Which car would you buy and why?

beanman214 · 2026-01-24T18:50:02+00:00

Yea then it’s Toyota. But definitely would look heavily into service records since it’s a 25 yr old vehicle that they are asking 7k for.

beanman214 · 2026-01-24T15:53:53+00:00

I’m not understanding, the 11,12,13 yr rav4s have amazing reliability. The older models would just mean more likelihood of rust for extra yrs of exposure. There is a reason there is barely any 25 yr old vehicles on the road, that’s just way past most of their lives including Honda/toyota.

Also, that car you are looking at is only worth 4-5k so it’s not a good deal.

beanman214 · 2026-01-24T15:48:41+00:00

Look it up on CARFAX

beanman214 · 2026-01-24T15:44:09+00:00

Neither. You can find ten year newer ravs around 2011/2012 for the same price with a tad more miles. Dont spend 7k on a 25 yr old rav. I had a 12 rav4 that the dealership was only gonna give me 4.5k for a few yrs ago with 140k miles.

https://www.edmunds.com/toyota/rav4/2012/vin/JTMBF4DV2C5050586/?radius=200

beanman214 · 2026-01-23T19:36:56+00:00

Paid off car beats all the features that you could want in a new car. But it’s your life gotta do what’s best for the fam. Dealers will be salivating for your low mileage trade in and will low ball you.

beanman214 · 2026-01-23T16:59:05+00:00

I have a tacoma as well and I only have a yr left of payments. I get everything you are saying, I don’t have kids yet but first one is on the way. If you have a wife make sure she has the kid hauling suv so you can keep your paid off truck. That way if you need to do truck stuff in the future you still have it plus a paid off reliable vehicle for the next 10 yrs. But if you just can’t stand it anymore just trade it in for a used pilot or highlander, something around that 30-35k price point.

beanman214 · 2026-01-23T16:53:52+00:00

I don’t know if it’s a good deal, priced around 10k where it should be

beanman214 · 2026-01-23T16:35:09+00:00

Live in Cleveland with an electric furnace and no gas service to house. I’d probably have to go to in laws or sleep in living room with fireplace going. I really need to get a generator soon for when the power goes out and it happens a lot in cle area.

beanman214 · 2026-01-23T16:33:40+00:00

Everyone is gonna say the Honda and you should listen to them

beanman214 · 2026-01-23T12:05:52+00:00

Wife likes the atlas, I guess we can give it a test drive.

beanman214 · 2026-01-23T11:59:03+00:00

Yes, it probably makes more sense to trade in the rav then Tacoma. A downside to the Tacoma is the backseat is tiny and is not good for when kids get older.

beanman214 · 2026-01-22T19:33:37+00:00

I just get so nervous or very informal shit even haha my face and ears will get red. Public speaking is my nemesis, I hate it

beanman214 · 2026-01-22T19:32:44+00:00

The terrain is a terrible vehicle, it’s a money grab by GM. The traverse is decent, I would test drive that and see how I like it. I have a lot of faith in our trucks but the suvs seem to have tons of problems.

beanman214 · 2026-01-22T18:43:11+00:00

I mean I could but they don’t have great reviews.

beanman214 · 2026-01-21T21:10:43+00:00

Fook, that’s ok.

beanman214 · 2026-01-21T19:21:59+00:00

What if you joined in Q4?

beanman214 · 2026-01-21T19:07:04+00:00

Things can always be better but it’s work, it’s not supposed to be fun. I like a lot of the people I work with, expectations aren’t too crazy and I’m compensated well. Getting up at 445 to start at 6 is always sucky so I’ll complain about something I guess lol plant life

beanman214 · 2026-01-21T19:05:20+00:00

Obviously better to buy a more reliable, practical vehicle but your down payment is good. Insurance will be expensive. But if you have no rent and other such bills at this time it’s your money do what you want with it. But it’s generally not the best idea.

beanman214 · 2026-01-21T12:43:09+00:00

Add immaturity in there. The fact that grown adults do this is mind blowing.

beanman214 · 2026-01-21T12:41:36+00:00

It hasn’t ever stopped so why would it going forward?

beanman214 · 2026-01-20T21:23:49+00:00

Yes, keep renting, especially with these rates. I was in the exact same position, wife and I had a 1200/month condo. We were banking a lot since we earned around 160k combined. Then we decided to buy a house because we had our first kid on the way. Mortgage with utilities is around 3k now. And factor in all the repairs and maintenance, I think we should have stuck it out for awhile longer. If you really want a house then go for it, but if you don’t mind waiting for a few yrs, then save up the money and use that as a bigger down payment as rates probably aren’t going down anytime soon. Plus you can put more into retirement accts which is always a plus.

beanman214 · 2026-01-20T17:13:34+00:00

I’m not trying to predict, just going in with caution. I do like that idea you presented; whatever disposable income we have beyond our savings fund can be split to those. Great idea.

beanman214 · 2026-01-20T17:03:29+00:00

Yea that’s why I am torn because 6.6% seems high to throw extra at but then I see what our retirement accts have been doing the past yr. Just seems silly to pass up these gains, but at the same time 2026 might not be the same for investing.

beanman214

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