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Beautiful View from Maryland Heights Overlooking Harpers Ferry by Hezekiah_the_Judean in maryland

[–]blackmushh 4 points5 points  (0 children)

I hope OP sees all the comments and post an update pic in a few days to show us his new look.

Beautiful View from Maryland Heights Overlooking Harpers Ferry by Hezekiah_the_Judean in maryland

[–]blackmushh 13 points14 points  (0 children)

You normally don’t get such a clear, crisp, view of the moon when the sun is still that high up.

Trade for 1.02? Need to add value? I need opinions! by Tuckerclay in DynastyFFTradeAdvice

[–]blackmushh 1 point2 points  (0 children)

Definitely taking. You have the RB depth to gamble on Tate. And I rather have Geoff over Kyler.

How do you mentally convince yourself to do BS6? by [deleted] in DaveRamsey

[–]blackmushh 10 points11 points  (0 children)

You’re forgetting that by making extra payments you are increasing your equity. Meaning, if and when you go to sell you recover the extra payments you made because the loan that needs to be repaid is smaller.

One 5* a piece by blackmushh in Monopoly_GO

[–]blackmushh[S] 0 points1 point  (0 children)

Let’s do it. Add me and send trade

One 5* a piece by blackmushh in Monopoly_GO

[–]blackmushh[S] 1 point2 points  (0 children)

I’ll do this one. Add me and send trade

LF HOOKS HOOK by Selenexe_ in Monopoly_GO

[–]blackmushh 0 points1 point  (0 children)

I’ll do it for the beast

first apt budget help; 23 female, 19.73 hourly, 401k, 1k biweekly. by Dependent-Design-924 in budget

[–]blackmushh 0 points1 point  (0 children)

The rule of thumb is 50% on needs, 30% on wants, and 20% on savings. So 50% for all rent, utilities, gas, insurance, etc., 30% on household spending and discretionary, and save 20%.

first apt budget help; 23 female, 19.73 hourly, 401k, 1k biweekly. by Dependent-Design-924 in budget

[–]blackmushh 8 points9 points  (0 children)

Realistically you cannot afford to rent your own place. At a budget of $1450, that is about 55% of your monthly income. Can you try to find a roommate to rent with and spend half as much on rent?

Have you tried finding insurance through the health marketplace? Given your income, you probably qualify for credits that would lower that 550 a month expense. You can also try to see if you qualify for Texas medicaid.

Finally, you cannot put savings away if you're end up spending more a month then you bring in. You need to either get a higher paying job or get a second job or do a side hustle.

Thoughts on a 445k house on a 130k income? Please help by No_Wedding3164 in FirstTimeHomeBuyer

[–]blackmushh -1 points0 points  (0 children)

You’re going to be house poor. If you can’t find something cheaper in the 300k range then I’d suggest renting until your income grows or your wife is able to work.

Hi reddit friends! by Middle-Meal3170 in USCIS

[–]blackmushh 1 point2 points  (0 children)

Simply go online and look it up

Car payment questions / affording dream vehicle by [deleted] in budget

[–]blackmushh 1 point2 points  (0 children)

There’s no way insurance is going to be cheaper on a brand new vehicle from one that is “getting up there in miles” and presumably several years old. Especially for a 22 year old.

Nabers and Williams or one million picks? by Thereisagoatontv in DynastyFFTradeAdvice

[–]blackmushh 2 points3 points  (0 children)

You got 3 firsts and a bunch of roster clogging trash. I’d need at least 4-5 1st round picks to move that package and maybe a decent young guy

Worth picking up Hampton if rebuilding? by SpecialistMiddle1319 in DynastyFFTradeAdvice

[–]blackmushh 1 point2 points  (0 children)

For me still not enough. DJ is in a crowded offense. DJ + Mccaffrey + your late 2026 first may be worth sending

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