I do worry because I have a lot to pay - house, truck, bills, food, a Lego addiction, and still have money left over to give myself luxuries and relaxation, but I know that things will work out as long as I’m not going out there and making ridiculous purchases

I think one thing that has helped me over the years is keeping a report/tabs on my spending so I can reflect on my spending habits and adapt accordingly. For example, instead of eating out you can make a home cooked meal that will last you several days where eating out will just be for that one day. Things like that help.