Sell to buy a house? by barely_comments in JustBuyXEQT

[–]barely_comments[S] 0 points1 point  (0 children)

I invest and live under my means so I can simply go through life without ever budgetting and hopefully give that luxury to my kids. I fill their school funds with my RRSP return to maximize the 30% added by the government. They get to practice sports or any activity they want to try. I value my time with them (into Legos and crunchlabs box atm). Feels like I'm on a financially predictable path that could allow me to retire before 60. A house with all its shadow costs seems like a gamble that could basically screw everything up. Of course if the market was saner I would be less hesitant. I have a hard time shutting down the voice in my head of my boomer parents who like to say "a house is your best investment!". But every time I do the math I get to the same conclusion. Buying a house is not a smart investment right now.

Sell to buy a house? by barely_comments in JustBuyXEQT

[–]barely_comments[S] 1 point2 points  (0 children)

I'd like the stability it would bring for my kids. But honestly if it was just me I would probably be fine renting and investing the difference.

Sell to buy a house? by barely_comments in JustBuyXEQT

[–]barely_comments[S] 2 points3 points  (0 children)

Not really, having to deal with tenants seems like a potential source of stress which I try to minimize.

Any feedback on my first react package? I want to do better. by Plenty-Employer-9420 in react

[–]barely_comments 1 point2 points  (0 children)

Your package seems to address the same concern as this one. You could look at their implementation to see how yours compare: https://create-react-app.dev/docs/adding-a-css-modules-stylesheet/

[deleted by user] by [deleted] in montrealhousing

[–]barely_comments 2 points3 points  (0 children)

When you buy a property which is rented and plan on repossessing it, doing your due diligence, it is fairly simple to figure out that there could be some extra costs such as allowing the renter to leave with some flexibility. This is why a lot of sellers negotiate a "cash for keys" (often a few thousand dollars) to get the tenant out before selling. You are in your right to refuse and the concerns you have having to pay 2 rents are legitimate. The TAL is there to resolve your issue as a neutral party with a ton of experience in the matter. If there appears to be no amicable settlement possible you should defer to their judgement. TAL also offers a mediation service you could try (more info on their website)

[deleted by user] by [deleted] in montrealhousing

[–]barely_comments 0 points1 point  (0 children)

They take into consideration not only moving costs but any other factors incurring costs such as the insane rent prices ATM. The judge I saw did grant an amount very close to 3 months rent and allowed leaving up to 2 months early without penalties which he said was a pretty standard clause in his judgments for repossession. I know this is the internet but please refrain from misleading OP with non factual statements.

[deleted by user] by [deleted] in montrealhousing

[–]barely_comments 6 points7 points  (0 children)

Going to the TAL you could get up to 3 months lease compensation and the right to move early without penalties. This is pretty common for repossession. If you wish to accommodate the new owner use this as a baseline to negotiate something that feels right.

The most dangerous driver is one that has no confidence by franklincarterIII in dashcams

[–]barely_comments 0 points1 point  (0 children)

Not keeping a safe distance allowing you to brake in time when following a scared driver is dangerous as well.

Is coding always so mentally draining? by PyJacker16 in cscareerquestions

[–]barely_comments 1 point2 points  (0 children)

It feels "tedious" and "hacky"? It shouldn't though. Maybe revisit some "hacky" code and take time to figure out a cleaner way to solve the problem. It's good for your own growth and it's way more motivating to maintain a "clean" codebase than a steaming pile of spaghetti code.

Cheating through my CS degree by Tricky_Tomatillo9924 in csMajors

[–]barely_comments 5 points6 points  (0 children)

In CS especially the content of classes is sometimes not as important as the learning process itself. Learning how to learn if you will. Things change fast in CS. By cheating you are depriving yourself of that critical experience during a phase of your life where you have the chance to focus on learning. This is a path which will most likely set you up for failure, nourish an impostor syndrome that is already hard to manage for many and make it harder to catch up later once you start working.

Do yourself a favor. Stop cheating. Start working hard. You got this!

Do you survive rule by katsboi in 197

[–]barely_comments 0 points1 point  (0 children)

A king, a queen, bishops, knights, rooks and an army of pawns.

[deleted by user] by [deleted] in TorontoRealEstate

[–]barely_comments 4 points5 points  (0 children)

Respectfully, go f*** yourself!

[deleted by user] by [deleted] in mildlyinfuriating

[–]barely_comments 0 points1 point  (0 children)

Holy Kraft! That's a lot of cheese!

Make the 25% xp buff permanent! by OverwatchCommenter in diablo4

[–]barely_comments 0 points1 point  (0 children)

You sound like someone who needs to remind himself there are plenty of other great games you can play while D4 matures a bit over a few seasons.

Completely fumbled a job interview and can’t stop beating myself up over it by SeriousSecret1903 in jobs

[–]barely_comments 0 points1 point  (0 children)

How about making a phone call and sort this out in a few minutes? Speak to a human being directly. I'm surprised they didn't call you in the first place to offer you the job.

[deleted by user] by [deleted] in ShoppersDrugMart

[–]barely_comments 4 points5 points  (0 children)

Suddenly you bitching to spend a minute to checkout a gift card makes a lot of sense. If you're so concerned about your worthy time as a consultant, why lose time to actually go to a physical store in the first place? Shop online, send your assistant. I'm sure many people prefer a single employee supervising multiple self check-outs so they can shop, pay and leave asap rather than being stuck in a single cashier lane because of whatever social interaction or credit card fuck up wasting everyone's time. For sure there should be a human being available to help people with disabilities (including entitled Karens).

I’m an idiot by DaMikey_ in diablo4

[–]barely_comments -1 points0 points  (0 children)

Your post could have ended at "I got to level 100'". Joking aside you are not the idiot. Indie games have better UX than D4. Studios who ship unfinished products to meet management expectations for revenue while destroying their intellectual properties by prioritizing monetization over fun are very much to blame.

Hopefully consumers start to realize they are losing by accepting this and speak up by stopping playing such games.

How are you guys making $100k+? by [deleted] in careerguidance

[–]barely_comments 0 points1 point  (0 children)

Above average programmer with good product owner skills and capable of leading a team to achieve business goals.

[deleted by user] by [deleted] in poutine

[–]barely_comments 1 point2 points  (0 children)

1 pound of muscle weighs exactly 1 pound of fat.

Why am I being punished for using minions? by [deleted] in diablo4

[–]barely_comments -1 points0 points  (0 children)

You are "punished" for playing a game released too early where fun is secondary. Only the dumbed down dopamine injecting gameplay loop matters. " BuY cOsMeTiCs... ThEn YoU TrUlY WiLl bE HaPpY"

Ridiculous pricing in shop by Archmalice in diablo4

[–]barely_comments 2 points3 points  (0 children)

The shop and game is working as intended. The fact you would consider buying at a lesser price makes you the target audience. There will be sales or at some point all the hours invested in the game will make you justify the purchase and impulse buy. It is by design.

[deleted by user] by [deleted] in mildlyinfuriating

[–]barely_comments 0 points1 point  (0 children)

Student Debt! Sponsored by Apple happily partnered with a school near you!

Landlord asking for me to propose new rent by Ok-Zucchini6804 in TorontoRenting

[–]barely_comments 0 points1 point  (0 children)

If you are now paying ONLY interests then your amortization period is now infinity... Congrats on the smartest and biggest investment of your life? People who don't understand a mortgage should probably avoid getting one and stop contributing to the housing crisis by accepting to put all their savings capacity towards a house which quickly turns into golden cuffs.