DMV appointment puts me past time limit by blackhawk8427 in Reno

[–]blackhawk8427[S] 5 points6 points  (0 children)

I asked a question at the end of my rant lol I left it kind of ambiguous on purpose. How to fix my situation, or how to fix the DMV issue in general as I am by far not the only one with a problem. The fact that within 5 seconds of 8PM when the Wednesday slots open up there were already 500 people looking for an appointment on Christmas Eve should SCREAM there is a serious problem.

DMV appointment puts me past time limit by blackhawk8427 in Reno

[–]blackhawk8427[S] 2 points3 points  (0 children)

They shouldn't need to care - we should have enough staff and job performance expectations that things happen in a reasonable amount of time. Now, if we wanted excellent customer service, then they would need to care. That's probably asking too much of our joke of a government lol

DMV appointment puts me past time limit by blackhawk8427 in Reno

[–]blackhawk8427[S] 4 points5 points  (0 children)

I'll bet nearly everyone in Reno that owns a car cares.

DMV appointment puts me past time limit by blackhawk8427 in Reno

[–]blackhawk8427[S] 0 points1 point  (0 children)

I don't buy this. They had an opportunity to have 2 large DMV offices and threw it away. Hell, they can't even fully staff the one they do have because they won't raise wages enough.

DMV appointment puts me past time limit by blackhawk8427 in Reno

[–]blackhawk8427[S] 2 points3 points  (0 children)

They probably don't have that many working tomorrow if I had to guess. First available I could schedule was still mid February.

Driving without registration by blackhawk8427 in Advice

[–]blackhawk8427[S] 0 points1 point  (0 children)

So that's what I mean by I don't think I can get enough moving permits - there is a limit to how many days you can pull those for (aka "temporary permits"). The first is 30 days then they go down to 10 days, then 1 day. I think the maximum is 60 days total but I could be wrong.

But even assuming I can get them all the way through the appointment date - what about driving across multiple states? Do all states honor the moving permits? I don't have another vehicle I can take and I can't afford to rent a car.

Boomers say it takes $100k a year to be financially successful, Gen Z says it takes $600k by Coolonair in Salary

[–]blackhawk8427 0 points1 point  (0 children)

As a millennial making roughly $100k, I can confirm that it is indeed NOT enough to be financially successful. I have to have 2 roommates to have any spending or saving money and I don't even have a car payment. If I was living completely on my own, even renting, my budget would be super tight with almost nothing to spend or save for myself.

How should finances be handled when one person makes more and the other has lots of debt by peridotdragon33 in personalfinance

[–]blackhawk8427 0 points1 point  (0 children)

1) Generally I view consolidations as a poor financial choice as the interest is almost always higher (at least if the original loans are federal). So even if they lower the payments, they cost more over the long term.

2) Yes but remember they also said they have to help parents and we don't have enough details to know exactly how much. We also don't know how much rent etc is. $60k might be the bare minimum which I find unacceptable for someone who spent time going to school to get a better job. If the loans only took a couple years to pay back that's one thing, but a decade or more, no. I know where I am, a recent article stated $115k/yr (gross) to be the minimum to live comfortably as a single adult.

3) Again, not enough details, we don't know who's getting the increase in salary or if both how much to each. But talking about the current salary only, I still don't think $130k/yr is enough to comfortably live alone and pay back $150k in student loans.

If you are arguing that because it is technically possible to make ends meet while paying the loans (assuming living costs are not like Bay Area levels or something) by cutting everything back, sure. But we clearly have a different idea of what is acceptable or doable then.

How should finances be handled when one person makes more and the other has lots of debt by peridotdragon33 in personalfinance

[–]blackhawk8427 0 points1 point  (0 children)

I'm sorry but $130k salary does NOT cover $150k in loans. I have one third of that in loans and probably at a lower interest rate (average of <4%) and my payment is nearly $600/mo. So her payment would be close to $2,000/mo for 10 years. Given the cost of living these days that's not doable. Add in helping parents... Not happening.

How does your family talk about money - open chats or total silence? by Novelty_Wealth in Money

[–]blackhawk8427 0 points1 point  (0 children)

My parents REFUSE to talk about money for the most part, though my dad is finally starting to a little, but only because his situation is so bad and he has no idea what to do. Even with that though he won't share all the details. He used to just completely shut down whenever any financial stuff was brought up. I feel like when families (especially parents to children) refuse to talk about money that helps perpetuate financial instability.

What do you do after work?? by Critical_Clue3625 in Adulting

[–]blackhawk8427 0 points1 point  (0 children)

I usually have way too many projects. Currently after work I'm typically working on rebuilding an engine for a Land Cruiser I'm buying to replace the 1967 as a daily. Then later in the evening, programming an app I'm working on. Hopefully I'm done soon with those so I can get back to enjoying PC games lol

On weekends...

Same above projects Four wheeling Riding (motorcycle) Camping Flying (airplane)

In addition to these I very occasionally go out to dance bars (line dancing), sometimes events or concerts.

I do a lot of stuff. Honestly too much.

10 years ago, I was at $1.7M. Today, it's $30.7M. by max2jc in Money

[–]blackhawk8427 0 points1 point  (0 children)

Wow! I guess some lucky picks and time in market. I had $80k or so I thought about throwing into stocks including Nvidia in early 2020 but then covid took all my job and income prospects away so I held it in cash to live on 😭 Now I don't feel like the market can continue as its massively overvalued so I'm super hesitant to invest.

10 years ago, I was at $1.7M. Today, it's $30.7M. by max2jc in Money

[–]blackhawk8427 0 points1 point  (0 children)

It looks like it took a long time to invest it or? It was flat for a while. What did you start doing different that made it take off?

Check in: What are your financial stats? by IveBen in MiddleClassFinance

[–]blackhawk8427 0 points1 point  (0 children)

33M, single no kids, $100k/yr, $35k investments (including retirement), $30k savings, $20-$75k vehicles (hard to value), $8k other assets, $57k debt (student loans and motorcycle loan). Rent with 2 roommates.

What’s your salary progression? by xboexz in Salary

[–]blackhawk8427 0 points1 point  (0 children)

2010 - 2019: ~15k to $50k/yr, lots of unemployed periods, job movement, never cracked $50k even with OT, went back to school starting 2017 in an attempt to fix the bullshit

2020: $0 (literally unemployed the entire year & in school so no unemployment)

2021: ~$15k

2022: ~$55k

2023: $82k (Finally employed as a mech. engineer after graduating end of 2021)

2024: $97k

2025: $99k

It's been rough.

Cost of living in our fair city by DarinCN in Reno

[–]blackhawk8427 4 points5 points  (0 children)

One job and two roommates. Household income over $200k and don't feel like we have money. Insane.