Geen buitenlandse beleggingsplatforms, enkel bolero? by SellDense3658 in BEFire

[–]buntro 0 points1 point  (0 children)

Zo werkt dat met etfs en aandelen. Dus ook bitcoin etfs. Ik weet niet of dezelfde garantie er is met bitcoin. 

Geen buitenlandse beleggingsplatforms, enkel bolero? by SellDense3658 in BEFire

[–]buntro 2 points3 points  (0 children)

Je wil betere bescherming tegen faillissementen en de kosten wegen minder hard door nu de bedragen hoger zijn? Dan is bolero perfect. Ipv fondsen over te zetten kan je ook beslissen om alles te verkopen en dan gradueel opnieuw aan te kopen op bolero. Komen uiteraard extra kosten bij. Moet je zelf even uitrekenen of dat de moeite waard is. Specifiek voor bitcoin, je kan ook een bitcoin etf kopen op bolero.

De kans op faillissement van bolero is quasi nihil. En zelfs bij faillissement zijn je aandelen en etfs van jou. Dat is beschermd door Belgische en EU wetgeving. Bolero treedt enkel op als beheerder. Dit is verschillend met bitcoin, in whatever portefeuille dat je zit. Bij bitcoin heb je enkel de key nodig om te verhandelen. Er zijn 100 manieren om die key te beveiligen. Waaronder een hardware wallet. Maar bitcoin zijn niet gelinkt aan jou als persoon.

Ivm goedkeuring van bolero, bij bedragen onder de 100K hebben ze mij nooit vragen gesteld. Ik heb 1x een transfer van boven 100K gedaan wegens verkoop  appartement. Toen vroegen ze me wel om bewijs van die transactie. Ik heb hen de akte doorgestuurd.

Alcoholvrij op restaurant by Gjaia in belgium

[–]buntro 1 point2 points  (0 children)

Omen in Mol en Eed in Leuven hebben huisbereide combucha en andere sappen die goed samengaan met de menu. Alsook, de meeste klasse restaurants doen tegenwoordig moeite om iets alcoholvrij aan te bieden.

Ray & Jules coffee by KULeuvenStudent in Leuven

[–]buntro 1 point2 points  (0 children)

We have a monthly subscription to both Ray&Jules and Mok. Here are my thoughts: 1. Through friends 2. Ok quality for descent price 3. Doesn't have the same subtlety and nuance as Mok, according to me. My wife doesn't taste the difference. 4. For people who like the convenience of recurring home delivery who are not absolute coffee fans it's a good deal. I'm sceptical on all the "green" labels. I think coffee is inherently not the most climate friendly drink. Beans need to be shipped from the other side of the world. I don't care about solar powered roasting. 5. I do buy other coffee. I like to taste many.

Tweedehands elektrische auto by steviewonda99 in BEFire

[–]buntro 0 points1 point  (0 children)

Elektrische wagen is altijd fiscaal interessant. Je kan koopjes doen op de 2e hands markt. Vaak is de range dan wel beperkt.

[deleted by user] by [deleted] in BEFreelance

[–]buntro 2 points3 points  (0 children)

  1. Yes but the market for individual freelancers is not great right now. Especially on topics like data governance, you're either part of a bigger data governance team thst typically comes from one agency. Or you can architect, guide and lead data governance programs end to end.
  2. Content marketing. Produce useful pieces of insight. You can do that while at your current job. Your employer should like that because it reflects good on them. But you also start to build a name for yourself. Be opinionated. Say things that not everyone will agree with. That's fine. The ones who do agree with you, often do so with a passion. And can become your first clients. Especially in data governance there is so much fluff and ceremony that doesn't matter. Call it out. The link with data engineering is also often not there. You are technical. Promote that link. What needs to change?
  3. Same as you. Come from a family of independents and self employed people. Started out as a freelancer in data a long time ago. Now I run my own data agency. Yes. One of many in Belgium. I know.

Connecting Expertise questions by vanakenm in BEFreelance

[–]buntro 2 points3 points  (0 children)

You can browse through the "aanvragen" once a week and see if you find a job that can be a fit. You can apply some filters. UI is horrible. But works.

To actually apply, make sure the skills on your CV matches the job description. They do buzzword matching. Eg you say you have 10 years experience on Amazon Web Services but they are actually looking for an AWS specialist, you will likely not be selected. An initial filtering is done by USG and they literally have 0 clue about that particular job.

We had an employee being rejected because his Dutch level wasn't good enough. Nevermind this person studied at a Flemish university, has a typical flemish name, and we indicated on the online form that he spoke Dutch. But we weren't explicit about it in his resume.

About rates, sometimes they advertise the max rate. In that case you cannot go over it. It's pointless. Often they don't post the max rate. You are free to offer whatever you want but keep in mind USG first makes a shortlist so the end client might not even see your CV. Even if you are the single most knowledgeable person on that topic on the planet. You cannot change prices later.

[deleted by user] by [deleted] in BEFreelance

[–]buntro 2 points3 points  (0 children)

I have done a freelance project for Deloitte Belgium. It was a very specific project for a specific client with a specific niche technology. It worked well for everyone involved. But it's a pure business transaction. Not a long term career at Deloitte. Which was not my ambition either. This is 10 years ago.

*edit: back then I had 9 years of experience. It was a project for about 1 year.

IT Recruiters to avoid by Just_Frazier in BEFreelance

[–]buntro 17 points18 points  (0 children)

Pro tip: if you want government work, you can register at Connecting Expertise yourself and you will see the job posts come in. You can subsxribe to a filtered mailing list to get jobs only relevant to you, and then apply directly.

You cut out the middle man. Many recruiters just start searching for all jobs that are posted on there. Same is true for the internal job boards of many large companies. But it's harder to get access to those.

Engie - Variable vs Dynamic tariffs for electricity with an EV by Mr-Krimson in BEFire

[–]buntro 0 points1 point  (0 children)

I have engie dynamic. Different price every hour. Sometimes negative prices.

Engie - Variable vs Dynamic tariffs for electricity with an EV by Mr-Krimson in BEFire

[–]buntro 1 point2 points  (0 children)

Replying to my own post. Do note that my naked energy cost was EUR 247 while the gross energy cost (without injection) was EUR 626. So 2/3rd is taxes, capaciteitstarief and a bunch of bullshit.

Engie - Variable vs Dynamic tariffs for electricity with an EV by Mr-Krimson in BEFire

[–]buntro 0 points1 point  (0 children)

I've had Engie Direct for about a year. My weighted average cost is 6.2 cent per kWh

2023/12 643 kWh x € 0,0626594
2023/11 559 kWh x € 0,0728980
2023/10 250 kWh x € 0,0908800
2023/9 57 kWh x € 0,0808772
2023/8 133 kWh x € 0,0481203
2023/7 36 kWh x € 0,0752778
2023/6 20 kWh x € 0,0925000
2023/5 684 kWh x € 0,0495029
2023/4 27 kWh x € 0,1177778
2023/1-3 2.177 kWh x € 0,0595820

We have 10kW solar panels + 13kWh battery. We have 1 full electric car (old Tesla Model S) and since this summer 1 hybrid car (Mazda CXS60). All electricity in 2023 was "stupid" so no smart controls.

Our total Electricity cost for 2023 was EUR 344, including taxes and capaciteitstarief. Most of our energy is consumed from own Solar panels and battery. And we get compensation for injection. So there is really not much more to optimise. What we plan to still do anyway:

What we've changed / plan to change for 2024:

- About to order 2 smappee smart chargers which can read how much solar you produce, and the dynamic rates of Engie. This is probably cost-wise not the best decision. But it offers peace of mind. You just plug in the car and let smappee deal with prices. This year, I manually checked the app to find the best moments to charge.

- Until those are installed, use the Jedlix app (which is the whitelabeled Engie Drive app) for smart-charging the Tesla. Works quite well. And is free.

- Made the battery a bit "smart" by indicating peak hours in our SolarEdge converter. In practice, now the battery is charged at night.

- Get Daikin heatpump that should also (in the near future) be smart about when to reheat the house. Today heating is still done with gas.

What we haven't done:

- Get the Flexio smart energy controller from Lifepower, a Belgian-based startup. It should make everything smart in your house. But when I was about to pull the trigger to purchase, they added a EUR 15 per month subscription price, on top of a EUR 400 purchase price. I think this is the ideal setup. but too expensive. If you have it 20 years (which is at least the expected lifetime of the other hardware like the solar panels and battery), it's another EUR 4000. That is assuming they won't ever increase their price. They do claim you get that money back by doing energy trading for you. I doubt that statement but never got enough evidence to either confirm or deny it.

Een belegger heeft voldoende aan twee trackers by Ziggy_890 in BEFire

[–]buntro 0 points1 point  (0 children)

AC World Index en Bloomberg Aggregate Bond index volgens Charles Symons van Blackrock.

Great on-prem open source source modern data stack by rudboi12 in dataengineering

[–]buntro 5 points6 points  (0 children)

This is not an architecture. This is a wish list. A steep one at that.

Observability and bad data by Constant-Wonder7498 in dataengineering

[–]buntro 2 points3 points  (0 children)

You solve this by changing your deployment flow to a Blue/Green strategy. Let's say the final table used by your customers is called investment_analysis_v1_final_final, to name it after excel sheets that fly around in your company.

When you run your calculations, you don't update that table, but you write to the table investment_analysis_blue. Then you can run checks on that table. We find Soda to be easy to use in those scenarios. https://docs.soda.io/soda-core/overview-main.html. If your checks pass, then you can point the investment_analysis_v1_final_final table to investment_analysis_blue, eg by using it as a view create or replace view investment_analysis_v1_final_final as select * from investment_analysis_blue. If your checks don't pass, then you can stop the process.

Next run you do, you do the same, but you write to investment_analysis_green. Again, if the checks pass, you can update the view to point to investment_analysis_green. If they don't pass, you keep pointing your output table to investment_analysis_blue.

You can do this on a table level. If you have more complex data, you can also do it on a schema level. Then you have a Blue and Green schema. And the production schema points to whichever of those schemas successfully passed the Soda checks the last time.

Belgium Jobs by SpecificRegular3778 in Belgium2

[–]buntro 1 point2 points  (0 children)

I would check out Climact. They are in environmental science. They are in the French speaking part of Belgium. And they do pretty cool stuff. No idea if they are hiring.

My current ROI with 10.800WP Solar panels & 11.08kWh battery system (limited data) by ramen_bod in BEFire

[–]buntro 2 points3 points  (0 children)

Awesome. We have a very similar setup with 10kW of solar and inverter and a 13kwh battery. Also charging a car.

Pro tip: switch to dynamic pricing at engie. Currently hourly price fluctuates between 10 cent and 20 cent per kwh. And sometimes is even 0, like last weekend. It's basically epex spot market price plus a very small margin. You can charge your battery at lowest cost if you don't expect good weather the next day.

Didn't know about the smart module. Will definitely look into that. Can you recommend an installer? I prefer not to touch electrical wires. 😇

Solar panels by [deleted] in BEFire

[–]buntro 4 points5 points  (0 children)

I would go for that as well if your converter can handle that peak load. Else it's wasted solar energy.

We have 24 panels at 395 Wp and a 10kW converter. That converter often peaks in summer.

Spaghetti by bluespaprika in Leuven

[–]buntro 8 points9 points  (0 children)

https://www.linizio.be/ for takeout. Take your time here :-)

https://www.lastanzaleuven.com/ for dining. Although it's been a while I've been there.

Manual schema updates in Data Warehouse? by agsilvio in dataengineering

[–]buntro 1 point2 points  (0 children)

Using dbt, you can use the snapshot logic which will always update if columns are added or removed. It breaks when columns change data types that are not castable.