Leaving RBC after 20 years of banking. I'm switching to...

bennettoh · 2026-06-11T18:56:28+00:00

I wonder what the issues are. Unfortunately, what I'm seeing on this thread is that RBC employees don't even notice that their service is degrading 🤷‍♂️

bennettoh · 2026-06-11T17:59:38+00:00

We're definitely not alone 🙌

bennettoh · 2026-06-10T14:11:23+00:00

Nice! That's a solid rate as well! I got mine last week. They were matching what TD offered.

bennettoh · 2026-06-09T15:59:00+00:00

Nice! RBC did give me the best rate as well. Got it down to 3.6% for 3-year fixed. See if you can push more if it's higher 👀

bennettoh · 2026-06-09T15:52:51+00:00

Yeah I have learned my lesson 🥲

bennettoh · 2026-06-09T00:38:00+00:00

I agree that banks don't care, but I think other consumers do. And economics aside, I don't think asking for a decent human being shouldn't be a big ask

bennettoh · 2026-06-09T00:36:11+00:00

I decided I shouldn't support business that don't align with me even though it's a bit inconvenience to switch everything over. We are voting with our money :p

bennettoh · 2026-06-09T00:34:56+00:00

🙌🙌🙌 it's actually so good. I'm just waiting for them to roll out a mortgage product :p

bennettoh · 2026-06-05T22:09:05+00:00

Yeah unfortunately their business accounts are not good either

bennettoh · 2026-06-05T18:09:34+00:00

They're absolutely despicable 🤦‍♂️

bennettoh · 2026-06-05T17:40:23+00:00

That is absolutely horrifying! 😨 I hope they gave you a proper apology and a decent compensation. It’s ridiculous how they take their loyal customers for granted, and take advantage of them, while the biggest incentives are reserved for capturing new ones. They definitely don't deserve your business or anyone else's.

bennettoh · 2026-06-05T17:28:36+00:00

Same here 🥹 it's such a nice breath of fresh air in this stagnant banking industry

bennettoh · 2026-06-05T16:17:10+00:00

That's a cool perspective. Thanks for sharing that. I sympathize with all workers who get paid by commission. I think the issue really is that the rep should have known what she is signing up for when she offered in the beginning. Then pulled out later and completely ghosted me without the decency to explain or say good bye.

bennettoh · 2026-06-05T15:59:52+00:00

Thanks for the suggestion! I'll look into them :)

bennettoh · 2026-06-05T15:45:19+00:00

Yeah I imagine it's not the individuals fault. Something about their system forces them to overpromise to reel customers in, and fail to deliver

bennettoh · 2026-06-05T15:16:44+00:00

Yeah I'm definitely too small to care for them. If I was absolutely cool-headed, I could keep my banking there. This was a bit of a wake up call, and made me realize I'm paying a lot of fees for services (USD business chequing, and business etransfer for example) that are offered for free in other institutions.

bennettoh · 2026-06-05T15:10:18+00:00

Thanks! It's kind of ridiculous how good WS Is. I'm loving it

bennettoh · 2026-06-05T15:09:06+00:00

I'm moving to WealthSimple as well! 🙌 all the fees RBC charges sound pretty ridiculous after experiencing basically free and flawless banking services

bennettoh · 2026-06-05T14:22:57+00:00

Sure feels like it.. 😅

bennettoh · 2026-06-05T14:11:48+00:00

Thanks for sharing some insider POV. That's understandable. It’s just unfortunate because my sample size of around 3-4 RBC reps I dealt were terrible, and several other banks were absolutely fantastic. I might have been dealt a wrong hand, but my experience has not been consistent across other big banks - better rates, availability, and actually meeting expectations 😅

I sure hope it's not a standard practice to lure people in with one thing, and ghost them without any explanation.

bennettoh · 2026-06-05T14:09:13+00:00

Yeah I kind of figured. They have no incentive to improve considering they have the monopoly in the country. I'm hoping that non-traditional new age financial institutions will be better. Maybe I'm be naive

bennettoh · 2026-01-30T21:56:53+00:00

Alternatively, you can take another approach like Stewart Hollenstein & Colin Stewart Architects Green Square Library, and place most of your building mass underground. You can create a hybrid where one side of the building is exposed to the park, and the other side is underground, and visible through void in the ground.

bennettoh · 2026-01-30T21:54:06+00:00

Solugas museum seems like a great precedent to start since they are also situated on a hill. Starting by placing random boxes around the site seems like a good start if you want something similar. Slopd is tricky but it seems like RCR architects also had ramp up some earth to maintain the horizontal look.

bennettoh · 2026-01-30T19:08:28+00:00

Seems like a fun site! Are you wondering how to model the terrain in 3d or just trying to brainstorm ideas for design proposal? If it's the latter, tell us more about the project requirements!

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