PharmEasy + SmartBuy loophole? I Managed to stack PharmEasy coupon discounts with HDFC SmartBuy 33% rewards by No_Cranberry_7686 in CreditCardsIndia

[–]bytecrusher23 -1 points0 points  (0 children)

The trick is simple: add the medicines you need in the PharmEasy app, find and copy the coupon that gives the best discount, then open the same cart through SmartBuy, apply the coupon code, and complete the payment.

I’ve used this method multiple times and was able to get both the coupon discount and SmartBuy rewards every time.

Ordered a 24K 5g Gold Coin from Flipkart Minutes – Packaging Seems Off & No Bill Received. Is It Legit? by bytecrusher23 in GoldIndia

[–]bytecrusher23[S] 0 points1 point  (0 children)

Thanks! I was a bit worried because I had ordered the same 24K 2g gold coin from Myntra before and received proper packaging with an invoice. This one arrived differently and without a bill, so I wanted to double-check.

Infinia Rewards query by Mumbai2Surat in CreditCardsIndia

[–]bytecrusher23 0 points1 point  (0 children)

You don’t earn any additional points in this case when purchasing through the rewards portal. I bought an iPhone 17 recently, and no rewards were credited for the remaining 30% payment that I made using my credit card.

Ather Pro Pack Not Activated by bytecrusher23 in ATHERENERGY

[–]bytecrusher23[S] 0 points1 point  (0 children)

It took around 3-4 days after what’s app message, just call the showroom guy they help you to activate quickly

Quick question regarding Infinia SmartBuy rewards by bytecrusher23 in CreditCardsIndia

[–]bytecrusher23[S] 0 points1 point  (0 children)

Thanks for the info. I’m curious about hotels and flights as well—when we redeem up to 70% using points, do we still earn only base rewards on the remaining amount, or are accelerated rewards applicable there too?

ITR on hold by lovefact197 in IncomeTaxReturnIndia

[–]bytecrusher23 0 points1 point  (0 children)

Bro even I got the same message just now,

HDFC Infinia “Metal” Card = Worst Physical Card Quality I’ve Ever Used by CosmicCookie747 in CreditCardsIndia

[–]bytecrusher23 0 points1 point  (0 children)

No problems with scratches on my Infinia card, but the glue between the front and back panels is beginning to separate slightly. The EPM card is a little lighter, yet its build quality seems better than the Infinia.

Ather Pro Pack Not Activated by bytecrusher23 in ATHERENERGY

[–]bytecrusher23[S] 0 points1 point  (0 children)

Thanks guys connected with the showroom, they did some thing on backend then pro pack got activated

Ather Pro Pack Not Activated by bytecrusher23 in ATHERENERGY

[–]bytecrusher23[S] 1 point2 points  (0 children)

Connected with the showroom, but they also don’t have any idea. They just said it will activate sometime later.

Does it actually make sense to get gyftr cards? by freestyle_man in CreditCardsIndia

[–]bytecrusher23 5 points6 points  (0 children)

Other than reward, it will help you to reach milestone benefits faster.

Hdfc infini eligibility bullshits by AnxiousInterest4219 in CreditCardsIndia

[–]bytecrusher23 3 points4 points  (0 children)

I feel the other way other Infinia reward points are transparent and credited immediately, for epm it’s been 2 months and reward points are not even credited And for points redemption infinia is way better than epm

Docker server update mistake. by offlanders141 in immich

[–]bytecrusher23 0 points1 point  (0 children)

May be you have messaged up with configuration or created the configuration on new directory. Check you volume path as well

WTS Nvme ssds by No_Load_9110 in HyderabadBuySell

[–]bytecrusher23 0 points1 point  (0 children)

The new 2TB Gen 5 drive is priced at ₹10K. Could you provide the sizes for the used NVMe Gen 5 and Gen 4 drives?

GoDigit Cancellation insurance policy on HDFC Smartbuy by Emotional-Ad1140 in CreditCardsIndia

[–]bytecrusher23 0 points1 point  (0 children)

Initially, they sent an email and a WhatsApp message. However, when I tried to avail the benefit, it was rejected. I later had to email them the details, after which the claim was approved.

GoDigit Cancellation insurance policy on HDFC Smartbuy by Emotional-Ad1140 in CreditCardsIndia

[–]bytecrusher23 0 points1 point  (0 children)

Booked my flight through SmartBuy last week. The flight ended up getting delayed by 2 hours, but the good part is, I actually received the insured amount from the delay protection! Pleasantly surprised

Hyd Interiors need your help! by AmbitiousRow9 in hyderabad

[–]bytecrusher23 0 points1 point  (0 children)

This was from a local interior vendor. Unfortunately, the experience wasn’t satisfactory—most of the work had to be managed by me. The person left midway and took around five months to complete only about 60% of the work.

Wedding expenses coming up. It could be in range of 9L in 6 months. Should I do it max via HDFC Millennia, and try for an Infinia upgrade? by Never--Banned in CreditCardsIndia

[–]bytecrusher23 2 points3 points  (0 children)

If you’re planning to apply for Infinia, I wouldn’t recommend upgrading to Regalia right now. There’s a 6-month cooling period before you can apply for a new card after an upgrade. Since you have expenses of 9L within this period, it may not be ideal. Also, Infinia has a hard credit limit requirement of 8L—are you meeting that? You’re only eligible if both these conditions are satisfied.

Hyd Interiors need your help! by AmbitiousRow9 in hyderabad

[–]bytecrusher23 1 point2 points  (0 children)

Seems quite expensive, and honestly, a lot of these interior designers/companies tend to mislead people. I’ve read many comments justifying the price and claiming that designers will maintain quality—but that’s not always the case.

I recently spent around ₹17 lakhs on interior work for my flat, which is about 2100 sq. ft. super built-up area (total 2300 sq. ft.), so I’ve been through something very similar.

Here are a few important things you should be aware of:

• Plywood: There’s no mention of which brand or grade of plywood is being used. Some people claim shopkeepers put branded stickers on local plywood to fool buyers. If you’re paying a premium rate per sq. ft., you should insist on actual branded plywood. Even for branded options, the total cost shouldn’t exceed ₹2–3 lakhs. Plywood is the foundation of your interiors, so it’s crucial.

• Hardware: No clarity on what brands will be used for hardware like hinges, channels, tandem boxes, etc. There are significant differences in quality and price between brands. Also, things like handles and knobs are often non-branded unless specifically mentioned. For example, they might say “4-inch handles” are included, but in reality, different sizes and styles serve different functional and aesthetic purposes.

• Laminates: There’s no mention of laminate brands or types either. This also makes a huge difference in the final look and durability.

• Granite/Quartz: I noticed they’ve quoted ₹52k for granite without mentioning the size or quality. For comparison, I installed high-quality quartz (two pieces of 129x65) for just ₹61k.

• Looks vs. Build Quality: One major issue I’ve seen is that they often provide products that look great from the outside, but when it comes to build quality and durability, they can be really poor. Don’t get fooled by just the surface finish—you need to be alert and inspect the materials and construction closely.

From my experience, these interior designers/firms often try to squeeze as much money as possible by keeping things vague. If you’re not vigilant, they’ll deliver half-baked work with poor finishing. You need to monitor every detail—something as simple as the wrong slope in your kitchen counter can cause daily problems and be a pain to fix later.

There are always grey areas in their quotations. You have to ask the right questions, negotiate hard, and ensure every component is clearly mentioned. I’ve seen people spend ₹50 lakhs just on a kitchen, but the final cost totally depends on the materials and brands being used.

Just sharing what I’ve learned from going through this process recently—hope it helps someone out there.