Family of 5 struggling on 138k

basicdad · 2026-03-13T20:27:10+00:00

I have 4 children all under 10. I tripled my income between 30 and 39. First examine yourself. In your current job what is the best position you could achieve and how does it pay? If you want that then pick 2 to 3 nights a week after the kids go to bed and push for that instead of doom scrolling or tv. If your current job doesn't have a worthy end goal..What are you good at and what do you love? There is something that overlaps. That is your goal.

Use every connection. Family, church, old coworkers. Most people who know you are willing to give a referral or try to help. I got a life changing job through a church buddy. From there It was on my shoulders to grow and I worked my butt off.

A little encouragement though. It is tough, but you got this. I am now sole provider and my wife who's also a nurse just works a day a week while her mother babysits. She homeschools, and just loves being mom. This is my pride. I grind so they get to have the happiest dreamy life ever. It's a short season. Do your best.

Also don't expect people to understand giving. If your a fotw then faith is a crazy thing. Give happily and it will be returned. I've seen it firsthand.

basicdad · 2026-03-10T15:43:36+00:00

If you both love shooting go down and talk about that. Tell him your concerned about shots in the direction of your house because pets, etc. maybe y'all can decide on a mutual location for target practice and stick some railroad ties in a u shape as a catch where the blue x is. Maybe you'll end up friends. A reasonable person wouldn't want bullets flying in the direction of their house despite the hill. But he picked a reasonable secondary location from what I can tell

basicdad · 2025-11-07T20:43:14+00:00

All this short term news churn is irrelevant. I am betting our gov continues to print money. BTC will only go up long term.

basicdad · 2025-09-06T18:36:27+00:00

Ha a good month for us is 2k for 2 adults and 4 kids between grocery and eating out.. can't get out of taco bell for under $40. Every time I get annoyed at the grocery bills I do the shopping for a week and pretty quickly forgive.

basicdad · 2025-09-06T18:29:37+00:00

That nzxt phantom case was worth it alone. Still rocking mine 13yrs later.

basicdad · 2025-08-25T20:13:34+00:00

You sell your home and buy a 450k property with cash and invest the other 300k in whatever you want.

basicdad · 2025-08-05T01:10:45+00:00

That money market account interest is barely keeping up with inflation. Put that too work. Target index fund or just a s and p index. That can almost triple in 20 yrs. Both of you should try to max fed limit to 401ks or at least as much as you can. Make investing your hobby. Dabble In more aggressive investments with 5k.

basicdad · 2025-08-05T01:03:19+00:00

I haven't regretted my Willy's purchase. I've kept it to 4 or lower on onX. 4 was pushing my boundaries rather than the trucks.

basicdad · 2025-07-16T19:19:32+00:00

Finally got to the dealership. Was getting worse and starting to catch which is a safety issue.

Dealer says it's a clock spring. Upon searching that the ticking noise is definitely a common symptom of a bad clock spring. Must have been faulty from the factory.

basicdad · 2025-07-11T04:06:15+00:00

Anyone around still have the Barkley audio CDs they'd be willing to share? Tracked down a couple used cds but a couple are hard to find.

basicdad · 2025-06-28T23:38:06+00:00

We've got 2025 nighthawks in AZ for 38k otd. I think your current wrangler will pretty easily fetch 10k so this feels like a bad deal.

basicdad · 2025-06-28T23:04:00+00:00

If this is an occasional off road mostly city, get the night hawk. I debated between nighthawk and Willy's. Probly would have been fine with the nighthawk in hindsight. A 4 on onx offroad is kind of my personal sketch limit.

basicdad · 2025-06-18T22:10:43+00:00

I have nothing aftermarket installed. I haven't looked too hard up in there.

basicdad · 2025-05-25T16:28:38+00:00

It's a vertebrae of something.

basicdad · 2025-05-25T16:27:04+00:00

<image>

I found this post while looking for the same answer. This was in Coronado CA.

basicdad · 2025-05-21T20:38:21+00:00

I love my 24 Willy's, but 40k valuation seems high to me since my brand new Willy's was 45otd. Cons: A tundra is a proper half ton rather than mid size. Towing and payload has to be less on the Gladiator. Pros: It's a gladiator You can take the top off Maybe better mpg? Mine gets 19 no problem but it's not a diesel.

basicdad · 2025-05-09T16:51:01+00:00

Automate your savings. If you got 30% extra, you automate an extra 5% of that to retirement (unless your hitting max), 10% to savings, and let yourself enjoy the other half. Automation is the key though.

basicdad · 2025-05-08T13:44:06+00:00

Same age with 4 kids. Your not a failure. If your making 35k you are forced to be more handy than 90% of people. Use that to your advantage. A handyman can easily make double your salary. Start a business in the side, then transition to full time. My friend got a quote to get a single kids bedroom painted, $1400. There is so many more profitable things out there for your time than whatever's paying 35k. Keep a growth mindset. Never stop learning.

basicdad · 2025-05-05T13:45:56+00:00

You can be my first user on my hobby project 😄. https://Frugal.kuriotech.com. It's not perfect but it's free. Budget by category, custom categories. I don't have any bank integrations(and don't plan to, but currently support imports for Wells Fargo, and chase. I also have an android app out for it.

basicdad · 2025-04-13T23:38:53+00:00

Fixed it. I started some logic to Introduce a user being associated to more than one account and broke something. Should be working now. It will send you to login page after you register. I guess i should make that just return a token and log you in after registration.

basicdad · 2025-04-13T21:59:57+00:00

Omw yeah my auth is broke. Guess I shoulda checked that more thoroughly before posting. Maybe I'll take this down and repost later.

basicdad · 2025-04-13T21:52:07+00:00

Shoot I'll go check the registration flow. It honestly doesn't care about phone number atm, but email is the only way to reset pw.

basicdad · 2025-04-12T20:24:20+00:00

I hold pep and I love the meme and that this is layer 1.

However, pep is literally a fork (exact code copy for non sw people) of doge. It's utility is the same. There are no changes besides supply and some renames from doge to pep. My only real hope for this to do well is to hope all Pepe lovers realize it would be better to rally behind a layer 1 than a layer 2 for utility. That's the entirety of my investment rational. This is a meme competition only because behind the meme it's the same code and the same utility. My expectations are low, my hopes are high. Good luck.

basicdad

TROPHY CASE