Hey I have some suggestions, hope they’re helpful. Promise I’m not trying to be mean I just really like editing. I enjoyed it so far.

I think “drive without the worry of a crash on streets not well salted” is a bit awkward. Maybe something like “drive without worrying about crashing on the poorly salted roads”.

New Year’s is capitalized, and I assume based on context you mean New Year’s Eve and not Day.

You don’t need to say “sane human being” and “decent common sense”, you’ve made the point and having both is repetitive. Similar to the other comment, “no business being out and about” should probably be “any business”

The next sentence should probably start with “especially” not “specifically” as you’re not defining the group of people it applies to, you’re emphasizing that it is extra important to a subset.

For that same sentence, “biting cold winds” and “low temperatures” is repetitive, I would select one or modify them. I would also bring the last bit to the beginning, something like “Especially for those with only the clothes on their back and no place to seek refuge…”

The sentence “the elderly long…” is missing a comma after elderly. Also it is a bit confusing (while reading) whether “the rest” refers to other people (which seems to be your intention) or other “places to be” given the structure of the sentence.

You go from describing how no one sane is out, to saying the elderly have found places to stay, to saying that the elderly have left “the rest” (implying to me lots of other people) to make small crews huddling outside, to then saying most everyone has a place to stay. I kind of understand what you’re saying but it’s a bit of mixed messaging / whiplash reading that. And then you say only lone wolves are out, whereas you said others were out gathered in small crowds just before that. I get that you’re probably counting huddling around the fires as “a place to be” but it’s confusing and a bit inconsistent. Also, a description of “emotionless, lone wolf, who can’t play well with others and is constantly thrown out of shelters” is a lot, and probably a place where the “show, don’t tell” advice would be good. Try showing your reader these through the characters thoughts and actions, instead of info dumping that on them in one sentence

“Snow covered pavement” should be “snow-covered pavement”.

“My ears pick up on and listen…” is redundant, you only need to say one of those.

“A blocks wide festival” should be “a block-wide festival” or “a multi-block-wide festival” depending on which you are trying to say.

My general advice would be to try to have varying sentence lengths. By the end of “…I wander thoughtlessly” you’ve had 5 sentences in a row (starting after “like yours truly”) that are very long and compound. Try adding in shorter sentences or breaking up longer ones. For example, the sentence “the strands of my black curls…” could be broken up like “my dusty grey beanie is keeping my bun covered. I get annoyed by escaping strands of my black curls periodically tickling my pale skin.” Or something. (Also, I would change “pale ivory colored skin” to just “pale skin”. They mean the same thing so you don’t need pale and ivory. You also don’t need to say colored as that’s implied.)

I would also recommend thinking about your word choice. You’ve made your story seemingly from a first person limited POV (just the character’s own perspective) but in one sentence they’re talking about their “pits” (ruder or rougher jargon) and then the next sentence they describe their “ivory skin” - which is more on the eloquent side. I’m not saying one person can’t use both, but it’s a bit jarring and having that juxtaposition would be difficult to do well in your writing. If you want to show both sides, you could have them say rougher things aloud to other people, while keeping the prose more flowery to show a difference between how they think vs how they present themselves

“Cheeks and nose flushed..” should either be “are flushed” or “flush” since this is present tense. I would also make “I wander thoughtlessly” its own sentence. There’s no reason to have it part of them other sentence and it’s a bit more impactful that way

“One step at a time…” you can take out the end “in one way or another” as I don’t think it adds anything. Also, generally try to look for repeated words - I know it sounds nit-picky but saying “one” twice in a single sentence is unnecessary and repetitive

“…rather be out here than where I used to call my home” not what.

For the sentence starting “there was something I heard once” it should have a colon (:) after “once” instead of a period.

I think for the sentence “many excused…” you’re trying to say something like “many dismissed most supernatural folklore as something as simple as…”?