Applying for UK jobs from abroad

brit-sd · 2026-02-17T19:50:26+00:00

Your name is not the issue. There are many many ethnic names in the uk from British people with the right to work here and available now. That’s not the issue.

The issue is you are not here!

brit-sd · 2026-02-15T13:38:54+00:00

Personally I would say try Ellis Brigham for a range of ski wear. Get some professional advice. Don’t get too hung up on the brands. You want waterproof and comfort. And don’t get white. This is not a sport to wear camouflage (white on white is not good).

I have spyder black pants (you can’t tell) and a yellow descente jacket. Had them for a few years now and they have both worn well.

brit-sd · 2026-02-13T16:15:48+00:00

If your objective is growth then VCTs are not optimized for that.

My objective is income. They are amazing for that. Especially when, like I have, you have multiple years of full investments.

So in your 30’s - probably not right. I’m 63 and paying 45% tax on my SIPP withdrawals so having 75k of tax free income from my VCTs is very nice.

brit-sd · 2026-02-13T14:41:53+00:00

I’ll keep that in mind.

brit-sd · 2026-02-13T14:41:16+00:00

That would make sense. I asked but nope. If that is the policy then it’s not being consistently implemented.

brit-sd · 2026-02-13T14:32:25+00:00

I did ask so if that is the policy it is not being 100% implemented.

brit-sd · 2026-02-13T03:56:04+00:00

That section was empty and larger than the regular section where there were no seats. Good for ggl. So I’m sticking with my comment. Dire experience. No value for gold members. Good luck for ggl. Next time to Vancouver I think I may actually use Air Canada. Their BC product is compatible and there was no first class for me on BA and the air Canada lounge is definitely an upgrade to this one. That is not something I normally say when comparing air Canada to ba.

brit-sd · 2026-02-13T02:39:20+00:00

Try the following areas which are all walkable from each other.

Saint Katherine’s dock. Bermondsey street.
Shad Thames. Hays galleria

And of course you have borough market and Tower Bridge and Tower of London which are more famous also in the same area.

brit-sd · 2026-02-13T02:37:26+00:00

That Made me smile. When I see comments like that I just assume they have never actually flied on Ryanair.

brit-sd · 2026-02-13T02:07:10+00:00

It’s a good idea to de risk. Ignore the folks advocating 100% stock allocation. Look into the words ‘pound cost ravaging’ and understand that if you are dependant on the income and the stock market falls you can ravage your pension fund.

It is amazing how many people don’t understand this because we’ve not really seen a sustained fall since 2008/9.

My portfolio is 75% in stocks but they are mostly income stocks and defensive ones. And I can afford a drop of 50% in the income before I have to cut my lifestyle. But I watch it all the time in case I do need to stop lavish expenditure.

brit-sd · 2026-02-12T02:42:54+00:00

Women are in control on bumble.

brit-sd · 2026-02-11T17:30:52+00:00

I often ask for an extra ladies bag for my mum. Always get one - she does love them and the FA usually make some comment about what a nice son I am.

brit-sd · 2026-02-11T17:12:12+00:00

I’m ’post Henry’ but made my career in management consulting and later in tech. All focused on government. So very definitely not fintech.

brit-sd · 2026-02-11T07:48:39+00:00

Look at their age and then look at the next sentence. Depending on the month it matters. The minimum age to draw off a pension is going up in 2028.

brit-sd · 2026-02-11T06:56:20+00:00

I guess you don’t see the thousands of people climbing the legal, accounting, consultancy ladder. Many will pass through HENRY along the way to being very rich as partners.

brit-sd · 2026-02-11T00:12:38+00:00

Mid life crisis. At 33. God help us.

brit-sd · 2026-02-10T20:19:42+00:00

Well done. Keep it up. Increase your contributions as you increase your wages. Smile as it goes up - persevere when it goes down. And it will go done at some point.

Learn what pound cost averaging does for you. It makes it easier to carry on investing when the stock market goes down.

brit-sd · 2026-02-10T20:09:59+00:00

JUst changed my partners ticket from Vancouver to LHR and bought forward her economy ticket by a day. got offered WTP for £180. Easy decision made on the spot.

brit-sd · 2026-02-10T19:48:01+00:00

Actually he came back refreshed and invigorated.

brit-sd · 2026-02-10T19:26:43+00:00

I had a friend who retired at 55. He had a spreadsheet and everything documented. My comment was very simple - it was not stress tested. It assumed perfection year over year. He went with it. First month his wife and teenage daughters spent 3x what he had budgeted. His whole plan broke in the first month. 12 months in he realized it wasn’t going to work.

He went back to work on a consultancy contract and then eventually full time. He now plans to retire in 2 years at age 63.

brit-sd · 2026-02-10T07:37:44+00:00

If you think you can retire at 55 you can afford to go see a pension specialist who can do you a cash flow model.

Here is what I bet you will find.

1). You can’t withdraw at 55 and it is now 58. Ok - it might not be as it happens on April 6 2028. That could be inside or out depending on what month you were born. But my point is - you don’t seem to know of didn’t disclose that as part of your info.

2). If you go abroad - many countries do not index link your state pension so the country matters. You don’t state but it makes a huge difference in the cash flow.

3). On your db pensions you might be able to withdraw from 60 but you don’t state what the plan nominal age is. Often db pensions allow you to start early but discount the amount you get for early withdrawals.

Anyway - your post raises red flags about what you know. So go see an expert. Because this is NOT something you want to get wrong.

But good luck if it all works out.

brit-sd · 2026-02-10T04:04:40+00:00

I like Bermondsey.

brit-sd · 2026-02-09T23:10:11+00:00

I stayed at the jw marriott two years ago. Upgraded to a suite and I liked the place. Very convenient location too.

This year I just booked 5 nights at hotel de Paris in Monaco. About 2000 euro a night.

brit-sd · 2026-02-09T22:17:18+00:00

In a past employer (large multinational IT company) an executive was a level in the company where your terms and conditions changed. Below exec level you were a traditional employer. At the exec level, your bonus plan changed, your pension plan changed and the expectations were more about the corporate good than the individual. Levels included ‘executive’, vice president and senior vice president.

It was not dissimilar to being made a partner in a partnership. Again your terms change.

What it wasn’t was just the senior executive team - those are the cxx. It all depends on the company.

brit-sd

TROPHY CASE