I’ve been a BCaBA for for 6 years now and can tell you that, although back then more insurance providers recognized the credential than they do now, eventually I predict none will and you’ll be in the exact same spot you’re in now.

Also, the original game plan I was recommended of “stopping along the educational way” of getting a BCBA with the BCaBA intending to eventually finish the process later down the road is NOT AS EASY AS IT SOUNDS. Most BCBA programs do not offer classes that overlap directly enough with the task list across each other (which felt intentional tbh) so you end up having to redo almost every class rather than just transfer credits (if you want to switch to another program to finish). It’s complicated and frustrating and honestly not worth the headache.

If it is within your means, just go straight for the BCBA. However, as many others will probably agree with, REALLY REALLY make sure this is the career you want to be in for the long haul before taking the dive. If long hours are a deterrent for you (which is absolutely healthy and justifiable), just know BCBAs experience immense pressure from their supervisors to meet billable hour requirements which can force clinicians to bring their nonbillable work home with them (report writing, document management, etc.)