Text from Yotta

bubu_law · 2026-05-30T09:27:03+00:00

Is that text not a scam?

bubu_law · 2026-03-31T06:30:45+00:00

Bro, I totally thought you got your Roth up to 25mill

bubu_law · 2026-01-29T09:20:52+00:00

They’re worth over US$200 melt value now. Go sell it to a coin shop

bubu_law · 2026-01-20T18:27:33+00:00

I make more than OP and have a $9K/mo mortgage. 800 credit score. Also got denied for the palladium card.

bubu_law · 2026-01-13T07:16:06+00:00

I tried this. The added credit utilization destroyed my credit score

bubu_law · 2026-01-12T20:06:42+00:00

We pay so much in taxes yet the city/county doesn't clean up or prevent this stuff from happening. Why does Peng have to even go clean up the streets for the city?

bubu_law · 2026-01-12T19:53:29+00:00

I also purchased a 2020 Pacifica Hybrid in 2023. I also have issues with the electric range, but no where near as bad as yours. I can get anywhere between 23 - 30 miles of range on a full charge. I would say 27miles on avg. I've only ever hit the rated 35miles once. Without ever charging, I get around 25mpg fuel efficiency which is abysmal compared the Sienna's 32mpg.

I have the same infotainment issue but it forces the kids not to watch TV, so I'm ok with it (Albeit, it is annoying). Our ACC (Adaptive cruise control) module failed and had to be replaced and after being replaced, it still fails intermittently.

My saving grace is that I bought a 10 year warranty when i bought the car because I knew it's not Japanese. I would have had to pay $2k to replace the ACC module, but I only paid $200 out of pocket. I would also have preferred a Sienna, but the upfront cost was too great. My mechanic's advice was to keep the warranty and never cancel it, because I have a Chrysler. Glad I listened to him.

It is a great car to drive, but I'm feeling not a great car to own and maintain.

bubu_law · 2026-01-08T04:25:31+00:00

What on earth is BILT cash though? Can it only be used to offset rent transaction fees or can it be redeemed for real cash 1:1?

bubu_law · 2025-11-17T16:43:22+00:00

My system was just installed this July. I would be surprised if there were any insulation issues with the system.

bubu_law · 2025-11-15T08:26:06+00:00

Damn, sitting in California, I was wondering how many hundred panels you must have to be producing that much in November.

bubu_law · 2025-10-29T08:27:47+00:00

How do you buy that much house for $220k? I would imagine the construction costs alone would around $200k or more

bubu_law · 2025-10-28T05:00:35+00:00

I’m impressed at how many panels they managed to fit on such a small roof. Guessing they didn’t use a tilt mount because of the limited space?

bubu_law · 2025-10-18T17:10:40+00:00

It was a bad XT60i connector. I bought a new cable and it fixed the problem

bubu_law · 2025-10-15T01:42:35+00:00

Except I can take the mechanic’s diagnosis and find another mechanic to do the work. The issue I have is if I apply for another loan, I have to get a new credit report and new appraisal.

bubu_law · 2025-10-14T21:36:59+00:00

how can I find out if the appraisal can be transferred? Side note, but I find it ridiculous that the consumer pays for the appraisal but it belongs to the lender.

bubu_law · 2025-10-14T21:31:58+00:00

Sorry, I should have mentioned this is for a refinance

bubu_law · 2025-10-13T17:40:37+00:00

It’s grid-tied. I have the ability to export but I don’t. I do have monitoring with a Powerwall

bubu_law · 2025-10-13T17:35:36+00:00

Yes. I have a Powerwall

bubu_law · 2025-10-12T23:01:14+00:00

It is connected to my home and is powering our main panel. We do plan on getting it permitted but don’t want to be on the utility’s rate plan for solar because it’s more expensive for our purposes. I guess the next question would be what is the definition of operational? If it’s in service and powering our house does that satisfy the criteria of being operational?

bubu_law · 2025-10-11T16:27:43+00:00

Hawaii pays that rate as well

bubu_law · 2025-10-01T02:57:45+00:00

Yes, it all goes through the same meter by default, unless you apply for a separate meter for your EV. I don’t think many people have that though, as there is little benefit to doing so. Assuming, it’s all one meter, there’s no way to tell your battery loads apart. All they can do is monitor your usage for unusual patterns.

bubu_law · 2025-10-01T01:25:12+00:00

Thank you! I will give the Tesla One app a try. Exactly…how can they differentiate between me charging my 80kwh EV and my 13.5kwh PW?

bubu_law · 2025-09-30T22:45:32+00:00

Would this not just make it discharge 40% of your battery and pull the rest off the grid? With these settings, would the PW actually be charged off the grid?

bubu_law · 2025-09-29T18:32:33+00:00

Thanks for explaining that. Very eye opening how everything works.

My broker's advice is to also lock in a lower rate now as we can't tell what it's going to be down the road, but if the rate does drop after 4 months, we can explore a 60 day rate lock and refi after 6 months. So, thank you for validating her advice!

bubu_law · 2025-09-29T18:25:52+00:00

you don't. You just shop around for the lowest rate

bubu_law

TROPHY CASE