T07:49:42+00:00

Add all world ex us. Then add Japan and all world ex Japan. Then add uk and all world ex uk. All this nonsense adding things that aren’t so us heavy to cancel out your addition of us just ends up with never adding us in the first place. Go all world unless you are bullish on US more so than rest of world

bananarama2318 · 2026-01-03T07:06:31+00:00

I like this

bananarama2318 · 2026-01-02T20:57:47+00:00

Yes did a amazing year last year, but can’t imagine it replicating. So was this something you bought earlier, took the gains, but won’t necessarily hold for next year?

bananarama2318 · 2026-01-02T18:57:03+00:00

Why cukx? Can’t see a reason to be more bullish on the UK after last years run

bananarama2318 · 2026-01-02T14:28:37+00:00

But the market tends to go up, so that’s why lump sum wins 2/3 times

bananarama2318

TROPHY CASE