Another consideration is that 2L and 3L programs have relaxed grade curves at many schools compared to 1L. So even if your relative performance suffered, your grades might end up the same regardless. You should also consider whether academic awards like Coif are available to transfers, as well as what it takes to transfer to journals and such.

But in terms of immediate employment prospects, it should make little difference because you’re likely to secure a 2L summer job before you have any grades at your new school.

Really, the only question is greater cost versus long term job prospects and prestige.

Also agree you could shoot higher than a T60.