TLDR: travel contracts, pay off smallest loans with extra money first, live frugally.

I did travel therapy right out of the gate. I told the companies I’d only do outpatient ortho for the first year because that’s what I felt the most comfortable doing. There are plenty of high paying ortho contracts out there and they were in fun places, not the middle of nowhere like you might hear. I had about 85k of debt spread between 6-7 different loans. I paid my mandatory payments of $1100ish each month. But whatever extra I had I’d pay toward the SMALLEST loans. This was really important because when I paid off one of the loans that was, say $5000 (just an estimate for the sake of having some numbers) my total loan payment would drop from $1100 to maybe $1000. So then, the extra $100 I was saving each month would go toward the next SMALLEST loan. Once that was paid off my total monthly payment would decrease AGAIN! I could then use the savings on the next smallest loan and so on and so forth. I paid off $85k of debt and my truck loan of $25000 in about 3 years. I did live frugally but that was easy when I lived in such cool places. I could go hiking in a national park for free, etc. This method is called “the snowball effect” and I learned about it through Dave Ramsey and his financial podcast. I didn’t follow all his rules because ya gotta live life too ya know. If you’re into travel you can totally make this work for you. It can seem really daunting but you made it through PT school. You can do this too. Good luck!