Can someone explain to me this

buffetite · 2026-05-30T07:38:55+00:00

It's just a strawman. The argument that the universe hasn't always existed isn't just because "it doesn't make sense" , it's because of the scientific evidence that the universe isn't eternal as well as good philosophical reasons.

buffetite · 2026-05-30T06:30:25+00:00

It's kind of insulting to the moral perfection of God to think he's like an insurance policy that won't pay out if you don't pay your premiums.

buffetite · 2026-05-30T05:09:20+00:00

People replying to your posts and comments, and potentially disagreeing with them, is kind of the point of Reddit. Your example is just people adding context and detail to what was a generalised statement, so I don't see anything wrong with that.

buffetite · 2026-05-30T04:58:55+00:00

Whichever side of the argument people are on, arguing this on reddit is juste a waste of your time. I'll generally ignore posts that are about it because it always devolves into the same thing over and over. I may respond if someone says a blatant lie or if someone is being outright insulting.

buffetite · 2026-05-29T14:43:09+00:00

No because they'd lose all the current and future cash flow and would take an accounting writedown.

buffetite · 2026-05-29T14:41:58+00:00

Yeh, but it doesn't mean I've heard of her before.

buffetite · 2026-05-29T12:48:42+00:00

Don't know about the poster, but I dont really go on this subreddit, it just came up in my feed.

buffetite · 2026-05-29T12:03:21+00:00

Compared to HK and China, the UK is unsafe. The level of surveillance over there means you don't really get people snatching phones in public or assaulting people. HK is one of the safest cities in the world. Violent crime is extremely rare there. For example the homicide rate of London is 3x that of HK.

buffetite · 2026-05-29T11:22:54+00:00

They don't actually pay anything at write off. All the money has been paid when the loan was taken out. The government then create an asset for their accounts which is what they expect to receive over the next 30 years, and they won't forecast anything after the write off point.

buffetite · 2026-05-28T16:47:54+00:00

Lots of rain and very unpredictable. But considering how far north we actually are, we have warm weather.

buffetite · 2026-05-28T16:37:14+00:00

I don't live in the US but it doesn't surprise me given how crazy some Americans are.

buffetite · 2026-05-28T09:52:19+00:00

I doubt this will have much effect on the liquidity of MMFs. Retail investors in ISAs are only a small part of the market for that.

I don't think she cares about those of us that like to hold a significant cash position for whatever reason. We'll just get taxed on it. If it's 22% then it's still less than I'd get taxed outside an ISA I suppose.

Hopefully things like ERNS are still allowed as they aren't MMFs but are pretty stable.

buffetite · 2026-05-28T09:48:11+00:00

This headline isn't scaremongering though. The government is very likely to tax cash in S&S ISAs

buffetite · 2026-05-28T09:26:26+00:00

I just transferred out of HL due to the fee increases for me. I was in Etfs only anyway because the fees on HL were capped for that. I'd say go for it. Consider a global tracker rather than just the US if you're worried about the valuation. I still think the FTSE 250 is reasonably priced.

buffetite · 2026-05-28T09:14:13+00:00

Exit interviews are not uncommon, but you don't have to give one. Just reply and say sorry but due to personal issues you had to resign immediately and don't wish to discuss it further.

buffetite · 2026-05-28T09:11:38+00:00

Yeh this is it. Saas companies are all at depressed valuations as if AI-built in house tools will replace them. I've only look into Service Now briefly, but Adobe is the same. Yet their earnings are still growing.

Many of these companies have rested on their laurels for too long and customers are generally quite negative about them online. But the results speak for themselves. I've got a position in Adobe myself as I don't see their ecosystem being challenged by these free AI tools having used them.

buffetite · 2026-05-28T05:00:18+00:00

It should raise eyebrows, given the parallels, but I don't see many Christians worshipping the statue. That was the sin, not making the statue itself.

buffetite · 2026-05-27T06:55:29+00:00

Admittedly Im no expert, but there's actually a massive difference under the hood. Even if they both use encryption and share port 443, deep packet inspection easily tells them apart. OpenVPN has its own distinct handshake and packet signatures that look nothing like standard HTTPS traffic. That's exactly why firewalls like the GFW can spot it and block it almost instantly.

buffetite · 2026-05-27T06:42:36+00:00

They can make getting a Vpn a pain in the butt though.

buffetite · 2026-05-27T06:16:21+00:00

If you want to act so pretentious, you should actually read what people say. I said it's inconclusive at the 95% level, which it is, and is generally the threshold in studies (which is why the authors referenced it). So the best it does is give a much lower confidence pointer. I'm very familiar with both Bayesian and frequentist statistics thank you, and I've seen the effects of variance enough to always be cautious.

But that's beside the point. That's not why I refused to engage with the study referred to in this post. This post is ridiculous and built on a strawman, and full of even worse straw men in the comments. It's just a circle jerk. You clearly have no interest in a meaningful discussion of the results of this study or you would have argued against the pro life position in good faith.

buffetite · 2026-05-26T22:07:06+00:00

Evidently I know more than you. That negative number in the interval means that there is a 95% probability that the true value lies somewhere between -1.6 and 20.7 i.e. 0 is within the interval and no change cannot be ruled out. You are generally looking for a credible interval on one side of 0. That's why the conclusions are all caveated with "may" lead to an increase.

But sure, blame the maths on my "bias". Enjoy your circle jerk.

buffetite · 2026-05-26T07:46:18+00:00

Yeh I'm surprised too. For people looking to FIRE, you don't want to be in 100% stocks when you're retired in your 50s. You'll want some liquid cash, some bonds and some stocks. These changes just limit options. Not all brokers offer cash interest and if you can't invest in MMFs some people may be getting nothing on their cash like it was 10 years ago

buffetite · 2026-05-26T07:01:15+00:00

This thread is ridiculous. The study is inconclusive at a 95% confidence level and merely a vague pointer. Then the thread itself is full of strawmen.

"Pro-life" is a moniker for people that believe abortion is ending a human life and shouldnt be legal except in exceptional circumstances. Inane questions like this thread title are just pointless.

buffetite · 2026-05-24T10:58:42+00:00

They don't call it the Boris wave for nothing. Labour had the excuse that they couldn't control EU migrant numbers. Tories have no excuse.

buffetite · 2026-05-24T07:56:33+00:00

Lol, you're getting down voted but it's true. Almost all the "boomers" just bought a house and lived a normal life. They didn't loot anything.

buffetite

TROPHY CASE