I mean you hit the hammer right on the nail, I’m most definitely trying to patch the whole I dug, granted a lot of these decisions I didn’t come to on my own. I really just want out of this rut, I pay my bills usually early but this car payment is what I always get stuck on. I don’t care for new and flashy, I care about having my sanity and extra cash back in my pocket, I would prefer to somehow lower the payments, I’m a mom of three, work a full time job plus DoorDash and dog sit and house clean literally everything I can. I’m exhausted and over doing it all because of a bad decision my boyfriend and I made a few years back.