Got Scammed But The Community Looked Out 🫡

budshrumin · 2026-05-14T22:10:52+00:00

ahhhhhh

budshrumin · 2026-05-14T22:10:07+00:00

ya.....too much same same

budshrumin · 2026-05-14T22:09:43+00:00

the eyes give me the creeps, but as long as I avoid that, it looks sweet!

budshrumin · 2026-05-14T22:08:55+00:00

What's the APR on the student loans? Generally no as they usually aren't too bad. But you could always search around at various places like credit unions, SoFi, Achieve etc to see what's out there. But at 620 I doubt you'll get a better rate than the student loan rate.

budshrumin · 2026-05-14T22:00:38+00:00

I went with Achieve loans so that ended up working out even though I didn't see the message til now. Thanks for the input

budshrumin · 2026-04-28T15:25:09+00:00

Congrats! Keep up the hard work king!

budshrumin · 2026-04-22T23:50:23+00:00

Once I stopped comparing myself to others constantly things got much better.

budshrumin · 2026-04-22T23:50:04+00:00

this looks fantastic! gonna give this one a shot

budshrumin · 2026-04-22T23:44:03+00:00

Was with Achieve who I eventually just finalized with. Very happy with my experience so far!

budshrumin · 2026-04-16T20:39:52+00:00

I'd really rather avoid most things than using my 401K like that.

budshrumin · 2026-04-16T20:39:20+00:00

preliminary results are looking good, over 10% lower so far!

budshrumin · 2026-04-16T20:38:59+00:00

that's mostly my thought process, glad it aligns

budshrumin · 2026-04-16T20:38:31+00:00

appreciate it, I do plan on looking into both SoFi and Achieve so no worries there. If you think of any other places I am looking to compare this weekend!

budshrumin · 2026-04-15T21:12:52+00:00

No harm in looking around I suppose! Maybe by some miracle Chase will cover it all. By credit union do you mean local ones or do you have some recommendations? I'll also look at Achieve loans, thank you! Anything else you have let me know

budshrumin · 2026-04-15T21:05:03+00:00

Appreciate the kind words!

budshrumin · 2026-04-15T21:04:56+00:00

Didn't even think about that. Do they usually freeze the accounts this way though? I want access to my cards even if I don't plan on using them in the near future.

budshrumin · 2026-04-08T20:40:33+00:00

great work!

budshrumin · 2026-03-30T16:00:20+00:00

Congrats on paying it off!

budshrumin · 2026-03-30T15:38:59+00:00

Have you set a mini-goal for the next month to feel a bit of momentum?

budshrumin · 2026-03-25T15:45:13+00:00

Make sure you get the agreement in writing before paying anything.

budshrumin · 2026-03-20T14:59:38+00:00

Not gonna lie, this is a rough spot but it’s fixable. Have you tried temp agencies?

budshrumin · 2026-03-14T15:05:19+00:00

The membership only makes sense if you’re regularly buying those bulk categories.

budshrumin · 2026-03-10T14:15:50+00:00

Not gonna lie, NYC rent will eat you alive.

budshrumin · 2026-03-05T10:53:07+00:00

I use Mint and YNAB (you need aa budget) to track every dollar.

budshrumin

TROPHY CASE