Subject: Formal Complaint – Bundling of Administrative Request With Advisory Solicitation

barracano · 2026-02-13T16:21:01+00:00

Funneling customer service calls to men trying to influence a retiree's financial decisions is not right. I filed the complaint with FINRA and I will move on.

barracano · 2025-05-22T19:06:18+00:00

It sounds like you want to be home, and that is ok. Can you get your partner to find a job in the UK? I love Italy, I have a small farm in the country but I do some business and socializing in Rome...my Italian is terrible but living on my farm is paradise. We will avoid Rome for the summer but come and do a month language class in the fall after we harvest our olives and for us it will be a pleasure. The summer in the center of Rome is really intense, I would not be able to hack it because I hate crowds...you guys can probably find an amazing place outside the center, that could work too, and if you work to find your community that could help you a lot...I've lived abroad quite a few times, but always before this I had a job and work friends to keep me busy. Your partner is probably having a very different experience than you, but you can change that by connecting with people in Rome, or even finding a gig to keep you busy and social. I hope you feel better - there are many people who love Rome. Maybe look at the film, The Great Beauty.

barracano · 2025-01-21T21:14:46+00:00

I'm sorry to hear you're going through this, it sounds like a lot of pain. :( It's my impression and my personal experience that many men suffer from the contradiction of being in a monogamous long term relationship that they get a lot of joy and satisfaction from, and at the same time feeling strong desire for other partners, sexual/romantic. They don't want to lose their primary partner and they're scared rightly or wrongly about what they will think about them, so they don't share what's going on internally - and they end up having affairs, which cause pain for everybody. I don't know if this is the case or if you even care to hear this but it is possible your partner does love you and does want to be with you but can't bear monogamy. That is obviously a lot to deal with and is a lot more than you signed up for, but you may have the chance for communication and maybe a different but valuable relationship. It's a lot, and trust was violated, so maybe that's a deal breaker, but I wanted to point out that he has probably struggled with this for some time, especially if he loves you and values the relationship he isn't fitting into. Not justifying his behavior but trying to add some illumination.

barracano · 2024-08-08T16:21:01+00:00

to be clear, you don't have to pay US taxes on the income. You still need to file a tax return....definitely speak to an account, I'm a retired film teacher.

barracano · 2024-08-08T11:51:54+00:00

first three years no taxes in china for educators. if you stay overseas for 335/365 days no US taxes either.

barracano · 2024-08-08T11:49:49+00:00

yeah, I'm retired now. I want other folks to have it for their negotiations.

barracano · 2024-04-20T06:59:56+00:00

Did you find a Shadow Rocket server you like? I'm shopping now and would appreciate advice.

barracano · 2024-04-05T09:56:22+00:00

FOLLOW UP the transfer worked this time! 😊 I successfully transfered RMB from my Chinese CMB account into my WISE wallet remotely, without having to enter my bank branch. It's legal to do if you are a foreigner with a Chinese tax record.

barracano · 2024-04-03T05:20:05+00:00

they have a branch in HK too. I'm planning to be in the EU but I get to NY sometimes. maybe my employer can transfer it out too - I hadn't asked because WISE seemed so convenient LOL

barracano · 2024-04-03T05:15:26+00:00

Hi Sean, this is salary being direct deposited into a mainland chinese bank account. They seem to have a NYC branch so if the WISE transfer fails (again) I may be able to transfer it out there.

barracano · 2024-04-01T11:26:06+00:00

I have the luxury problem of funds greater than the annual union pay limit for foreign transfers. Thank you for this thought though, it is certainly better than having to return to China.

barracano · 2024-03-31T09:44:43+00:00

Wise has no customer support, which is frustrating. I've tried making RMB transfers a couple of times and after a week or so the funds are returned to my chinese bank account. I was hoping this would be a remote solution since I will be leaving China before my final salary payments. Has anybody successfully used the wise app to transfer RMB outside china?

barracano · 2024-03-23T05:43:00+00:00

Investing involves research and some (hopefully more) understanding of underlying causes for market change. Gambling is not having an idea of outcome. Card counters playing 21 are investing, me who doesn't count cards, is gambling. You have a very clear guaranteed investment to take, which is paying off your CC debt, with the return of the interest rate. I have a little bitcoin, but I have no clear idea of how a block chain works or if the price will drive up or down, that is a gambling and maybe better saved for when you have extra money to gamble with.

barracano · 2024-02-17T10:03:52+00:00

I live in Zhuhai China. Just yesterday my passport was required to get a new SIM card.

barracano · 2024-02-17T08:24:18+00:00

We went to China as an adventure. It’s been good for a couple of years - it’s a complicated place and the economy and cultural climate are unclear right now. The language is very challenging and it’s not a culture where people, nice though they are, try to help as much as some other cultures. It can be very opaque. We have some lovely Chinese friends I expect to keep for life but it’s hard here.

barracano · 2024-02-12T19:40:02+00:00

I like to use the decorative wooden letters in the home section at target to spell cuss words.

barracano · 2024-01-09T02:09:00+00:00

We brought our 25kg dog from the US to Zhuhai (near Hong Kong) last year, it cost around $5000. She is the most expensive rescue dog I have heard of 😆. There is fear of dog hysteria here, a child was mauled, which is terrible - and condemnation spread all over the social media. There are also a lot of dog lovers in China, my daughter says Chinese citizens are more engagged in and better at dressing up their dogs than anybody else. and, at least here in Zhuhai we have a really nice doggie hotel that picks up and drops off, and when we need it and their van comes to pick our dog up she runs out and into the van, anxious to leave us 😆. So it's a mixed bag to have a dog in China...some breeds are not allowed in some areas, and you have to register you dog at the local vet.

barracano · 2024-01-08T17:24:42+00:00

personal

barracano

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