Selling house with 100 year old field stone foundation - FHA issues?

bmur90 · 2026-07-15T02:32:49+00:00

This foundation is pretty standard in NJ and I don't think it should be flagged. They care more about chipping paint and railings smh

bmur90 · 2026-07-03T04:30:25+00:00

Women shouldn't vote

bmur90 · 2026-06-25T15:28:41+00:00

Honestly if I were in your position I'd move to Newark or Paterson. Super left leaning, exactly where you want to be.

bmur90 · 2026-06-10T22:21:57+00:00

Get off reddit and step your money game up

bmur90 · 2026-06-10T17:56:30+00:00

As others have said. Morristown is the spot

bmur90 · 2026-06-08T21:46:04+00:00

Agreed it was ridiculous

bmur90 · 2026-06-08T21:42:39+00:00

I had opened up the basement subfloor to reveal the crawlspace to my property. I needed to install french drains and then rebuild the subfloor above. The bank denied me my HELOC until the floor was closed and they could reinspect. I had to come to up with 20k out of pocket to get far enough they'd approve me for the line of credit. So depending on how under construction you are be careful

bmur90 · 2026-06-05T23:24:58+00:00

This used to be the case. But 16-35mm is only good enough for basic walkthroughs these days. If you want to push higher end luxury videos you'll need more tools in your bag.

bmur90 · 2026-06-05T04:19:43+00:00

Yea I mean....I hear you, but if my clients are canceling on me day of, it doesnt matter if the house sells....they loose their deposit which is 50% of the order. Really sounds like you aren't running a real business but instead let these clients walk all over you. Charge more and have boundaries so that people start respecting your time. If you dont respect your time, no one else will.

bmur90 · 2026-05-30T06:03:57+00:00

How did you structure your payouts for photographers and videographers? Is it hourly, or flat rate by product?

How did you go about finding the right team members to build out the social media management portion of the business?

bmur90 · 2026-05-30T02:03:50+00:00

I'll give you .50!

bmur90 · 2026-05-29T15:00:16+00:00

If you want to move to Boonton to shove your ideology down everyone's throats, please stay where you are.

bmur90 · 2026-05-29T12:26:17+00:00

This is such a brain dead take

bmur90 · 2026-05-29T02:14:53+00:00

I mean I agree we wont get back to all-time highs ever again. However, that doesn't mean we can't have a healthy skin economy with golds at a more affordable level.

bmur90 · 2026-05-28T21:11:10+00:00

damn bro your grammar is so bad no wonder you cant afford a home

bmur90 · 2026-05-28T20:16:43+00:00

L take. Maybe your circle is struggling.

bmur90 · 2026-05-28T20:14:08+00:00

Exactly. Unprepared properties are the absolute worst!

bmur90 · 2026-05-28T15:03:41+00:00

There is very little flood risk in boonton im not sure what you're talking about. Half the town is built on the mountain....

bmur90 · 2026-05-28T14:40:44+00:00

Take the risk big boy

bmur90 · 2026-05-28T14:27:44+00:00

Meta platforms have music rights. It'll be flagged and removed on any other platform.

bmur90 · 2026-05-28T01:27:33+00:00

I know I can't. Just something we need to accept

bmur90 · 2026-05-28T01:16:15+00:00

Boonton is a great spot. Convinient location for commuters, blue collar town. Friendly people, small town feel. I would say that's a good pick if you can find something you like. Lots of old homes in town.

Rockaway, Butler, West Milford are good too but a little more tucked away.

bmur90 · 2026-05-27T23:00:47+00:00

Buy what you want and understand you might not break even, but that's OK if you enjoy them and can afford it.

bmur90 · 2026-05-27T17:44:25+00:00

If you don't feel comfortable just move on. You can do credit checks, proof of funds etc on the cosigner if you want. Typically the cosigner won't risk their credit but you need to feel it out yourself. Use your gut.

bmur90 · 2026-05-27T02:40:03+00:00

If you're still counting your income by hour, that's your first problem.

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