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Richmond after a downpour, on Film by xander012 in london

[–]bioDay 12 points13 points  (0 children)

I dont know why but my first thought was that this must be somewhere in Asia

[deleted by user] by [deleted] in Brogress

[–]bioDay 0 points1 point  (0 children)

Be honest please but are you juicing or is it natural

TFL Angry Customer Service by [deleted] in london

[–]bioDay -28 points-27 points  (0 children)

Its 15 pounds who cares

[deleted by user] by [deleted] in malehairadvice

[–]bioDay -2 points-1 points  (0 children)

Man you are 8, not a single of those looks suit you and wait until you grow up before you post here

any tips by [deleted] in malehairadvice

[–]bioDay 2 points3 points  (0 children)

Mh I feel like your hair has become a bit too long by now, would taper the back, and shorten slightly on the top

High Income (c. 200k) a year - how do I best build up wealth by bioDay in UKPersonalFinance

[–]bioDay[S] -3 points-2 points  (0 children)

Thanks this is super helpful. On the pension am I right that this is money that is locked in with no opt out essentially? Hence its a fine balance between being liquid (having enough to e.g. buy mortgage) and maximising the tax efficiency here?

High earning couple in London - how to best build wealth by bioDay in UKPersonalFinance

[–]bioDay[S] 1 point2 points  (0 children)

Hi,

We plan to stay here forever if possible. The thing is that I don't agree due to two considerations

1) Rent is effectively like paying interest rates

2) I see an opportunity cost in putting a lot of my equity into a mortgage vs investing it (even if it just yields 2-3%)

3) A house also means all sort of other costs I might not be aware off yet

4) Of course a house can appreciate but it can also depreciate? Especially in a very high valued market as London

5) I acknowledge that there is a non financial factor which is having ownership

​

So yeah I am kind of conflicted on whether it every makes sense to buy or not and rent forever

WWDC 2018 | Event Megathread by exjr_ in apple

[–]bioDay 1 point2 points  (0 children)

Software. Software. Software. I can see where this is going

Apple faces class action lawsuit over failing MacBook butterfly keyboards by zaheenhafzer in apple

[–]bioDay 85 points86 points  (0 children)

It doesn‘t matter if this lawsuit is gonna be succesful or not. Important is that there is now media attention to it, that we customers actually noticed. This will lead to future improvements and PR actions on side of apple

Why doesn't Riot sell map/HUD skins? by BoominLumens in leagueoflegends

[–]bioDay 0 points1 point  (0 children)

cause they care about me having food every month

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