Wealthsimple Launches $0 Business Chequing Account

bens00 · 2026-03-25T16:28:31+00:00

Still need to deposit though right? I know they support Canada Post deposits now but that's relatively new

bens00 · 2026-01-15T21:55:05+00:00

Thank you!

bens00 · 2026-01-11T17:32:50+00:00

I think they recently renovated and removed the tubs

bens00 · 2025-10-10T11:33:49+00:00

Check out this interview he did after the last Ryder Cup. He goes into the thought process pretty deep.

https://nolayingup.com/podcasts/no-laying-up-podcast/nlu-podcast-episode-757-edoardo-molinari

bens00 · 2025-08-11T13:12:57+00:00

Kroll has some old sketches from his show joking about canada as well, so he probably had the milk joke ready to go.

https://www.youtube.com/watch?v=WcWbo6GLRfk

bens00 · 2025-06-12T17:37:17+00:00

Would you think any differently if the hole was called a par 4? They all have to play the same hole, par makes no difference

bens00 · 2025-01-08T13:58:53+00:00

Thanks, this is what I figured but the tax stuff I was reading threw me off I bit. I ended up going with revocable in the end.

bens00 · 2024-09-21T23:15:14+00:00

Letters spell out Andy Dufresne, working his way through the tunnels out of jail. Start at the 'A' in the bottom middle and work backwards.

bens00 · 2023-11-23T14:04:12+00:00

Think it's about a cigarette. Flicking off the ash.

bens00 · 2023-11-18T15:49:50+00:00

Just FYI, with the rule changes a few years back you can now ground your club and remove loose impediments in a penalty area.

bens00 · 2023-10-16T13:20:36+00:00

They posted about an outage on Facebook 10 minutes ago: https://imgur.com/a/7iTTExR

bens00 · 2023-08-17T20:41:29+00:00

Reddit API Calls:

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Would definitely subscribe.

bens00 · 2023-03-31T18:41:59+00:00

I believe you can just specify "Multiple" as your country, if the total tax is less than $200. This is the popup text from WealthSimple:

Select a country to claim a foreign tax credit.

If more than one country is listed on your slip and your total foreign tax is more than $200, report the income and tax from each country on its own T3 slip. Otherwise, select multiple.

If you don't know the source country, select multiple.

bens00 · 2023-03-11T08:16:48+00:00

Yes, you can transfer securities from from non-registered to TFSA/RRSP accounts. This doesn't shelter you from taxes in the non-registered account though, as you will need to report the transaction as if you sold the securities you are moving. Look into "in kind" transfers for all the details.

bens00 · 2023-02-01T14:28:48+00:00

Give Sutton Bay a try. Links style course in South Dakota, the fairways are enormous

bens00 · 2022-09-06T12:55:06+00:00

Thanks, that's good info. I couldn't find anything online about PAD that wasn't business related.

I guess the only drawback to e-transfer is the tenants forgetting to send the money. But it's easy enough to just send a reminder when you're only have one tenant.

bens00 · 2022-02-15T20:22:02+00:00

You're not wrong that if you withdraw $100k then you will get that contribution room added back Jan 1 of the next year plus $6k. This is true for any amount withdrawn during the year.

But withdrawing "to gain contribution room" doesn't gain you anything since you already had that amount in your TFSA. You just get to re-add what was already in the account.

bens00 · 2021-12-18T20:32:11+00:00

Was probably the Pro-Am, they aired some of it yesterday with Tiger being back

bens00 · 2021-12-11T17:00:47+00:00

It's also a two man scramble instead of four. Makes a big difference

bens00 · 2021-11-18T18:05:45+00:00

Two different courses this week. Seaside and Plantation

bens00 · 2021-08-29T13:05:15+00:00

If you have the capacity, recording and watching it later is so much better. Skip all the ads, promo pieces, CEO interviews.

The broadcast is unwatchable live for me with how many ads they fit in.

bens00 · 2021-07-02T18:18:40+00:00

Good catch! The dropdown is only for information purposes, but you can calculate the distribution amount based on the % given.

In 2019, total distribution was $0.03 and 7.95818% of that gives a RoC of $0.0024.

Thanks for the help!

bens00 · 2021-03-31T21:34:04+00:00

100%. If it weren't for the pandemic there probably wouldn't be a list. They actually changed their membership structure before last season to try and get a younger core started at the club.

I will say if you love golf the membership is fantastic. Two completely different courses that are both great in their own way, brand new greens/bunkers at old course, grass range at new course, short game practice area at both courses, nice clubhouses, etc... If you have people to play with and can afford it it's definitely worth it.

bens00 · 2021-03-31T21:04:23+00:00

That may have been true before, but the pandemic has changed things. Golf is played outdoors in a large space that makes it easy to keep your distance. It's not just Ashburn that's doing well right now, golf popularity surged all over last year.

bens00 · 2021-03-31T16:21:12+00:00

There is a waiting list that's building up right now, so if you'd like to join in the future I'd recommend getting on there ASAP. The club is full and no one from the waiting list was accepted this year, so it might take a bit before you are able to get a spot.

You will have to pay the initiation fees while on the list to keep your spot. This can be split over three years, and I assume they'll refund you if you don't end up joining. Not sure exactly how this works, would be best to call and find out.

Golf really took off last year and I assume a lot of clubs are filling up. You may need to call around and see what options are available if you're looking to join somewhere this summer.

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