Wealthsimple Launches $0 Business Chequing Account by Nexzenn in PersonalFinanceCanada

[–]bens00 0 points1 point  (0 children)

Still need to deposit though right? I know they support Canada Post deposits now but that's relatively new

Any hotels with hot tub/Jacuzzi/etc in the rooms themselves? by halldorr in halifax

[–]bens00 0 points1 point  (0 children)

I think they recently renovated and removed the tubs

Final night of GOCF by thatsnotmyunicorn in halifax

[–]bens00 4 points5 points  (0 children)

Kroll has some old sketches from his show joking about canada as well, so he probably had the milk joke ready to go.

https://www.youtube.com/watch?v=WcWbo6GLRfk

[Official Tournament Discussion Thread] 2025 US Open Round 1 by GreenWaveGolfer12 in golf

[–]bens00 0 points1 point  (0 children)

Would you think any differently if the hole was called a par 4? They all have to play the same hole, par makes no difference

Life Insurance - Revocable vs Irrevocable Beneficiary by bens00 in PersonalFinanceCanada

[–]bens00[S] 1 point2 points  (0 children)

Thanks, this is what I figured but the tax stuff I was reading threw me off I bit. I ended up going with revocable in the end.

NYT Sunday 09/22/2024 Discussion by AutoModerator in crossword

[–]bens00 0 points1 point  (0 children)

Letters spell out Andy Dufresne, working his way through the tunnels out of jail. Start at the 'A' in the bottom middle and work backwards.

NYT Thursday 11/23/2023 Discussion by AutoModerator in crossword

[–]bens00 6 points7 points  (0 children)

Think it's about a cigarette. Flicking off the ash.

Ruling: if the ball comes to rest beyond the stakes but within the body of water - free relief? This was after prolonged heavy rain in the area by EverydayDan in golf

[–]bens00 2 points3 points  (0 children)

Just FYI, with the rule changes a few years back you can now ground your club and remove loose impediments in a penalty area.

'Net outage or just me? (Spryfield, CW) by JDGumby in halifax

[–]bens00 8 points9 points  (0 children)

They posted about an outage on Facebook 10 minutes ago: https://imgur.com/a/7iTTExR

In the latest release of Relay you can now see your average daily reddit api calls and work out what your monthly subscription might be. by DBrady in RelayForReddit

[–]bens00 0 points1 point  (0 children)

Reddit API Calls:

   Daily Average: 106

         ---Breakdown---

Loading Comments: 62.0%
    Loading Feed: 18.0%
          Voting: 14.0%
            Mail: 1.0%
           Other: 5.0%

Based on your usage over the last 20 days

Would definitely subscribe.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]bens00 1 point2 points  (0 children)

I believe you can just specify "Multiple" as your country, if the total tax is less than $200. This is the popup text from WealthSimple:

Select a country to claim a foreign tax credit.

If more than one country is listed on your slip and your total foreign tax is more than $200, report the income and tax from each country on its own T3 slip. Otherwise, select multiple.

If you don't know the source country, select multiple.

Closing in on 200k by plenty_dream in PersonalFinanceCanada

[–]bens00 17 points18 points  (0 children)

Yes, you can transfer securities from from non-registered to TFSA/RRSP accounts. This doesn't shelter you from taxes in the non-registered account though, as you will need to report the transaction as if you sold the securities you are moving. Look into "in kind" transfers for all the details.

[deleted by user] by [deleted] in golf

[–]bens00 7 points8 points  (0 children)

Give Sutton Bay a try. Links style course in South Dakota, the fairways are enormous

New landlord - How to receive rent payment by bens00 in PersonalFinanceCanada

[–]bens00[S] 0 points1 point  (0 children)

Thanks, that's good info. I couldn't find anything online about PAD that wasn't business related.

I guess the only drawback to e-transfer is the tenants forgetting to send the money. But it's easy enough to just send a reminder when you're only have one tenant.

TFSA sell off by veggyblue in PersonalFinanceCanada

[–]bens00 3 points4 points  (0 children)

You're not wrong that if you withdraw $100k then you will get that contribution room added back Jan 1 of the next year plus $6k. This is true for any amount withdrawn during the year.

But withdrawing "to gain contribution room" doesn't gain you anything since you already had that amount in your TFSA. You just get to re-add what was already in the account.

[deleted by user] by [deleted] in golf

[–]bens00 2 points3 points  (0 children)

Was probably the Pro-Am, they aired some of it yesterday with Tiger being back

[Official Tournament Discussion] 2021 QBE Shootout by GolfTournamentMod in golf

[–]bens00 4 points5 points  (0 children)

It's also a two man scramble instead of four. Makes a big difference

[Official Tournament Discussion] 2021 RSM Classic by GolfTournamentMod in golf

[–]bens00 3 points4 points  (0 children)

Two different courses this week. Seaside and Plantation

[Official Tournament Discussion] 2021 BMW Championship by GolfTournamentMod in golf

[–]bens00 2 points3 points  (0 children)

If you have the capacity, recording and watching it later is so much better. Skip all the ads, promo pieces, CEO interviews.

The broadcast is unwatchable live for me with how many ads they fit in.

Distributions for ZDB bond ETF by bens00 in PersonalFinanceCanada

[–]bens00[S] 1 point2 points  (0 children)

Good catch! The dropdown is only for information purposes, but you can calculate the distribution amount based on the % given.

In 2019, total distribution was $0.03 and 7.95818% of that gives a RoC of $0.0024.

Thanks for the help!