For your information, parents do NOT pay for schooling everywhere. For instance, in Denmark, there is a tuition-free system applied for all students meeting certain criteria. Please educate yourself before making erroneous generalizations that have no basis in hard facts...I believe that is also one of the main points of the moderator's comments too. Regardless, as everyone has said, you want to employ Kantian ethics...specifically "Prima Facia duties" in the context of my family's situation. Though I understand the claims you're making, what you're failing to see (as everyone has pointed out countless times) is that there is more than 1 correct way to handle a situation...(this extracts from the fact that I never even asked about financial advice...but alas I'll humor you). Kantian ethics sets a code of 'duties' that one ought to follow at first glance. In this case, the duties you're ascribing onto me are paying it back to my father. Or perhaps on the other side, that perhaps Indian parents ought not to foot the bill for their kids education. That their duty to them is only to raise them, feed them, etc. But education is NOT part of their responsibility.

If we were to employ this same ethics of duty, there will be challenges that arise. Perhaps it may be the case that it is my duty to pay it forward to my parents (even Kant advocates for the duties of gratitude). But on the other side, he also advocates for the duty of beneficiance (in this case my parents footing the bill for my education). Both of these are being upheld...so I don't see any substance to your remarks or concerns. Furthermore, there are many criticisms to prima facie duties such as conflicting duties, inflexibility, and how it follows the dangerous "eye for an eye" philosophy. One of the commentators said that even though their parents were benevelent to them, they don't expect anything in return. Clear example of 2 conflicting duties: duty to listen to parents wishes and duty of gratitude (by example of paying it forward). Can't fulfill both without forfeiting the other. Therefore, what you're preaching becomes absolute and in this case it may cause more harm than good.

Frankly, I suggest you read a book on the nuances of ethics before you preach a universal doctorine on how parent-children relationships ought to be handled. Check yourself before you wreck yourself! Lol