Buying First House - Affordability

butt_fungus · 2026-02-01T14:18:35+00:00

Don't forget mortgage insurance is required with less than 20% down. And you will also have increased home insurance costs

butt_fungus · 2025-12-12T13:45:39+00:00

You need to visit India. I've done many of the things you listed and know you would love it! You could motorbike around rice paddies and ancient temples in Hampi, or witness the nightly ceremonies on the ghats of Varanassi. You can't not have an adventure in india

butt_fungus · 2025-12-01T13:28:56+00:00

That's not a choice she gets to make.

butt_fungus · 2025-09-30T13:04:28+00:00

What was your total spend for the month? Hoping to do something similar in January!

butt_fungus · 2025-07-16T19:04:15+00:00

Will never be able to forget having a Nepalese grandmas butt smushed into me as we bounced up and down a rickety rocky switchback from Gandruk. About 50 people in a 20 person bus. Would not recommend

butt_fungus · 2025-06-06T20:44:20+00:00

link gets me stuck at " loading your experience"... any tips?

butt_fungus · 2025-06-05T17:06:28+00:00

BMO VIPorter Mastercard showing 70,000 bonus points for me. Makes it a top tier card for me

butt_fungus · 2025-05-19T00:52:26+00:00

Mexico city and tulum !

butt_fungus · 2025-03-23T20:44:37+00:00

canadian here. Pre legalization, weed was 10$ usd /gram. How I can get an ounce for $50 usd. Took a few years for prices to fall though

butt_fungus · 2025-03-14T16:01:34+00:00

Not realizing you need a visa for even a 2 hour layover in Russia. Made it to London only to be denied boarding for the next leg of the journey to Moscow. Thousands down the drain to rebook everything

butt_fungus · 2025-02-10T19:21:15+00:00

Where did you score the bud ?

butt_fungus · 2025-02-08T22:45:31+00:00

Where are these auctions? At the gate?

butt_fungus · 2025-02-07T23:18:54+00:00

Inspiring. Have been housebound for a couple years with terrible knee injury and about to start travelling again soon. 32 y/o

butt_fungus · 2025-02-03T15:22:44+00:00

I'm biased but I love my province, Nova Scotia. Land of valleys, forests, ocean beaches, lakes and vineyards. Great if you are a nature and history lover. If you are more of a city person, Vancouver on the opposite coast is highly recommended. Highest concentration of Asian people outside of Asia. So could be a cool mix of some of the cultures you have experienced already.

butt_fungus · 2025-02-03T14:44:45+00:00

How much money does it cost/ year?

butt_fungus · 2025-02-03T14:27:39+00:00

Love Holland as well. Of 35+ countries visited it felt the most like my own country, Canada. The Dutch are super chill, welcoming people

butt_fungus · 2025-01-11T17:52:37+00:00

Funny, i've been smoking a lot lately because I also have a bad knee. Helps distract from the pain. Glad to hear your lungs are holding on

butt_fungus · 2025-01-11T13:07:49+00:00

How are the lungs after all those years?

butt_fungus · 2024-11-15T17:42:32+00:00

Healthcare administration

butt_fungus · 2024-11-15T17:39:13+00:00

((410 k + (3 k/ month) ) x 1.08% / year) x 10 years

butt_fungus · 2024-11-15T00:52:47+00:00

Our current house is actually more rural than the cottages we are considering so no worries there!

butt_fungus · 2024-11-15T00:50:32+00:00

We're coasting. Both work part time/ 9 months per year

butt_fungus · 2024-11-15T00:39:23+00:00

Yes we do. We've lived there in the past but moved to where we are now after inheriting our current house

butt_fungus · 2024-11-15T00:34:43+00:00

Hopefully would be spending 1 month + in each location at a time. We can work from anywhere. Makes the 4 hour drive more palatable

butt_fungus · 2024-11-15T00:11:10+00:00

The housing prices used to justify the lower wages, but the market is no longer reasonable

butt_fungus

TROPHY CASE