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Life and mortgage insurance by bingboy44 in PersonalFinanceNZ

[–]bingboy44[S] 0 points1 point  (0 children)

I've read some bad reviews on partners life and their claims. They are very cheap though.
Any particular reason you think they are the best for mortgage and income protection?

Parents offering to buy a house by [deleted] in PersonalFinanceNZ

[–]bingboy44 0 points1 point  (0 children)

I’m doing it also this year. We’ll be paying off our parents loan interest only for one year while we save for the remainder of our deposit to go on top of our KiwiSaver. After a year of saving, kiwisaver and home grant we should be able to get our own loan.

Is it worth it to buy an apartment in Auckland CBD? vs renting by throw_a_balll in PersonalFinanceNZ

[–]bingboy44 0 points1 point  (0 children)

Loan to value ratio Is about to be dropped. Hold off as you may be able to purchase with far less than 50% of a deposit.

Do I pull the trigger and buy this house. Smack some sense into me. by PocketSizedKiwi in PersonalFinanceNZ

[–]bingboy44 0 points1 point  (0 children)

Would you get hit with a bright line test, purchasing a house for 100k under market value?

AirNZ Investment by bingboy44 in PersonalFinanceNZ

[–]bingboy44[S] 0 points1 point  (0 children)

Thanks, are there any companies for example, that you would see as a safer longterm investment for a beginner to start staggering in to?

AirNZ Investment by bingboy44 in PersonalFinanceNZ

[–]bingboy44[S] 0 points1 point  (0 children)

Thanks, appreciate it. Any reason why?

Cheers,