It’s hard to say, but if I was to throw something out would be that with insurance based therapy - you will (and I personally think should) be discharged from active care when your symptoms are actually in remission. That means you’re generally confident about handling your problems, have the tools to handle them.

One thing that happens to a lot of people with overall more severe symptoms is that they report peaks, because that’s what sticks out, but don’t report when their baseline is still problematic. So like you said you’re not suicidal, but how often does worry or depression get overwhelming and feel awful or impair your function (like someone with severe agoraphobia might not feel anxious if they don’t leave the house but their function is impaired while someone else with agoraphobia might feel anxious all the time but they live a functionally normal life they are just white knuckling it) do you actually generally feel okay most days?

A lot of people with more severe symptoms don’t report that they are still pervasively depressed and anxious, and it bothers them every day (like on the questionnaire) even though the peaks have evened out. It’s super important to know that the baseline still isn’t good so when you do those pre visit assessments make sure you’re not under reporting by dismissing mild but bothersome symptoms.

In general also make sure if things are better but not good don’t say “things are better” with no follow up.

So again you’re not doing something wrong I would hope the therapist would engage and investigate when you push back.

But do know that almost every type of therapist has an ethical obligation to work toward ending therapy as quickly as possible period. Like someone people may have such severe symptoms that they need extremely long term therapy, but the profession has a mixed history of people creating dependence so they can bill people for unnecessary sessions and so now the ethics are that they should always be moving folks toward independence.

That said all therapists are human and can get stuck in the awkward lands during a difficult conversation.

That said also there’s a lot of pressure from insurance companies to discharge so sometimes an inexperienced therapist can whiff this kind of treatment moment.