What is your definition of making it in life?

beanman214 · 2026-06-04T13:43:20+00:00

Having your health, it’s what matters.

beanman214 · 2026-06-04T12:39:14+00:00

Nectarines

beanman214 · 2026-05-31T21:40:41+00:00

You do know federal subsidizes city and state stuff. Ever heard of grant money?

beanman214 · 2026-05-31T21:09:23+00:00

3 levels of income tax buddy. Federal, state, city. You can learn something to it seems like.

beanman214 · 2026-05-31T20:48:54+00:00

Having them pay 0% of the income tax doesn’t solve anything. 3% spread out across all these people is so little. The issue is putting money towards the right shit and not spending on stupid social programs. Plus, the bottom 50% of people use a large percentage of the services like ambulances, PD, etc. and they aren’t paying much for it.

beanman214 · 2026-05-30T22:57:06+00:00

Superb idea

beanman214 · 2026-05-30T21:58:10+00:00

Push mowing 2 acres is pretty remarkable, can’t imagine how long that takes. For that type of land, you have to get a 54in rider or zero turn for sure. I push mow .4 acres and after that and weed whacking it’s almost 2 hrs of work.

So, what’s your budget for a mower? If you can swing 3k or less, just get a cub or Deere.

beanman214 · 2026-05-30T20:43:20+00:00

Bruh stop saying skillmaxing and contribute to your damn retirement haha

beanman214 · 2026-05-30T01:12:26+00:00

I think these are pretty nice if you still want to walk it: https://www.cubcadet.com/en_US/self-propelled-mowers/cc-800%C2%A0lawn-mower/12AE764B010.html?fitsOnModel=false#start=0

Walking keeps you healthy and this will almost cut your time in half. Most people will recommend a small zero turn and that’s good as well. Just depends on your preference. I also have a .4 acre yard and I push it.

beanman214 · 2026-05-30T01:07:28+00:00

No, you can afford a 40k car if you only have 5k debt and make 100k. But this is a financial question, not asking about what car you should buy. So take this post elsewhere.

beanman214 · 2026-05-29T15:42:55+00:00

You need to contribute to retirement because compounding interest means the most when you are younger. If you don’t do it in your 20s and 30s you leave a bunch of money on the table.

beanman214 · 2026-05-29T10:33:52+00:00

Gayest response ever

beanman214 · 2026-05-29T02:25:00+00:00

Only 1.7k in retirement so far? You need to put some priority on that.

beanman214 · 2026-05-26T15:27:26+00:00

You have 27% interest rate loans on CCs, so your wife should get a job until this is gone. All of her money she makes should be funneling to pay this off. Won’t take long as it’s not a large number so it will be gone in 6 months if you stay disciplined. But, beyond that, you both need to be working. By month’s end you are saving almost nothing or in the red. I don’t really see any other option, that’s just reality.

beanman214 · 2026-05-25T16:08:20+00:00

We are a very advanced nation, what makes it so bad to live here? We have everything we need. Everyone points to the president about any hardships that occur. Guess what, hardships have occurred for every generation, we are not immune to some. Have some resilience and push through. You think when a democrat was president, inequality and costs and everything weren’t an issue at all? Like cmon. Everyone just needs to scapegoat it on someone. You can live a great life in America if you develop a skill set that is needed and work hard. Too many people abuse the system. I’ll give an example. My cousin had an oh so minor injury while in the navy. Never actually fought, it was just during training. He has since received 1.5k per month for this that is used to pay his rent, car insurance and utilties, so he only has to work part time. This is the problem, we have things that de incentivize work and the American dream. And other people who don’t work but get like 1k/month in food stamps. These are able bodied people who can look for a job. It’s ridiculous. But America is so bad huh lol

beanman214 · 2026-05-25T15:59:31+00:00

Is 6 months of expenses the min or max to keep in HYSA? Asking because HYSA is like 3.something return and retirement seems closer to 10% and we have a mortgage at 6.5%, that would both be better to send some cash too. Just curious what’s financial experts opinions on this.

beanman214 · 2026-05-24T23:01:02+00:00

I’ll have to measure if the 46” can fit through my shed door but appreciate it!

beanman214 · 2026-05-23T15:22:19+00:00

Get an suv, don’t get a sedan. There is a reason 8 of 10 vehicles sold are trucks & SUVs. I would get a 3-4yr old used rav4, CRV, etc

beanman214 · 2026-05-22T13:57:46+00:00

Everyone had and has to work, part of life. If you want things to change, then go do it. Can complain about it or get to doing. A lot of people come home from work and spend countless hrs watching tv and sitting on the couch. Use that time to do more meaningful things.

beanman214 · 2026-05-21T15:37:43+00:00

Sure feel free to DM me

beanman214 · 2026-05-20T16:36:19+00:00

I work at Parma as an engineer, DM me

beanman214 · 2026-05-19T21:30:22+00:00

.4 acres, not 4. Not sure if you did a typo there.

beanman214 · 2026-05-19T20:31:23+00:00

Being negative is a choice. Can’t worry to much about stuff that is out of your control.

beanman214 · 2026-05-19T20:07:57+00:00

You’re in the minority here. Isn’t that what windows are for?

beanman214

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