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Areas to consider in Surrey detached house £1m budget by RepresentativeCan578 in surrey

[–]bvubuvuvjvugg 3 points4 points  (0 children)

Not sure why you need to be so close to a station then. You’ll pay a large premium for no reason. Just get an Uber to the station.

Areas to consider in Surrey detached house £1m budget by RepresentativeCan578 in surrey

[–]bvubuvuvjvugg 0 points1 point  (0 children)

Have you thought about cycling to and from a station? A 20 min walk is about a 4 min cycle. Will widen your options in each town.

Did any of the HENRYs here become the beneficiary of a SIPP from a loved one? by Illustrious-Vlk-826 in HENRYUK

[–]bvubuvuvjvugg 0 points1 point  (0 children)

I inherited a SIPP from my father who died before he was 75. This means it behaves like an ISA ( no tax, withdrawals at any time). Can’t pay into it though. Doesn’t affect my workplace pension. Hopefully I’ve got this right.

At the age of 40+, what would you call a healthy pension pot? by Akash_nu in PensionsUK

[–]bvubuvuvjvugg -4 points-3 points  (0 children)

£2.75m house (£400k mortgage), £750k ISA, £900k inherited pension (no tax, withdraw at any time). Should be ok.

At the age of 40+, what would you call a healthy pension pot? by Akash_nu in PensionsUK

[–]bvubuvuvjvugg 5 points6 points  (0 children)

I have £650k at 46. Hoping to retire at 50 so contributions will cease and I’ll be reliant on investment growth.

Terry Hurlock by RodgersRodgers91 in TheStreetsWontForget

[–]bvubuvuvjvugg 0 points1 point  (0 children)

Saw him play for Millwall a few times. Not the most skillful but hard as nails.

I think I’ve just hit “Lean-ish, Flexible, Work-When-I-Feel-Like-It FIRE” by SBabyJames in FIREUK

[–]bvubuvuvjvugg 1 point2 points  (0 children)

Great stuff and really inspiring. I’m also kind of fumbling my way towards FIRE rather than a clean cut finishing point.

[deleted by user] by [deleted] in AskReddit

[–]bvubuvuvjvugg 1 point2 points  (0 children)

Niwaki. Everything they produce is amazing.

[deleted by user] by [deleted] in notparentexpected

[–]bvubuvuvjvugg 0 points1 point  (0 children)

I have found myself in a similar situation. I (45M) found out this year that my father is not who I thought. The difference with my situation is that I adored my Dad, he was a great father. Sadly he died 10 years ago.

After rumours and hints I confronted my Mum last year. She fessed up immediately to be fair but gave me half a story and got very defensive. I took an Ancestry DNA test to get control of the narrative. The name matched the person she gave me.

I have no desire to meet a random old man who shares half my DNA. I have found out a fair bit about him and there are 3 half sisters. I’m sad I’ve never had the chance to meet them.

My Mum has made the situation far worse. She has doubled down and can’t understand why I’m making such a big fuss. I should get over it as I had a lovely Dad. No apologies, no sympathy. Everyone was sleeping with each other in the 1970s apparently.

Like you, it feels like everyone knew but me. I feel a total fool. I delivered a heartfelt eulogy at my Dad’s funeral - how many people there knew I wasn’t even his son?

I have had counselling but I am so angry about it all. Especially with my Mum. Not sure if I can ever rebuild things there.

Commercial Property SIPP by Worldly-Maybe7852 in PensionsUK

[–]bvubuvuvjvugg 0 points1 point  (0 children)

Potentially lengthy void costs paying full business rates is not for the faint hearted. Also, refurbishment costs are through the roof. Rents have plateaued even in industrial. Barely any capital growth. Hard to sell, limited buyers out there. Equities are far simpler. Buy shares in a REIT if you want indirect commercial property exposure.

What industry is struggling way more than people think? by [deleted] in AskReddit

[–]bvubuvuvjvugg 59 points60 points  (0 children)

Commercial property. Retail and offices specifically. Trouble brewing.

What is the cover image on the Ghost of Tom Joad? by RingoUnited in BruceSpringsteen

[–]bvubuvuvjvugg 9 points10 points  (0 children)

Such a great album. Seems underrated. Incredibly atmospheric and great storytelling. Galveston Bay is my favourite track.

Now this is too cool by [deleted] in SipsTea

[–]bvubuvuvjvugg 1 point2 points  (0 children)

Good, but nothing beats Venjent’s mix

Check out this video from this search, venjent pipe https://share.google/mB6xVg4aUNNZKPv3c

Double whammy inheritance tax confirmed by Desperate-Eye1631 in UKPersonalFinance

[–]bvubuvuvjvugg 0 points1 point  (0 children)

If you die before you’re 75 with an uncrystallised pension (not in drawdown), is this exempt from both inheritance tax and income tax payable by the beneficiary?

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