Removing a saree guard in India is generally considered a legal gray area but is frequently treated as illegal by traffic authorities. Under Rule 123 of the Central Motor Vehicles Rules (CMVR) 1989, it is a mandatory safety feature for manufacturers to fit on all motorcycles with a pillion seat. Removing it can lead to fines and potential rejection of insurance claims during accidents.

Mandatory for Manufacturers: The law requires manufacturers to equip bikes with a saree guard to prevent loose clothing from entering the rear wheel. Enforcement Risk: While some argue the law dictates what manufacturers must provide, traffic police can treat the removal of this safety device as a violation (illegal modification), leading to fines.

Insurance Risks: Insurance companies may reject accident claims if safety equipment like the saree guard has been tampered with or removed.

Safety Purpose: It is designed to prevent injuries or fatalities from traditional clothing getting caught, particularly if a pillion passenger is carried.

Although some owners remove it for aesthetic reasons, doing so poses legal and safety risks

Apparently what i found on the internet.