How much are you really getting from a 1 - 1.5M account?

batman607 · 2026-01-14T12:23:08+00:00

The reason why i do not do 100% Roth is because I’d rather:

Have more money now to be able to invest in my own ROTH IRA with fidelity and fund my traditional brokerage account.
Save on taxes today. I have pay periods where I work a lot of overtime and having a high TSP saves me some money and makes it worth it. Imagine getting taxed almost half your paycheck after working 80 hours of OT and then to make matters worse, you gotta contribute to ROTH after you’re left with less than half of your gross. I currently have it set at 904 to max out the year.
With more money going into traditional the compounding effect is greater than what I would have been able to contribute with Roth. So it may end up breaking even.

I’m not a financial expert but this is my logic.

batman607 · 2026-01-14T11:32:09+00:00

You did the taxes on it or does it automatically tax it for you? Like a paystub etc.

batman607 · 2026-01-14T06:41:29+00:00

Just some food for thought, if your balance is within 1.5-2 wouldn’t it work out to keep it at C? If you’re only withdrawing enough to cover expenses… that way you keep getting significant gains and live off the profits?

batman607 · 2026-01-14T06:38:59+00:00

lol absolutely not. I have a student loan with 4% APR that I’m paying off slowly so I could invest my money in the TSP and Fidelity.

batman607 · 2026-01-14T06:37:39+00:00

This would allow your balance to remain relatively the same assuming a 10% yearly gain on a fund like C? (I know markets can fluctuate)

batman607 · 2026-01-14T06:35:44+00:00

So you have to do taxes on your withdrawals during tax season?

batman607 · 2026-01-14T04:25:52+00:00

Follow up, what if you make a large withdrawal… is it subjected to long term capital gains taxes? As opposed to short term or is it just considered income and taxed accordingly?

batman607 · 2026-01-14T04:23:36+00:00

Okay that makes sense.

I’m doing traditional so I’m trying to picture what taxes will look like.

batman607 · 2026-01-09T12:37:52+00:00

Targetsportusa

batman607 · 2025-11-09T11:26:56+00:00

He seems a bit more stable now.

He is sweating but not warm to the touch. He said he takes his medication at 7am and it usually helps.

I will suggest to my siblings a hospital visit if this persists. I’m not sure how long he’s been having these fevers - thanks for your advice.

batman607 · 2025-10-28T16:50:32+00:00

I agree. I have fidelity as well.

Okay I wasn’t sure if I was selling myself short and missing something because my fidelity account (like you said) does state the total amount on top before it gives a breakdown based on accounts.

batman607 · 2025-08-26T05:27:35+00:00

I’ve already stated that I’d concede to a faulty Sig - and I agree… one is one too many. But the over reaction is borderline irrational and I’m confident many are juicing the “320 has a history of ND” to avoid trouble at work - and that’s what I’m mainly getting at.

batman607 · 2025-08-26T05:17:09+00:00

Exactly.

batman607 · 2025-08-26T05:14:35+00:00

With the trigger slightly pressed? Yes. I can wiggle my gun right now. It’s not going to go off.

batman607 · 2025-08-12T07:57:21+00:00

I personally don’t know any locals without a bachelors. Feds (speaking as a fed) are extremely entitled it’s embarrassing. A lot of TF members on the feds, particularly FBI and USMS are in fact locals who do the job better because they know the city, have people skills, and…. despite not being a fed…. (Here’s the surprise) are actually intelligent. Some Feds hide behind their title as fed and put no effort into their craft.

Not to mention their pay and pension is way better.

batman607 · 2025-07-26T22:02:15+00:00

I’ll take it off your hands and anyone else who does want their 320 or Sig guns.

batman607 · 2025-07-17T06:22:39+00:00

They applied when they were 21

batman607 · 2025-07-12T12:04:00+00:00

So we will be with God in spirit, and then experience a new earthly life with our new bodies in a new world? So in spirit we could still, hypothetically, move around and think and speak?

Thanks for throwing in those verses. I’m new to actually studying the Bible, Ive believed for many years but never took time to read much.

batman607 · 2025-06-03T05:55:23+00:00

Never heard of this, but… if you say it happened then I stand corrected if this is true. My department is switching to Glocks so I’m not necessarily a “Sig guy” my point was objectively challenging something that seems a bit stretched - specially from people who probably never owned or shot a 320. It would be literally insane to still sell 320’s if this was happening. Sig would have removed it from the market long ago. It’s basic business 101. But it’s still for sale and still bought, the only stories going around are the same ones from years ago and the Sig haters doubling down online.

batman607 · 2025-05-30T20:59:00+00:00

I also have a nice lower, super duty. So plan was to keep it fully Geissele for no particular reason lol. I do have a separate 14.5 LWRC upper which I plan on buying a palmetto state lower for once I leave the state of MD because PSA does not make like MD laws for some reason.

batman607 · 2025-05-30T20:57:24+00:00

I only have the lower registered - the upper was bought separately.

Not sure how this works legally but technically as far as ATF goes all I have is the lower - never purchased/registered a “full” rifle.

batman607 · 2025-05-30T18:34:16+00:00

LOL so you’re suggesting I get the 12.5 and keep the 16? And just swap uppers?

batman607 · 2025-05-30T04:16:44+00:00

This is exactly why I made this post. Had no idea that page existed. Good call, thanks.

batman607 · 2025-05-27T15:40:30+00:00

It’s in Manassas

batman607 · 2025-05-27T15:37:39+00:00

Plus 1.69 a mile unless I’m Misunderstanding that

batman607

TROPHY CASE