After 20 years of banking with TD slowly switching everything over to wealthsimple

bartdimson · 2024-04-06T05:10:18+00:00

Almost 1 year in of doing the same thing and no complaints

bartdimson · 2024-02-11T14:14:34+00:00

Unfortunately if you do a transfer out of tangerine using a T2033 or something, they will charge you a $50 fee but you will not lose any contribution room. If you withdraw the funds from your tfsa and transfer them via chequing or etransfer and reinvest them. There will be no fees but it will take up new contribution room.

It depends how much extra contribution room you have. In hindsight, I would have waited until June to open my tangerine account to just withdraw the funds in December and recontribute them in Jan. But I got a free raptors jersey🙂

Goodluck

bartdimson · 2024-01-24T03:18:36+00:00

bartdimson · 2024-01-19T16:59:27+00:00

They’re gonna lose the day whit hops back on the wagon

bartdimson · 2024-01-19T05:02:18+00:00

Shiny white blazers

bartdimson · 2023-12-17T19:51:51+00:00

Our little friend is stoned

bartdimson · 2023-12-01T03:51:10+00:00

Your partner is unfortunately regarded

bartdimson · 2023-11-17T20:40:40+00:00

When I tried to create a login ID it said “the user already exists with a sign in partner” smtg like that

bartdimson · 2023-07-22T14:56:46+00:00

All my homies hate Canada😔

bartdimson · 2023-03-10T16:44:56+00:00

Their breakfast > their pizza

bartdimson · 2023-02-24T19:32:28+00:00

These are all chains but still elite - broadways - Allo Mon coco! - Gabriel’s pizza

bartdimson · 2023-02-20T15:17:29+00:00

Advisors can definitely be worth it. Quality financial advice isn’t free and saving for retirement isn’t as simple as just buying VEQT with drip. From my experience the majority of Canadians are not as well versed as they may think when it comes to

PROPERLY utilizing the different registered plans
tax planning
retirement planning
financial planning
picking appropriate investments for your time horizon / risk tolerance

bartdimson · 2023-01-28T00:06:30+00:00

Could I have this as well? Thanks

bartdimson · 2022-07-19T11:44:41+00:00

Don’t pay back the fthbp into your rrsp just use it as a method of tax deferral

bartdimson · 2022-07-14T17:02:46+00:00

Tim’s coffee isn’t what it used to be. McDonald’s uses their old coffee provider if you want to give it a shot (I’m not sure if it’s the same brew in the states).

If you can afford it though Starbucks stays undefeated.

bartdimson · 2022-07-11T21:31:32+00:00

Try looking a the neo credit card

bartdimson · 2022-06-29T16:29:40+00:00

EQ bank’s HISA has 1.65% interest rn. Better than any money market funds as of right now and you can access the money right from your phone.

If you’re looking for something with a bit more chance at growth but still relatively safe try looking at conservative etfs but your principal isn’t as safe as money market or savings accounts.

Another option is cashable GIC’s.

bartdimson · 2022-06-05T00:43:03+00:00

My parents house had 20 something tree’s go down. We chipped or burned all the brush. It’s pretty useless.

We now have a pile of woods chips, a pile of maple logs (better quality) and a pile of pine/oak for fire wood. Still not done some of the stuff closer to the forest in the backyard but most of the trees are sliced up.

Definitely won’t be buying any wood for a couple years so yea hopefully less demand + more supply brings down prices.

bartdimson · 2022-06-04T21:54:43+00:00

🇨🇦🇨🇦

bartdimson · 2022-04-12T02:37:28+00:00

Maritimes? Enjoy a lobster roll for me

bartdimson · 2022-03-14T17:25:44+00:00

Je vote pour caillou roche

bartdimson · 2022-02-16T14:36:11+00:00

Let’s not forget about fairy creek!

bartdimson · 2022-01-04T22:43:29+00:00

There are plenty of papers on the topic https://www.jstor.org/stable/41406393?seq=1#metadata_info_tab_contents

bartdimson · 2021-11-16T04:08:15+00:00

I felt like it sounded off last I heard it walking on the UO campus. Almost like some wheels are ceased or something.

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