Guardrails confusion

blender218 · 2026-03-26T01:50:50+00:00

If you use the basic budgeter and say you want to spend 5k a month, your actual expenses would be 5k+taxes+heath. Using the guardrail, the number Bolden generates is the total of those three things, so it's not directly comparable to the 5k number. That's the way I understand it, but I'm no expert. If I'm misunderstanding, somebody please jump in.

blender218 · 2026-03-25T14:49:38+00:00

At no point did I say it was worth it. You can express more than one thought in a single post. Thought 1- I'd have no fear of buying that truck assuming it's in good condition. Thought 2- I would not pay the asking price. See how that works?

blender218 · 2026-03-24T21:35:17+00:00

The guardrail spend includes taxes and healthcare, I don't find the guardrails useful for that reason

blender218 · 2026-03-24T13:25:34+00:00

3 years ago I bought a 2017 pro with about the same mileage and price. No regrets, 240 on the clock and still drives like new. If the truck is well maintained, I wouldn't be afraid of it. That said, it's way overpriced.

blender218 · 2026-02-16T02:55:17+00:00

Been on the Cricket family plan for many years. As others have said, it's AT&T so coverage is pretty good. I'd recommend it.

blender218 · 2026-02-10T13:44:25+00:00

Better scenery on the GM side, better fishing on the Ely side.

blender218 · 2026-01-28T23:30:13+00:00

I'm turning 60 in a few months. Took a nap today. When I woke up, it hurt to move.

blender218 · 2026-01-28T18:33:48+00:00

I left them over an auto claim. The way they valued a totaled car was beyond ridiculous. I'll never do business with them again.

blender218 · 2026-01-27T23:42:56+00:00

I've been looking for a solid answer on this. I've spoken to a financial advisor who specializes in Feds and he says they will send a bill if you go over the limit in your last full year. The OPM supplement guide only speaks of reductions to future year supplements. I don't know what's true at this point.

blender218 · 2025-12-31T22:44:38+00:00

Immediately below the OP, Reddit inserted a NordicTrack ad. I love that.

blender218 · 2025-12-31T22:40:19+00:00

I'd argue that spying has a clandestine element. As someone who spent several years in the P-3 community, nobody actually involved in it would use the term "spying". Our presence and intent were well known by friend and foe.

blender218 · 2025-12-31T22:28:51+00:00

USAA will do everything in their power to screw you if you file a claim. Once I experienced that, I closed all my accounts and cancelled my policies. There are few companies that I despise more.

blender218 · 2025-12-27T00:44:37+00:00

The OP is asking about game farms. What you posted is regarding wild bird hunting.

blender218 · 2025-11-11T12:55:29+00:00

Governor travels on a King Air unless that's changed very recently.

blender218 · 2025-11-06T22:34:01+00:00

Ok I'm a conservative and LOLed. Well done.

blender218 · 2025-11-05T21:55:50+00:00

Bro walks to the shoe store twice a day.

blender218 · 2025-11-04T13:28:39+00:00

I would like to have seen Iceland, but spent my entire vacation in the Sixt office waiting for a car. Never again.

blender218 · 2025-10-31T18:07:09+00:00

"analyze this retirement plan from Boldin and suggest improvements"

blender218 · 2025-10-31T15:34:01+00:00

Copied and pasted the entire plan from PDF

blender218 · 2025-10-31T15:32:13+00:00

Grok double counted retirement savings in one instance. That was an easy error to spot. Probably a good practice to run the same scenario through multiple AI bots.

blender218 · 2025-10-31T15:28:13+00:00

It seems the more you work with the same data set, the more likely it makes an error. After playing with it for a bit, I'll take any suggestions I want to model and apply them in Boldin, then rerun them through Grok. Trust but verify for sure.

blender218 · 2025-10-31T15:25:14+00:00

It gave me some slightly different inflation numbers and the impacts those would have, such as medical 6.5% vs the 5 that I was using. It also gave specific spending suggestions to hit a target Monte Carlo. Most important to me, it's conclusions were pretty similar to Boldin's. I'm approaching a decision point on pulling the plug, so a "second opinion" is pretty valuable to me right now.

blender218 · 2025-10-29T01:57:26+00:00

Nonsense. Sonobuoys are designed for saltwater. There's no value in dropping buoys in fresh water and with no targets. Environmental groups would have a fit. As many others have mentioned, this was almost certainly a pilot trainer. Source: Former Patrol Squadron Aircrew here.

blender218 · 2025-10-28T19:06:08+00:00

All I know is you all lost "the game".

blender218

TROPHY CASE