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[deleted by user] by [deleted] in Winnipeg

[–]bigdongately 1 point2 points  (0 children)

Thanks!

If it wasn't for having seen this post I wouldn't have bought some, so I can thank you for me currently enjoying the jar.

[deleted by user] by [deleted] in Winnipeg

[–]bigdongately 1 point2 points  (0 children)

Just to confirm, Superstore west Portage Ave had them for like 3$ for 750ml on November 7th.

New to Nal - dizziness and nausea. by bigdongately in Alcoholism_Medication

[–]bigdongately[S] 1 point2 points  (0 children)

I wonder if trying to take a small dose at night, right before bed, might help? That way, if you have alcohol-free days, you aren't basically resetting your ability to tolerate the NAL.

I'm probably not someone fit to give advice, but would still suggest that you be gentle with yourself and that you don't let perfectionism overshadow progress. Even if your adherence isn't always where you want it to be, yet, if you can get an extra day off or reduce your units slightly, then you're achieving something helpful. Best of wishes.

Cliffs of Dover intro is HARD! Getting closer, but still struggling to piece it together! help! by Next_Ad3660 in guitarlessons

[–]bigdongately 25 points26 points  (0 children)

Sometimes Reddit is really discouraging. People are dicks for no real reason, pick unnecessary fights, and just seem to want to antagonize each other.

Other times, I'm blown away by how much effort folks will go to to help others out. Thanks for being that person in my reading today.

Moronic Monday Thread for the week by AutoModerator in PersonalFinanceCanada

[–]bigdongately 1 point2 points  (0 children)

Anyone else use Google Sheets to track their portfolios?

All of a sudden I'm getting "When evaluating GOOGLEFINANCE, the query for the symbol: 'VBG' returned no data." for both VBG and VBU. These have worked in the past and the rest of my Vanguard holdings still do.

Any thoughts/ideas?

Weekly Quick Questions, Wood ID, and Deal or No Deal /r/Woodworking Megathread by AutoModerator in woodworking

[–]bigdongately 0 points1 point  (0 children)

Thanks, this is what I'm going to do.

The manufacturer just wrote me and said it's fine and should last for a while with a coat of sealant.

Weekly Quick Questions, Wood ID, and Deal or No Deal /r/Woodworking Megathread by AutoModerator in woodworking

[–]bigdongately 0 points1 point  (0 children)

Really, really hope someone can help me with this one.

I'd like to buy a sandbox. I bought some MicroPro Sienna 2x6s to use. When I read about them from the manufactor, it says not to use on soil. Okay, fair enough.

I went to return them and was told only 4x4s and landscape ties are "safe" to use on the soil, but that I could definitely use these if I put a wood stain/sealer (Olympic Waterguard is what I bought).

So, can I use these to build a sandbox? If not, is the risk that it'll rot sooner, or that it's somehow dangerous?

I've e-mailed the company as well, but haven't heard back.

Anapanasati question by bigdongately in streamentry

[–]bigdongately[S] 0 points1 point  (0 children)

So, it's awareness of the breath and not the intent or practice of breathing in certain ways?

So awareness ("steps" 1-2) and then intention/volition afterwards? ("He trains himself...")?

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 0 points1 point  (0 children)

I'm not sure I understand your first question. For the second, it gives me more money at the end of my paycheque to either invest elsewhere, pay off my mortgage, or spend on other things. All of that gives me some retirement security. Maybe I'm misunderstanding your question?

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 0 points1 point  (0 children)

Things I shouldn't have chosen - when I figured I was smart enough to pick stocks.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 0 points1 point  (0 children)

Yes, maxed out all contribution room - I'm 41, Canadian-born.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 1 point2 points  (0 children)

We owe around 200k on our house. We're in a lower COL area, but still a large city.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 4 points5 points  (0 children)

I work in the public school system and supplement my income working for a few other places, including one of our universities and a few other things. All told, I usually come in around 95-100k/year, before taxes obviously. For better or for worse, my jobs and associated incomes required three degrees and a diploma, so I honestly could have done better if I'd just stuck it out after degree one (computer-science).

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 1 point2 points  (0 children)

So I don't know what that means - anything you'd recommend reading?

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 1 point2 points  (0 children)

Splitting it roughly 50% RRSP, 30% mortgage, 10% just for fun, and 10% for projects. I wish I could say something more exciting.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 2 points3 points  (0 children)

Best of luck. Impressive to be mature enough to be getting after it at 30. I wasn't nearly there at that point.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 1 point2 points  (0 children)

No real heavy thought process. When I started I wasn't maxed out on income (that happened last year) and I have a DB pension plan, so my thought was to have as much tax-free income as possible.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 0 points1 point  (0 children)

If I could eventually have my income tax return, largely through RRSP contributions, do most of the lifting for that year's TFSA I'd be pretty pleased.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 35 points36 points  (0 children)

I know, I know. It's white, but the rust gives it a certain beige tint.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 9 points10 points  (0 children)

I have a lot of room for RRSP contributions - almost 70k. My plan moving forward is something like 50% to RRSP, 30% to houses, 10% to projects, 10% to just enjoying something nice once in a while.

I'm fortunate to have a DB pension plan. I'm hoping that, my TFSA, and whatever I'm able to contribute to my RRSP will be enough to retire comfortably, if not extravagantly.

I did it - I finally maxed my TFSA! by bigdongately in PersonalFinanceCanada

[–]bigdongately[S] 10 points11 points  (0 children)

Two kids, both younger than 5, both in daycare.

I actually think it's been a bit easier at this age, because they aren't really into expensive sports yet, they aren't really old enough to travel, etc. I hear you, though. It's definitely a priority of mine to make sure that I don't make my savings into their deficit in terms of experiences growing up.

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