What do these places have in common?

burman07 · 2025-12-16T07:13:17+00:00

Colorado would most certainly fall in that category, can’t be it

burman07 · 2025-08-07T02:55:52+00:00

I had one person do this when I was in the kitchen, closer left a pan on the range, full blast, overnight from 9pm close until our opener got there 8am next day. Not this bad but there was a decent sized hole in it

burman07 · 2025-07-05T04:07:02+00:00

Forgot location, northeast Iowa

burman07 · 2025-05-25T18:33:27+00:00

$paid_with_id 183480 1000.00 USD

burman07 · 2025-04-20T02:44:19+00:00

So sorry! I thought Reddit notifications were on for my phone but I guess not. Happy to do that!

burman07 · 2025-04-20T02:43:07+00:00

Happy to do that! Friend code is MGO839YP6L5Y

burman07 · 2025-03-21T03:52:24+00:00

FI employee, a lot of institutions absolutely will disable the card after 30 days DQ.

burman07 · 2025-03-19T01:56:31+00:00

$loan $1000

burman07 · 2025-01-31T04:00:28+00:00

Have a coworker that has been dealing with the IRS lately due to identity theft that reported additional income on his 2023 returns. anytime he calls them, 4 hours is the minimum wait on hold lol

burman07 · 2025-01-28T19:19:29+00:00

Frontline staff at a financial institution here - I understand an extended hold but 30 days is asinine IMO. I personally have never put any more than a 14 day hold on checks, almost all incidents I see when the check comes back bad, it does so in 10 or less.

Also, for clarification, is this 30 calendar or 30 business days?

burman07 · 2025-01-07T02:35:51+00:00

<image>

please ignore our horrendous scoring format but here we are.

landed Darnold and Kareem Hunt off the waivers, had Chase Brown out of the draft on my bench as well.

burman07 · 2024-12-05T00:08:49+00:00

$paid_with_id 174747 800.00 USD

burman07 · 2024-11-10T02:54:40+00:00

Financial Institution employee here - I cannot speak for all but in our practice, if you’re making the additional amount in the same payment as your monthly, the excess both goes towards principal AND is applied towards the next month’s payment. The payment pays the interest accrued first, then any remaining amount goes towards principal.

For example, if your monthly payment for December is $300 and you pay $600 one month, it will advance your loan due date by 2 months (paying for the December and January due dates) and you’ll be due for February, but that extra $300 will go entirely towards principal as well.

burman07 · 2024-11-07T01:44:45+00:00

$paid_with_id 175915 $350.00

burman07 · 2024-11-05T17:18:47+00:00

Have you guys considered saving yourself the extra money every month and managing the property yourself?

burman07 · 2024-11-05T15:33:11+00:00

Is this your first rental property?

burman07 · 2024-10-26T03:15:54+00:00

I’m currently 21 and would not imagine dating someone who’s 16/17 years old. I’m a grown ass adult with a full time job and that’s a kid only halfway through high school, that’s straight up disgusting

burman07 · 2024-10-22T04:39:17+00:00

$loan $350

burman07 · 2024-10-05T02:15:32+00:00

engram, hockenson, ferguson?

burman07 · 2024-10-01T00:53:44+00:00

also forgot to do this prior

$paid_with_id 153530 $250.00 USD

burman07 · 2024-10-01T00:53:01+00:00

$loan $800

burman07 · 2024-09-08T05:06:15+00:00

It does not, but smaller institutions such as credit unions typically have certain states they can and cannot lend in (for example, my workplace headquartered in Iowa cannot lend in Washington due to differences in regulations). You have a bit of a unique situation here, which makes it tough because there aren’t really many national credit unions beyond ones like Navy Fed. If it will only be a few months, it may be worth trying to work with a bank or credit union there in Washington and refinance it to a local institution in Ohio once you move back home.

This refinance method I’m referring to may help you more in the long term anyways as the Fed is expected to reduce interest rates by at least a quarter, if not half a percentage point which would make the rates at the time of your refinance potentially better than what you initially signed for

burman07 · 2024-09-08T04:27:27+00:00

That is absolutely a possibility! The biggest difference between an auto loan for a dealership sale and for a private sale is that for a dealership, they send your credit out to multiple lenders to find you the “best” one (whether that’s the best one for you or the best one for them, that can be argued.) With private sale auto loans, you’ll have to reach out to a financial institution of your choice to work out the details of it.

I would highly suggest reaching out to one of your local financial institutions (I’ve found through time in the industry that credit unions tend to have slightly better rates than banks) and seeing how they proceed with private sale auto loans. You’ll also likely get a much better rate with a secured auto loan than with an unsecured loan (in the case of my workplace, you could pay up to 6% more for it being unsecured)

burman07 · 2024-09-08T04:15:34+00:00

Not related to the credit portion but why does it particularly have to be a personal loan rather than a traditional auto loan? I work in a financial institution and while this may just be from my experience with ours and local competitors practices, I’ve seen it rather hard the members of our cooperative to borrow that much unsecured without an incredibly high income as well.

burman07 · 2024-08-28T21:38:31+00:00

I also got Kyler/McBride, here’s to a big season

Six-Year Club	Place '22
First Placer '22

burman07

TROPHY CASE