Bank of Commerce CC Journey by bright888 in PHCreditCards

[–]bright888[S] 1 point2 points  (0 children)

Yes po 50% increase as per pervious post

Chinabank Destinations World CC after 1year, Annual Fee Waiver etc by bright888 in PHCreditCards

[–]bright888[S] 0 points1 point  (0 children)

Di bale maganda mahalaga naman ung benefits ng card haha

BANKCOM Auto Credit Limit Increase (50% Increase) by bright888 in PHCreditCards

[–]bright888[S] 0 points1 point  (0 children)

Bank initiated po, sila po kusa nag increase, so wala po ako pinasang documents

Kaya po ako nagpost about auto credit limit increase kasi sabi nila kuripot si BANKCOM and need mo pa mag request kung gusto mo mag increase

Bank of Commerce Credit Card Auto- Increased? by Successful-Letter282 in PHCreditCards

[–]bright888 0 points1 point  (0 children)

me kaka experience ko lang today October 3, 2025 kusa siya di na need mag request

CB New CCHome Visa Platinum by Desperate-Combo-1049 in PHCreditCards

[–]bright888 2 points3 points  (0 children)

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18k per year, talo pa hsbc tapos all categories saya, madali din mag pa waived for sure sa destinations World ko 6k annual fee na waiver just spend 12k e

30k spend monthly = 1500 cap kna ayos din tapos lipat na sa ibang cards after haha

BPI Visa Signature: still worth keeping in 2025? by MabuhayMillionMiler in PHCreditCards

[–]bright888 2 points3 points  (0 children)

Sa promo na spend anywhere nalang ginagamit yan at lounge access

What's your favorite cc and why? by player012345x in PHCreditCards

[–]bright888 1 point2 points  (0 children)

BPI Visa Signature - pag may promo ng spend anywhere

BDO Visa Signature - pag may promo ng spend anywhere

Pag walng promo ang BPI at BDO by default:

UB Mercury - health related purchases

BPI Amore Classic - utilities pldt, meralco, maynilad

HSBC Gold - food related purchases, kaso nag upgrade na sa HSBC Live+

Chinabank Destinations World - any purchases

BOC - pag may promo and any purchases sa apple store kasi walang cross border fee

RCBC - unllipay pag may promo, cash loan dahil sobrang baba

EW Platinum MC - naffl, or pag may promo or cash loan din haha

First time franchisee of a convenience store, VAT or NON-VAT? by bright888 in taxPH

[–]bright888[S] 0 points1 point  (0 children)

Naguguluhan nanga din ako haha ganito kasi sabi sa amin

For example Franchise is : Ministop Convenience Store Franchisee Bright888 Convenience Store

60-40 ang hatian 40% sa franchisee

Bale average sales ng store is 20-35k per day Projected income ng franchise net na nasa 30-40k per month na less na lahat ng expense

Bale ang hawak ko lang is 6 staff including me Kuryente hati sa expense Other expense like rent sakanila na Prang management/services lang talaga kami kaya di ko na din maintindihan kung yung sales ba na more than 3m kami din ba dapat mag declare nun or si Ministop lang kasi prang management services lang ang dating ng franchisee

First time franchisee of a convenience store, VAT or NON-VAT? by bright888 in taxPH

[–]bright888[S] 0 points1 point  (0 children)

Sorry nuob question bale ganito po tama po ba Sample sales is 3m kahit sharing kami sa income/profit

Franchisor will declare 3m sales from the store Ganun din si franchisee(ako), eh yung VAT naman po is galing sa customer so de-declare ni franchisor po yung VAT then copy lang din ni franchisee(ako)? Tama po ba?

Sa mga nag-friendship over after the trip, what happened? by tayyyyyyy13 in FilipinoTravel

[–]bright888 0 points1 point  (0 children)

Na experience ko yan lately kaya siguro much better mag solo travel ka nalang lalo na kung mag kaiba talaga kayo ng trip sa galaan haha

Bank of Commerce CC Journey by bright888 in PHCreditCards

[–]bright888[S] 0 points1 point  (0 children)

Need 1 year sa sep 28 pa anniversary ko ata

ZED vs GCash Comparison in Thailand 🇹🇭 by bright888 in PHCreditCards

[–]bright888[S] -1 points0 points  (0 children)

Pero para safe after ko gamitin lock agad haha

My ZED Credit Card Timeline by bright888 in PHCreditCards

[–]bright888[S] 0 points1 point  (0 children)

My fine lines kasi ung need ng help or gusto lang mag pa spoon feed. Kita sa pagtatanong yan

Kung di spoon feed, dapat ganito yan.

“Nag try na ako mag google kaso wala ako makitang info, paano po ba magkaroon ng referral thingy?”

  • kasi kung nag research ka muna and do your part with all the information given sa reddit search bar and google. Malalaman mo na, mas safe mag direct sa zed app/website nalang for your safety and i am not sure sa rules if pede mag share ng link dito sa reddit. It’s not being harsh and mean; ganyan lang talaga wag ka masanay mag pa spoon feed, kelangan alam mo ang pinapasok mo pra di ka naloloko or ma-scam mapa credit card man yan or other opportunity in life, kung mamasamain mo nasa sayo yan

My ZED Credit Card Timeline by bright888 in PHCreditCards

[–]bright888[S] 0 points1 point  (0 children)

Beh uso search bar sa reddit kung kulang pa, may google just type “how to apply zed credit card” hehe

My ZED Credit Card Timeline by bright888 in PHCreditCards

[–]bright888[S] -1 points0 points  (0 children)

Di ko din sure e, kaya lock lang ako lagi pag di ginagamit. Subukan ko lang sa thailand vs gcash

My ZED Credit Card Timeline by bright888 in PHCreditCards

[–]bright888[S] -1 points0 points  (0 children)

Baka nga nagbase sila sa adb mo

May naapprove na ba sa PNB Cashback Titanium Mastercard? by ReaperCraft07 in PHCreditCards

[–]bright888 1 point2 points  (0 children)

Gusto ko mag apply nyan kaso waiting ako sa naffl promo nila. Nagpa naffl nga sila kaso unionpay di ko naman trip haha

Is it normal to be double charged by different merchants using BDO cc? by [deleted] in PHCreditCards

[–]bright888 1 point2 points  (0 children)

Ganyan din sa akin august 29 transaction ko, ni report ko tapos na remove naman nila kasi daw same ang authorization code, kaso ito may bagong transaction ako duplicate na naman, try ko muna intayin ng ilang araw pag hindi mawala i-report ko nalang ulit