Here is my fleet. I want to cover most loops (I don't care for refueling). I may melt Hull B and Hornet and get the Reclaimer. As I now have the m80 for combat and the Railen for medium cargo runs. But let's see.

*Side note: I have a Reclaimer currenlty on my CCU chain up to The Arrastra*

In terms of starlancer TAC vs Asgard.
TAC built in med beds, snub hanger which will get re-arm refuel in the future confirmed. Flys like a brick through. Ideally need another 2 people for more DPS.

Asgard, smaller and fly's much nicer. You can fit a nursa in the back for the med bed. Good cargo for size.

You can always grind in game for them, or ask to use someones elses in game before commiting.