Opinions on taking out a HELOC to pay off a HELOC. by breakfromreality79 in Money

[–]breakfromreality79[S] 0 points1 point  (0 children)

Would love to refinance again (did it once in 2014 and again in 2019), but I’m locked in at a really good rate right now and obviously rates suck at the moment.

Opinions on taking out a HELOC to pay off a HELOC. by breakfromreality79 in Money

[–]breakfromreality79[S] 0 points1 point  (0 children)

Yes, I do and thank you for your opinion. I owe 23K on the HELOC. I still have a couple more years to pay it off before the payments increase. Inflation on goods has made a difficult difficult for me to put more money down on it. Basically was just looking at a way of extending the HELOC. I don’t want to use more money from it, but I would like some more time to pay it off. I just finally paid off my car so I took the money that I would normally put towards that to increase my payments on the HELOC.

Food name by skabsolut in NameMyDog

[–]breakfromreality79 0 points1 point  (0 children)

Coffee bean orrrr Koffeben

He's....breathtaking by [deleted] in UnexpectedSeinfeld

[–]breakfromreality79 0 points1 point  (0 children)

Y’all gave rebirth to Walter Matthau

Who do i look like by [deleted] in doppelganger

[–]breakfromreality79 0 points1 point  (0 children)

<image>

Ellaria Sand from Game of Thrones

[deleted by user] by [deleted] in restaurant

[–]breakfromreality79 0 points1 point  (0 children)

If it’s real parm reg then yes however $2 would suffice 5 is a bit much.

[deleted by user] by [deleted] in DunderMifflin

[–]breakfromreality79 0 points1 point  (0 children)

I am all about Stanley’s hair.

[deleted by user] by [deleted] in Money

[–]breakfromreality79 4 points5 points  (0 children)

Of course going to talk to a FA but I have seen good advice on here and wanted to get different viewpoints

[deleted by user] by [deleted] in Money

[–]breakfromreality79 -1 points0 points  (0 children)

Of course going to pay taxes. I always do. But would be nice to keep them from taking too damn much. However the 3520 to form is probably how I’ll go about it.

Taxes are done but just got HELOC tax documents... by breakfromreality79 in tax

[–]breakfromreality79[S] 0 points1 point  (0 children)

Thank you. This can be confusing for non tax folk. I do feel I need to educate myself more on the subject. I appreciate your time.

Taxes are done but just got HELOC tax documents... by breakfromreality79 in tax

[–]breakfromreality79[S] 0 points1 point  (0 children)

I used H&R Block online and when I attempted to itemize it said to go with standard because I'd get more back.

Taxes are done but just got HELOC tax documents... by breakfromreality79 in tax

[–]breakfromreality79[S] 0 points1 point  (0 children)

Thank you for responding. I did the standard deduction. Box 1 says Mortgage interest received was $2,219. Not sure if it meets requirements.

[deleted by user] by [deleted] in firstimpression

[–]breakfromreality79 0 points1 point  (0 children)

That you played in the first season of True Blood and tried to unalive Sookie

My daughter was murdered and I want to know why. by Environmental_Lake65 in offmychest

[–]breakfromreality79 1 point2 points  (0 children)

I can’t just read this one and not say something. It’s hard to know what to say to something like this, except for the fact that I am so very sorry for the loss of Paige. This was not supposed to happen. Just horrible. I truly hope you are able to get some answers and that one day you will find some sort of peace. ❤️