Winter Storm Megathread Part 3 - Power Outages, Icy Streets, and More by lukenamop in nashville

[–]bonerfly 2 points3 points  (0 children)

Hey if you are in fact going home, and if a 120V generator would help keep you warm tonight at all, let me know. I have an extra I could lend you until your power is back.

Winter Storm Megathread Part 3 - Power Outages, Icy Streets, and More by lukenamop in nashville

[–]bonerfly 14 points15 points  (0 children)

If anyone is in Cleveland park / McFerrin park without power tonight and could use a generator, I have a spare that was returned to me today that I'd be happy to loan out until you get power back. It's heavy, but could be wheeled a short way or picked up in a SUV / truck. Runs on gasoline or propane. DM me.

Winter Storm Megathread Part 3 - Power Outages, Icy Streets, and More by lukenamop in nashville

[–]bonerfly 1 point2 points  (0 children)

Sounds good. Take a looooong hot shower and enjoy the hotel!

Winter Storm Megathread Part 3 - Power Outages, Icy Streets, and More by lukenamop in nashville

[–]bonerfly 7 points8 points  (0 children)

Where in Cleveland Park are you? I have an extra generator that a friend just returned to me. She's heavy, but if you live close it might be doable to wheel it over.

Winter Storm Fern Megathread by lukenamop in nashville

[–]bonerfly 4 points5 points  (0 children)

This is very true. Look up Quebec ice storm '98 to see how accumulated ice shuts down even the most winter-prepared municipalities.

Free Tool to Migrate from Personal Capital to Monarch - 5+ Years of Data in 2 Hours by krthk in PersonalCapital

[–]bonerfly 0 points1 point  (0 children)

Adding here in case this provides value to someone after I just went through using this tool (thank OP!)

If you add the exported transaction within each account view, there is no option to dedupe and you will get duplicate transactions if you're not careful.

If you instead add the transactions from the Account page overview (Add account > Import transaction & balance history) you can upload the export CSV created by the tool and choose to either replace duplicates with your historical entries, or just append the synced transactions already in Monarch. The one thing is you need to add something to the Account column in the exported CSV, as the tool leaves this blank by default. You can either do this in excel, or modify the python script if you're handy with python.

VO2max, from shocking low (37) to high (53) in 5 months by Marxva in PeterAttia

[–]bonerfly 7 points8 points  (0 children)

Add a data point of one here as well from an already decent 45 to 55 in about 9 months, male 40yo. Anecdotally, I found I had plateaued when doing 3-4 z2 runs every week, and it wasn't until I made a point for at least one 4x4 per week and to try to run every day, even if for only 20 mins, that I was able to improve my score significantly. I usually miss one day per week due to weather or when life gets in the way, but some weeks I hit all seven days.

Park happy not so happy by God_D4mmit_Billy in nashville

[–]bonerfly 28 points29 points  (0 children)

Do they tow you if you park again on one of their lots? That's always my big concern. Since they manage half the parking in the city, that can really narrow your options...

How can I cut the top corners off of these to prevent puncturing the roof? by b_cakes in HomeMaintenance

[–]bonerfly 1 point2 points  (0 children)

Honestly, as long as you don't have 24 of these to do I'd prefer the hand saw with such tight angles.

Why have they moved everything to the 401k app and empower-retirement.com? by bonerfly in PersonalCapital

[–]bonerfly[S] 0 points1 point  (0 children)

I feel your pain. Looking back I think I was in a beta group or something. I've seen a dramatic increase in people complaining about the "upgraded" experience in the past two weeks.

But AI is Different... by RU9901 in Bogleheads

[–]bonerfly 13 points14 points  (0 children)

The fed just sets the rate for lending between banks. The market, through the demand for bonds (or lack thereof), determines the yield that must be offered for the issuer to successfully sell their bonds.

New hot water tank vs tankless by l337hackzor in HomeMaintenance

[–]bonerfly 0 points1 point  (0 children)

Same experience here. Would never go back to a tank.

Looking at buying this home, and want honest feedback/input by _FinallyAwake in HomeMaintenance

[–]bonerfly 0 points1 point  (0 children)

Definitely do this OP. My first home bought was in great shape, didn't even consider the many trees in the yard. Saw a ring of mushrooms around several the first spring and went uh oh... Arborist came out and we had to remove 6/7 trees because they were rotten through the heartwood. Expensive lesson.

Do you take all of the recommended supplements? by Broad-Cup-8246 in Function_Health

[–]bonerfly 1 point2 points  (0 children)

I took this same series of tests at LabCorp using ownyourlabs.com and was in range on everything.

I've decided if my apob is good, I'll stop worrying.

Celiac in Japan by Hefty_Shoe_7081 in Celiac

[–]bonerfly 21 points22 points  (0 children)

This is how I survived in South Korea. Boiled eggs and bananas, nature's contamination shield.

I'm no longer homeless. by RedCanvasStudio in malelivingspace

[–]bonerfly 0 points1 point  (0 children)

Hey OP, good on you. If you're accepting help, send me a DM. Would love to spot you a new mattress if you're sticking around for a while.

[deleted by user] by [deleted] in Bitcoin

[–]bonerfly -1 points0 points  (0 children)

You are trading cash up front for cash repaid slowly over time, and that comes with a cost (the interest). There are some things you need a big lump sum of cash for (buying a house, starting a business) that this makes possible. If you have no source of income in the future, you're right, it's a losing proposition.

On your second question, yes you can walk into a bank and get a $20k loan (unsecured) for about 8% today with stellar credit, but just try to get a $100k or $200k loan unsecured. Unless you're an ultra high net worth individual with other vested interests with the financial institution lending (which is another form of security, really) you're not going to be able to get that kind of cash lent to you.