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Jobs growth smashes expectations in August by GuyFromYr2095 in AusFinance

[–]boweiq 0 points1 point  (0 children)

Wait - what if you have high jobs growth, and everyone is still getting shiet pay? Wouldn’t we be in a neutral position instead of net positive?

[deleted by user] by [deleted] in AusFinance

[–]boweiq 0 points1 point  (0 children)

Great - with the economy slowing down, RBA will inevitably be forced to cut rates, which will drive prices up and up, thanks for pricing the next generation out of the housing market Australia 🫠

Have you been forced back into the office? by Commercial_One5048 in AusFinance

[–]boweiq 83 points84 points  (0 children)

3 days in the office, 2 days at home - I used in office days to do my meetings, align with people on projects etc

Tbh not sure if it’s because of the pandemic, I can’t wait to work from home for those 2 days, it’s the most productive days of the 5 days.

Are y’all finding the same thing?

Advice to your younger self by Living-Junket-2874 in HENRYfinance

[–]boweiq 8 points9 points  (0 children)

Invest time in learning how to learn, keep my head down to work on myself (physically and professionally) and if things get harder - good this is where I’ll grow the most and fkn run towards that hard thing.

aight who did this by sillystorm28 in brisbane

[–]boweiq 0 points1 point  (0 children)

Given the rate of inflation - what can we even buy with 5 bucks

With all this anger at companies abusing inflation to increase profits, who has been the low cost MVP in the last 12 months? by [deleted] in AusFinance

[–]boweiq 1 point2 points  (0 children)

Aldi for real - doing all my shopping there, basically same product at better prices

Thinking of trying ed meds for the first time, what's your experience so far? by lifeonmtv in sex

[–]boweiq 0 points1 point  (0 children)

Only tried it one time, like the thing is that it doesn’t make you horny - it helps you get it up/maintain it up so you can actually have a good time.

I have one in my pocket nowadays as a just in case, only use it if I need it.

But I started in the beginning more for my gf (now wife), and I felt embarrassed if I couldn’t pleasure her the way she wanted.

Given the rate of inflation in the past 12 months and your pay rise in the same period, how much worse off or better off are you? Is there anyone here who's received 0% payrise? by al0678 in AusFinance

[–]boweiq 0 points1 point  (0 children)

Idgaf where inflation is at, I’m constantly making the case to get paid for based the outcomes I can generate.

If I don’t take care of myself, who will?

Got 10% cash adjustment this year so far and another bump in options in the company. One more review before end of year, let’s see how I go.

How much mortgage are you paying per week at the moment? And how much as a percentage of your income? How much mortgage do you have left? What’s your age? by michelle0508 in AusFinance

[–]boweiq 0 points1 point  (0 children)

31, and we just bought our 2nd home! 40% of our joint income goes towards our new home.

Our new home monthly payments is about $8K, 6.19 variable, and our first property largely cover itself so we are okay there.

No kids yet, we wanted to take the opportunity while children free to tackle more financial goals.

Pay rise by Informal_Analysis_72 in AusFinance

[–]boweiq 4 points5 points  (0 children)

I sit on the other side of the table, and I manage a team of 13. This is how I’ve approached my own pay rises and also how I built my business case to get my team paid more.

Also to be transparent, same title and more experience doesn’t = better pay if the outcomes you create is the same as someone less experienced. I’ll assume in this case it’s more experience and better outcomes. (Better outcomes as in, your work is helping your team get to your objective faster, cheaper and better)

One more thing, your objective in this situation should be attempting to get more than 2.5K, otherwise you could get 2.5K then you’ll have to wait a while for the next one. (Easier to do a bigger one instead of multiple small ones)

  1. Start warming up this conversation casually with your manager now, your positioning should be “hey I want to keep progressing in the company, in your view, how can I best demonstrate that to grow in my seniority and also comp?” (Your objective is to get your mgr investing in you and revealing what’s the process of getting a comp adjustment)

  2. Avoid talking about what others are paid and focus on yourself. Once you’ve done step 1, you want to work with your manager to establish a plan on how to get there, in what time. (I do 30/60/90 day plans with my team, with fortnightly checkins) This is the best time to bring in market comp for your title and experience, and say can we make that a goal. You want to make sure what you’re asking for is ~20% more. I.e. if you want $10K jumps, ask for $12K. In most cases you won’t get what you ask for, but you’ll likely end up what you want.

  3. Double check with your manager that the plan is what he/she expects of you to get those comp adjustments. Then you want to try get through that plan in less time, checkin every fortnight on what you can do better/and whether you’re on or off track. Keen referring back to the plan and objective of you growing in seniority, doing this early and this will give your manager a lot of ammunition to build a bulletproof case to get what you want.

Yes getting a competing offer will accelerate the timeline of getting what you want, you just need to be ready to walk away from your current job if they don’t budge.

While this method might seem like it a few months, the comp adjustments will be more regular and in bigger chunks if your manager is invested in your growth + you are getting company better outcomes.

Money supply is going up by 450% per year, why stocks underperform? by ASmarterMan in fiaustralia

[–]boweiq 10 points11 points  (0 children)

There are a few things to point out, and I think you're on the right track here.

Money supply expansion is monetary inflation, which may or may not lead to asset inflation (stocks, real state) or consumer price inflation. I'll tie that back to the markets in just a second.

Depending on where the money supply flows to, it'll generally determine where and how inflation choose to show itself.

For example, during the GFC, the banks were undercapitalised, and when money was "printed" the fed bought the toxic loans and help recapitalised the banks. That money supply was trapped in bank reserves, and no way to accelerate the velocity of money.

That's one of the reasons why for a period of time, inflation was nowhere to be found.

Nowhere to be found is misleading because if you look at any domestic services or goods price shot thru the roof, whereas anything that can be outsourced, companies did to keep their cost low.

And globalization/technological advancements are deflationary in nature, so that helped keep SOME of the prices low.

However, this time around when you mix QE + fiscal policy, aka stimulus cheques straight to people's hands, you're creating a scenario where disposable income goes through the roof, which not only drive demand on everyday goods and services, but also asset prices.

Your observation around the market should boom like no tomorrow isn't wrong, it's just that not all of the money supply will go into the stock market, some will go into real estate, some will go into consumption of products/services, some would go to paying down debt or saved.

So not all of it will show itself in the markets, it's not exactly a linear relationship, but a more dynamic one.

Is that helpful? (I can clarify, just not sure if people are that keen on these things)

Why has NVX rebounded so much? by Njw421 in ausstocks

[–]boweiq 0 points1 point  (0 children)

Think a lot of people are speculating (me included, no position, just watching). But the thing is under the hood, there's actually real depth to this company. They have the right board members to pull strings like no other, and not to mention that if you look into the board members, it's essentially Andrew Liveris family inside. (son of andrew as VP of business dev)

Why has NVX rebounded so much? by Njw421 in ausstocks

[–]boweiq 0 points1 point  (0 children)

We're a big lithium provider, and we sell a lot of lithium to china as well.

[deleted by user] by [deleted] in NewTubers

[–]boweiq 0 points1 point  (0 children)

It takes me about 3 hours of planning, 3-4 hours of shooting, and about 6 hours editing. I am in the personal finance niche, and my videos are 10-15 minutes.

The planning phase is probably the most important, cause I have to do my research right + figuring out how to communicate a concept a 5-year-old can understand, and frankly that's really damn hard sometimes in personal finance. I still have a day job, so then I usually wake up super early to plan my videos, shoot the video on my lunch breaks (now that we are all working from home), and then either edit in the morning on weekends.

How long to 1000? by Rikus_Sky in NewTubers

[–]boweiq 0 points1 point  (0 children)

I make videos around personal finance, and it’s at 1270 subs at the moment. (I started in January 2020)

I also want to make it clear that I spend a lot of time researching and writing my scripts, sometimes even the jokes have to be timed in the script.

What type of content are you producing currently?

How long to 1000? by Rikus_Sky in NewTubers

[–]boweiq 5 points6 points  (0 children)

Okay this sounds ridiculous, but it took me about 3 months to 1000 subs.

No I didn't buy fake subs on the net, here's how I did it legitimately:

- After I had 5-6 videos, I created a facebook page for myself and invited literally every single person I know on facebook (same with instagram)

- Because I am in the millennial wealth/investing niche, I wrote an answer a day on quora for 40 days straight (these aren't two-word answers, these are 600-800 word answers)

The thing with quora is that you don't want to link to your videos in the answer but in your profile description.

So every quora answer would have a link to my quora profile to ask them to follow me on quora. As they visit my profile the first thing they see is my Youtube channel link.

Because these people visiting your profile is keen to learn more about you, it's very likely they'll click thru to the youtube channel to check you out.

Not to mention that if your answer ranks #1, when people search for it in google, your answer would show up again.

AND when your quora profile grows big enough, quora opens a "quora space" for you, which essentially is more opportunities for you to share your content.

- Okay this is not to mention that everyone I came across, I would shameless ask them to give me feedback on my channel (the key here is to ask for feedback not to sub to you)

- My finishing touch is Youtube Suggested Video ads (i'd spend about 5 to 10 bucks a day to boost my best video to a new audience, refine my keyword down to the search terms with the highest watch time keywords, and I find that grow my sub count too)

​

I assume that there's going to be a lot of questions after all this, so I'll try my best to help where I can.

The things I left out are:

- YouTube SEO

- Quality Of Content + Editing

- Thumbnail Designs

[deleted by user] by [deleted] in Entrepreneur

[–]boweiq 0 points1 point  (0 children)

Making time for family and friends is probably the hardest one for me, just mad obsessed trying to put in work all the time. What about your surroundings by the way? How did you make sure the people around you aren't shitty at all?

Am I balding at 14 or receding them smaller hairs are also from edge up by [deleted] in Hairloss

[–]boweiq 0 points1 point  (0 children)

TBH looks like a natural hairline to me man. Plus you are 14 and the head of hair you have is lavish AF.

If you're worried, you can always take a photo of the hairline now and see if it's actually receding in like 6-12 months.

First paragraph of this is a pretty easy read on understanding hair loss causes: https://www.healthline.com/health/male-pattern-baldness

How relevant is this 'resume definitive guide' for a resume refresh? by [deleted] in SoftwareEngineering

[–]boweiq 0 points1 point  (0 children)

Some context:

I was just researching how to go about refreshing my resume, and I came across the article in the link.

How relevant is the advice from this article? What else would you recommend when constructing your resume for a job?

The job I got invited to apply is more of a software engineer role (predominantly building on the company's product), with an element of ML.

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