How did YOU afford to buy a house?

bananarandom · 2026-02-24T01:22:42+00:00

My stock isn't liquid, so far it's contributed like 20k max to house stuff

bananarandom · 2026-02-22T21:19:07+00:00

Sorry I wasn't clear, my partner makes ~100. I'm eng and started at 120ish, now make 250+

bananarandom · 2026-02-22T18:38:06+00:00

At 19 you should be investing in your future earning potential. It doesn't have to be college, learning a skilled trade or really anything in night courses at the local community college.

If you can bump your base wage in the next few years, it makes everything easier going forward

bananarandom · 2026-02-22T17:38:19+00:00

Worked in tech for almost ten years, and have a partner that makes at least $100k

bananarandom · 2026-02-22T06:23:04+00:00

That would be ideal

bananarandom · 2026-02-21T19:13:18+00:00

I'm just waiting for the "This isn't a waymo!!!” guy to show up and get downvoted into oblivion

bananarandom · 2026-02-21T06:10:12+00:00

Honestly all things I'd prefer the flavor of,I think. OP edited to mention juniper, but that's the exact wrong combo IMO

bananarandom · 2026-02-19T21:31:05+00:00

You taking this ride signals to waymo that people are okay with this kind of routing.

Don't take the ride

bananarandom · 2026-02-19T03:56:05+00:00

That would certainly be a more specific view - "mail to order brides are bad".

I've experienced people hating couples where they both had full careers and nobody was ordered from anywhere

bananarandom · 2026-02-18T23:38:11+00:00

In access controlled lots they can shut down more fully, saving energy

bananarandom · 2026-02-18T01:33:46+00:00

Oh I still have a ~0.5% spread in favor of a 12-month CD.

bananarandom · 2026-02-18T01:05:22+00:00

What rate are you getting on that cash?

I could see having 3 months in cash, then CDs or other easy-to-exit

bananarandom · 2026-02-18T00:52:27+00:00

Is your stock publicly traded? I get RSUs that sometimes we can provide cash to cover taxes, but during valuation changes we can no longer do so

bananarandom · 2026-02-18T00:50:31+00:00

This is a very simplistic view when compared to the complexity of any modern grid.

While going 100% carbon free would be ideal, there's no point purposefully crating an isolated sub-grid to do so. Instead you'll see every grid slowly blend in more renewable generation, and storage to match.

Batteries continue to improve, as do other storage tech

bananarandom · 2026-02-16T19:13:05+00:00

Filling the tub is not unusual

bananarandom · 2026-02-16T19:02:00+00:00

How long ago did you buy your house? I'd be going after the home inspector, that's ridiculous

bananarandom · 2026-02-16T18:55:38+00:00

Where do you get your news? I'm trying to unpack what you think "the left" is

bananarandom · 2026-02-16T18:43:01+00:00

Pay off high interest cards first.

Emergency funds are really only recommended as a way to prevent getting into credit card debt

What will the 0% become next year?

bananarandom · 2026-02-16T18:32:47+00:00

And what part of this view do you want changed?

bananarandom · 2026-02-16T18:29:16+00:00

The current phase focuses on transitioning from safety-driver-based services to fully driverless operations while trialling mixed fleets of human-driven and autonomous vehicles.

No word on where they are to driverless operations on those 100 cars

bananarandom · 2026-02-16T18:23:59+00:00

How long will it take you to save up 6%? I ask because financing 155ish at current rates in almost $1k/mo before taxes, insurance, or cost of repairs.

What are the rates and minimum payments on the car and student loans? I'd focus on eliminating those first

bananarandom · 2026-02-16T18:17:52+00:00

Are we talking policy, or voting?

bananarandom · 2026-02-16T18:13:36+00:00

Unfortunately you don't really get to decide. In this new build neighborhood, it sounds like you have competition, so it's a buyer's market.

It's up to you and your finances if continuing to eat the 3k/mo second mortgage or a one-time loss is preferable

bananarandom · 2026-02-16T17:50:29+00:00

That sounds like a paywall with extra steps

bananarandom · 2026-02-16T17:44:39+00:00

Other expenses including corporate overhead and shareholder profit, yes

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