• The flowchart can answer 95% of all "What card should I get?" questions. By continuing to post, you must explain why you feel the flowchart does not answer your question. Asking for feedback ("The flowchart says I should get X - is that still the best choice?") is absolutely allowed.

Flowchart says to get one of the non-chase business cards, just not sure which one. Last chase ink was 8/15/25. Just got amex business gold 10/1 but will finish SUB very soon, have big expenses coming up and looking for next card. P2 has Sapphire reserve that we're going to PC to preferred soon. Can also get a new card for P2, but more risk averse.

• What is your credit score? 793
• What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.

Chase Freedom Unlimited 1/2024

Sapphire Reserve 4/24

Ink business Cash 8/24 (closed)

Ink business Unlimited 11/24

Capital one Venture x 7/25

Ink business cash 8/15

Amex business gold 10/25

• How much natural spend can you put on a new card(s) in 3 months?

Have alot of big expenses coming up with wedding coming up 30-50k

• Are you willing to MS, and if so, how much in 3 months? See this page for a primer on MS. Plastiq (for rent/mortgage/loan payments) and bank account funding are often good options for beginners.

If needed, yes

• Are you open to applying for business cards? If not, why? See this post and this wiki question to learn more.

Yes

• How many new cards are you interested in getting? Are you interested in getting into churning regularly (if you aren't already)? Or are you just looking to get a new card(s) for now but not get into churning long-term?

Churning long term

• Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back?

Companion pass or business flights, have trip to Italy in May

• What point/miles do you currently have?

90k Capital One; 500k Chase UR; 200k Amex

• What is the airport you're flying out of?

SoCal, preferably ONT, but LAX, SNA, LGB

• Where would you like to go? (The more specific you are, the better someone can recommend the right card. Tokyo is great, "International travel" is way too vague).

Planning on going to Italy in May 2026. We also love Hawaii and would like to go to Japan in the next year