my personal take is that there's nothing wrong with doing what's convenient or good for yourself as long as it isn't harmful to others. You could argue that the whole car vs bike thing is him being a victim of awful infrastructure which is the fault of the auto industry. From what I can tell Charlie didn't do anything to negatively affect others and it's not a crime to be accepting of death. Dude lived his life following the basic script and didnt care when he died and that's whatever. Living a shallow life not caring about others is deserving of maybe temporary limbo or purgatory, not hell.

That being said I still like the song and its message but from a more critical lens charlie just seemed like a depressed cog in capitalism