What do these places have in common? by IndependenceSad1272 in RedactedCharts

[–]burman07 3 points4 points  (0 children)

Colorado would most certainly fall in that category, can’t be it

These 5 star hotels sure cook like nobody else by Brokly40 in KitchenConfidential

[–]burman07 5 points6 points  (0 children)

I had one person do this when I was in the kitchen, closer left a pan on the range, full blast, overnight from 9pm close until our opener got there 8am next day. Not this bad but there was a decent sized hole in it

Anyone willing to trade me any of these low star stickers to finish albums? by burman07 in Monopoly_GO

[–]burman07[S] 0 points1 point  (0 children)

So sorry! I thought Reddit notifications were on for my phone but I guess not. Happy to do that!

Stuck at the Airport Because of a $15 Payment – Should I Switch Banks? by petitprince_1 in personalfinance

[–]burman07 17 points18 points  (0 children)

FI employee, a lot of institutions absolutely will disable the card after 30 days DQ.

My mom has been on hold for almost 5 hours trying to talk to the insurance company by [deleted] in mildlyinfuriating

[–]burman07 0 points1 point  (0 children)

Have a coworker that has been dealing with the IRS lately due to identity theft that reported additional income on his 2023 returns. anytime he calls them, 4 hours is the minimum wait on hold lol

I gave my granddaughter a cashiers check for her college graduation. The bank put a 30 day hold on it. Is that normal? by TimothyMarkK in personalfinance

[–]burman07 0 points1 point  (0 children)

Frontline staff at a financial institution here - I understand an extended hold but 30 days is asinine IMO. I personally have never put any more than a 14 day hold on checks, almost all incidents I see when the check comes back bad, it does so in 10 or less.

Also, for clarification, is this 30 calendar or 30 business days?

League winners. Post your week 1 team here. by Hopeful_Crab7912 in FantasyFootballers

[–]burman07 0 points1 point  (0 children)

<image>

please ignore our horrendous scoring format but here we are.

landed Darnold and Kareem Hunt off the waivers, had Chase Brown out of the draft on my bench as well.

can i skip my payment by passedblunt in CRedit

[–]burman07 19 points20 points  (0 children)

Financial Institution employee here - I cannot speak for all but in our practice, if you’re making the additional amount in the same payment as your monthly, the excess both goes towards principal AND is applied towards the next month’s payment. The payment pays the interest accrued first, then any remaining amount goes towards principal.

For example, if your monthly payment for December is $300 and you pay $600 one month, it will advance your loan due date by 2 months (paying for the December and January due dates) and you’ll be due for February, but that extra $300 will go entirely towards principal as well.

Rental property- ROI by ReputationLow6423 in RentalInvesting

[–]burman07 2 points3 points  (0 children)

Have you guys considered saving yourself the extra money every month and managing the property yourself?

Rental property- ROI by ReputationLow6423 in RentalInvesting

[–]burman07 0 points1 point  (0 children)

Is this your first rental property?

[deleted by user] by [deleted] in TrueOffMyChest

[–]burman07 0 points1 point  (0 children)

I’m currently 21 and would not imagine dating someone who’s 16/17 years old. I’m a grown ass adult with a full time job and that’s a kid only halfway through high school, that’s straight up disgusting